OTM Trader · Workspace

Set a budget. Trade OTM options without the guesswork.

The OTM Trader Workspace filters the option chain to genuinely out-of-the-money strikes, and shows you max loss and time-decay context on every button — before you buy, not after.

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Free for every Navia client · No extra charges to use this workspace
Budget-first
Set once, filters everything
Max loss
Shown before you buy
Theta context
Plain-language decay estimate
Nothing hidden
Over-budget strikes labeled, not removed

Built around a budget, not a guess

Everything in this workspace flows from three inputs you set once: how much you're willing to risk this session, which underlying, and which way you think it's headed.

Session budget

Set the maximum you're willing to spend this session. The workspace runs on this number for everything that follows.

Automatic OTM filtering

Pick an underlying and a direction — the chain filters to genuinely out-of-the-money strikes automatically. No manual scrolling through ITM clutter.

Max loss on every button

Every buy button shows the maximum possible loss for that contract and quantity, right where you're about to tap.

Plain-language theta context

Roughly what time decay costs by tomorrow if the price doesn't move — spelled out in words, not just a Greek number.

Over-budget, labeled not hidden

Contracts that exceed your budget stay visible with a clear label — you always see the full chain, never a filtered illusion of it.

The same shared order ticket

Placing the order works exactly like the rest of the platform — the budget context is layered on top, not a different flow to learn.

Budget-first by design

Six steps, from budget to a sized position

You set the ceiling first, then the workspace filters everything to fit. Tap any point to see it.

1Set your budget for the trade — before you see a single strike
2Pick the underlying you want to trade
3Pick your direction — up shows cheap Calls, down shows cheap Puts
4Max loss, ITM chance and time decay on every buy button
5A live session budget tracker, always in view
6Size the position from your risk and stop — whole lots only
1Set your budget
🎯 OTM Trader Setup Step 1 of 3 · Your budget
What's your budget for this trade?
₹500₹1,000₹2,000₹5,000
Or enter a custom amount
e.g. 1500
Continue
2Pick the underlying
🎯 OTM Trader Setup Step 2 of 3 · Underlying
Which underlying?
Budget: ₹5,000
NIFTYBANKNIFTYSENSEX
← Change budget
3Pick your direction
🎯 OTM Trader Setup Step 3 of 3 · Your view
Which way do you expect NIFTY to move?
Spot: 24435.9 · Budget: ₹5,000
UPShows cheap OTM Calls
DOWNShows cheap OTM Puts
← Change underlying
4Max loss, ITM chance & decay on every button
Every buy button carries its own context
83.50−46.08%Buy~32% ITM24,650
Buy · Max loss ≈ ₹5,428 · ~32% chance of finishing ITM · If flat, ≈₹667 (12.3%) lost to time decay by tomorrow
41.75−53.69%Buy~19% ITM24,800
32.40−56.36%Buy~16% ITM24,850
5Session budget tracker
💰 ₹5,000 ₹0 used budget left
6Position size calculator
📊 Position size calculator
Risk (₹)5000
Stop-loss40
Suggested: 3 lots (195 qty) — actual risk ₹4,846
Apply to quantity

How it works

From opening the workspace to placing your first trade.

1

Switch to OTM Trader

One tap from the workspace rail — no setup or configuration screen first.

2

Set your budget, underlying & direction

Three quick inputs — the chain refilters instantly as you set them.

3

Read the context on each strike

Max loss and theta decay are shown right on the button, before you buy.

4

Buy with the shared order ticket

Same familiar order flow as everywhere else on the platform — no new mechanic to learn.

Designed to inform, not just to execute

Retail options trading carries well-documented risk. This workspace is built to give you more information and more control before you place a trade — not to promise a particular outcome.

Budget as the boundary

The whole workspace runs on a budget you set upfront — there's no path to buying a contract without first seeing whether it fits.

Nothing hidden

Contracts over budget are labeled clearly rather than removed — you see the whole chain and decide for yourself.

Decay isn't a surprise

Time decay is estimated upfront in plain language, not left for you to discover after the fact.

Frequently asked questions

Everything you need to know about the OTM Trader Workspace.

What counts as an OTM strike in this workspace?

Any strike genuinely out-of-the-money relative to the current spot price — the chain filters these automatically based on your chosen underlying and direction, so you're not scrolling through ITM or deep ITM strikes.

What happens if a contract costs more than my budget?

It stays visible in the chain but is clearly labeled as over budget — nothing is hidden, so you always see the full picture before deciding.

What does the theta context on each button actually show?

A plain-language estimate of roughly what time decay costs that position by tomorrow if the underlying doesn't move — so decay isn't a surprise you discover later.

Is my maximum loss shown before I place the order?

Yes — every buy button shows the maximum possible loss for that specific contract and quantity before you tap it.

Can I change my budget mid-session?

Yes — your session budget, underlying and direction can all be adjusted at any time; the chain refilters immediately.

Trade OTM options with the numbers upfront

Switch to the OTM Trader Workspace on Navia's web platform — or try the guest demo first, no account needed.

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