Investments
To achieve your goals and manage your money effectively, you should understand the key metrics of personal finance. One of the vital metrics is the debt-to-income ratio or DTI. If you are planning to apply for a loan, buy a house, or assess your financial health, knowing your DTI will provide valuable insights to you. […]
Investments
Mutual Funds
Ever feel like you’ve invested in a mutual fund years ago but can’t remember the details? Or maybe a loved one left behind an investment, and you’re not sure where to start? SEBI (Securities and Exchange Board of India) has launched a new platform just for you — it’s called MITRA, short for Mutual Fund […]
Investments
Investing in the stock market, the investor can choose various investment styles; the popular approaches are; value stocks and growth stocks. So, it is necessary to understand the difference between value stocks and growth stocks. Because if they want to align their portfolio with personal goals and risk tolerance, they have to know about both […]
Investments
Algorithmic trading (aka Algo trading) is becoming increasingly popular among retail investors. If you’ve ever considered using automated strategies to buy and sell stocks — this update is for you! To help retail investors trade more safely and confidently using Algos, SEBI has rolled out a new set of rules that take effect from August […]
Investments
Planning isn’t an easy word, in financial matters it’s more difficult but an essential process. Many investors are ensuring their heirs can access investments, stocks, mutual funds, and insurance policies when needed. To ensure the safety of these important documents in India you can use the platform called DigiLocker. The platform offers a seamless and […]
Investments
What is Risk in Investing? Risk is the volatility or uncertainty in your investment’s returns. Even if two stocks give the same average return, one might be much bumpier than the other. The bumpier one is riskier. We use Standard Deviation to measure how much returns fluctuate. The more it jumps around, the higher the […]
Investments
In an ideal world, stock prices should reflect a company’s earnings, balance sheet, and long-term growth potential — in short, fundamentals. But the stock market doesn’t always behave like an Excel sheet. More often than not, it behaves like a mood swing. Welcome to the real world of stock investing, where sentiment often trumps fundamentals […]
Investments
The Securities and Exchange Board of India (SEBI) is introducing a big change to make your investing experience safer and more seamless. Starting October 1, 2025, all SEBI-registered intermediaries (like brokers, mutual funds, etc.) will use standardized and validated UPI IDs for collecting payments from investors. What’s Changing? Instead of paying to random UPI IDs, […]
Investments
Mutual Funds
For Indvidual’s, businesses or governments managing money is a major part of financial planning. The appropriate financial tool will help to achieve long-term goals without financial strain. In this process, sinking funds play a vital role in planning future expenses or debt repayment. In this blog we explore sinking fund meaning, examples, sinking fund […]
Investments
In the stock investing world corporations take strategic decisions like stock splits and bonus issues to reward existing shareholders. The two ways seem similar, and they have the power to increase the number of shares in circulation. They both have distinct mechanics, purposes, and implications. Are you ready to explore it? This blog will help […]
Investments
Introduction: Why Gold is a Timeless Investment? Gold has been valued for centuries, and it continues to hold a special place in the portfolios of investors around the world. Its status as a safe-haven asset—an investment that holds its value during periods of economic turmoil—has made it a go-to choice during uncertain times. But gold […]
Investments
Introduction: The Gold Investment Dilemma in India Gold has been a cornerstone of Indian wealth for centuries, revered for its beauty, rarity, and store of value. It continues to play a crucial role in the investment portfolios of Indian families, and it’s no surprise that investors are drawn to the idea of buying gold as […]
Investments
Trading
In financial markets, price manipulation is an unethical practice where traders or entities influence the price of a stock, commodity, or other securities to serve their interests. Understanding upward and downward price manipulation is critical for traders and investors using technical analysis as it allows them to recognize unnatural patterns and avoid costly mistakes. What […]
Investments
Mutual Funds
When investing in mutual funds, choosing between Growth and Dividend plans significantly impacts long-term wealth accumulation. Understanding Growth and Dividend Plans: Growth Plan: In this option, profits generated by the fund are reinvested, leading to uninterrupted compounding. This reinvestment increases the fund’s Net Asset Value (NAV) over time, enhancing wealth accumulation. Dividend Plan: Here, the […]
Investments
The face of India’s investing community is getting younger. The median age of Indian investors has dropped to 32 years, a stark change from the mid-40s it was about a decade ago. This generational shift signals an exciting evolution: young, tech-savvy Indians are stepping into the financial markets earlier than ever. Armed with smartphones, digital […]
ETF
Investments
International ETFs offer an easy and efficient way for investors to gain exposure to global markets, diversify their portfolios, and participate in the growth of leading international companies. However, while investing internationally is a great way to hedge against domestic risks and access high-growth sectors, one must be cautious about not overpaying for these ETFs. […]
Investments
Latest
Market Insights
The Indian government’s Union Budget 2025 has introduced significant changes to the income tax structure, aiming to reduce the tax burden for a broad range of taxpayers. Here’s a simplified breakdown of the new tax slabs and the potential savings: Revised Tax Slabs: Who Benefits: 1. Income up to ₹12 lakh: No tax liability due […]
Investments
In today’s hyper-connected world, social media platforms have become a dominant force in shaping public perception. Whether it’s breaking news or financial updates, platforms like Twitter, Facebook, and YouTube amplify information at an unprecedented speed. While this can be beneficial for staying informed, it also creates a dangerous cycle of fear and overreaction, especially in […]
Investments
The Nifty 500 Equal Weight Index offers investors a unique approach to diversification by assigning equal weight to each of the 500 companies within the Nifty 500 Index, regardless of their market capitalization. This strategy contrasts with traditional market-cap-weighted indices, where larger companies have a more significant influence on performance. Key Features of the Nifty […]
Investments
Trading
Trading is often perceived as a game of precise entries, where success depends on timing the market perfectly. But is entry really more important than exit in trading? Let’s break down this crucial aspect of trading strategy to understand which matters more and why. The Case for Entry: Setting the Stage Many traders focus intensely […]
Investments
Smarter investing starts with the right strategy, and it helps you crack the code to smarter investing while unlocking better risk-adjusted returns. By diversifying your portfolio with equities, debt, and gold, you can boost returns, minimize risk, and navigate market uncertainties with confidence. Let’s explore how. 1. Adding Equity Doesn’t Always Increase Volatility 
It […]
ETF
Investments
Mutual Funds
Investors often wonder which market cap category is best when setting up a Systematic Investment Plan (SIP) – Large Cap, Mid Cap, or Small Cap. Let’s break down these segments using data from the WhiteOak Capital Mutual Fund study on SIP returns. Key Characteristics of Market Cap Categories: Large Cap Funds: 
Invest in established, […]
Investments
Position sizing is one of the most crucial aspects of trading that often gets overlooked. It determines how much capital you should risk on a trade, ensuring that no single loss wipes out your trading account. In this blog, we’ll explore how position sizing can make or break a trader’s journey using a practical example. […]
Investments
The stock market is one of the most intriguing and potentially rewarding places to grow your wealth. However, despite its prominence, the stock market is shrouded in myths and misconceptions that often steer new and even seasoned investors in the wrong direction. Believing these myths can lead to poor decision-making, unnecessary risk, and disappointment. In […]
