From Conversations to Cost Cuts: A Family’s nCoins Magic Moment 

Where Family Meets the Financial Markets 

In the lush courtyard of Indore’s iconic Rajwada Palace, its ancient arches adorned with twinkling lights, families gathered for a warm reunion. The evening breeze carried the scent of jalebis and jalapenos, and animated laughter filled the air.  

Seated around a low table by a blooming jasmine vine were cousins Rohit and Sanya, each cradling a cup of masala chai. Sanya’s daughter, Ananya, played with mehndi cones, while Rohit’s son, Aarav tried flying a paper kite. Nearby, Grandma Sunita and Grandpa Mahesh exchanged fond smiles. 

However, amid the cheerful atmosphere, Sanya’s mind was filled with bitter thoughts about her recent trading experiences which were very evident on her face. Rohit leaned closer to Sanya and whispered, “Today is a day to enjoy with family and that’s the purpose of this picnic, but it seems like someone is lost in their own world!” 
 
Sanya replied, “Yeah Rohit, I am a bit disappointed with my trading venture. I am not satisfied with the profits I make after trading hard. Brokerage fees, GST, transaction charges, and all other possible charges eat away my profits. I am not happy with what I make in the end. I am so worried about this.” 
 
Rohit, a well experienced equity trader, guides Sanya by sharing how he excels at profitable trading. “I understand your concerns. I use Navia for my trading. I get zero brokerage fees along with nCoins advantage by referrals which waive extra costs. In this way I get to keep most of my profits and trade confidently.”  
 
“I’ve heard of Navia. Many of my friends use Navia for trading. I’ve always wanted to try that app. But what are nCoins? How it works?” Sanya was curious. 

How nCoins Make Trading Smarter 

Rohit sat upright, eyes shining. “Okay, picture this: each time you refer someone to open a Demat & Trading Account with Navia, they use your referral code, and you earn nCoins—a sort of in‑app currency.  And these nCoins help you eliminate charges like STT, GST, stamp duty, transaction charges, and any other possible charges. It’s like freebies piling up in your wallet.” 

Grandpa Mahesh interjected, “That’s interesting! Can you explain in detail?” 
 
“Of course!” Rohit nodded. “For example, you have 3000 nCoins by referring 6 people and your STT, GST, stamp duty, transaction charges, and all other possible charges adds up to INR 2000. At the end of the month INR 2000 will be credited into your trading account against your 3000 nCoins. So, your balance available will be 1000 nCoins.” 

Ananya gushed, “So nCoins are like magic money!” 
 
Rohit laughed, “Pretty much!” 

Diving into the nCoins Advantages 

Sanya’s husband, Manish, joined in: “So what else can I do with those nCoins?” 
 
Rohit gestured animatedly: “You can even convert them to Amazon voucher credits. For instance, 600 nCoins can be converted into Rs.100 Amazon E-Gift Card Voucher, 1100 nCoins into Rs. 250 Amazon E-Gift Card Voucher, similarly 2100 nCoins will be Rs. 600 Amazon E-Gift Card Voucher.”  
 
“So, the more nCoins you redeem the more you get!” Rohit clarified. “And excitingly, with this feature, you can gift yourself something cool by choosing from millions of products available at Amazon!” said Rohit with a broad smile on his face. 
 
Manish’s eyes became wide open, “That’s wonderful,” he added.

Discipline, Data, and a Dash of Patience 

As the evening turned golden, Rohit continued, “And here’s the discipline bit: I trade only when there’s a clear setup. I hold no more than 1% risk per trade. If it hits my stop-loss, I exit. If my target hits, bam, I take it. It’s calm, controlled, confident.” 
 
Sanya nodded. “So, you’re combining equity expertise with nCoins to really optimize your net returns.” 
 
“Yup. And let me show you something.” He opened the Navia App’s nCoins section. The screen displayed his remaining balance, 2,500 nCoins and redemption options. 
 
“It tells you exactly how much charges you can cover. So, you can even convert them to Amazon voucher credits or use them directly to waive out-of-pocket costs.”  

A Family Affair with a Financial Twist 

Grandma Sunita exclaimed, “A tool that helps you trade and save, brilliant!” 
 
Manish smiled and said, “Why don’t you refer me, Rohit? I want in.” 
 
Ananya and Aarav piped in simultaneously, “Me too!” 
 
Rohit mock-saluted, “Warning: referral spree begins. We earn 500 nCoins per referral, so we all win.” 

Sanya grinned, sharing a conspiratorial glance with Rohit. She then looked around at their extended family, cousins, uncles, aunties relaxed and enjoying both familial warmth and floral fragrances. 

Earning, Saving, and Referring Made Easy 

Sanya asked, “So tell us how to refer and get these nCoins! Is it a lengthy process?” 
 
Rohit smiled, “That’s the best part, it can be done in a few seconds! Open Navia App, go to nCoins sections, tap “Invite Via WhatsApp.” You can select all your friends and send them. Done! It’s that simple!” 
 
Manish exclaimed, “That’s very easy!” 

Small Steps, Big Gains with nCoins

As night deepened and lanterns glowed under the Indore sky, family members lingered, some planning to download Navia, others already eyeing stocks. The buzz wasn’t just about returning home; it was about bringing home smarter trade powered by referral and nCoins. 

Before leaving, Sanya opened Demat and Trading account with Navia instantly. Now she felt confident to trade with the power of Zero Brokerage and nCoins cost cuts that she would avail herself of through referrals. 
 
Under those historic palace arches, a simple truth had settled in with discipline, strategy, and the nCoins advantage.  

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