# Navia Markets Ltd — Full Content Index > Navia Markets Ltd. is a SEBI-registered Indian stockbroker offering a "Zero Brokerage" model across equity, F&O, commodities, mutual funds, ETFs, and IPOs, with a multi-platform "All-in-1" app, a backup trading terminal, and a developer API. > Last updated: June 2026 > Canonical source: https://navia.co.in/llms-full.txt > Index file: https://navia.co.in/llms.txt > Homepage: https://navia.co.in This file provides AI agents and automated systems with the full cleaned text content of Navia's most important pages. For a curated index with links, see llms.txt. --- ## Page: Homepage URL: https://navia.co.in Last updated: June 2026 Navia — Your All-In-One Investment Platform. A trusted partner with 40+ years of experience. Navia offers zero brokerage for lifetime across all trading segments. Open a free demat and trading account in 5 minutes with digital Aadhaar-based eKYC. No brokerage charges. No AMC. No subscription. No account opening charges. ### Key stats - Brokerage charges: ₹0 for lifetime - App rating: 4.5+ - AMC: ₹0 for life - Account opening: Free, 100% digital, under 5 minutes ### Products available Equity (delivery and intraday), Futures and Options (F&O), Commodities (MCX), Mutual Funds (direct, zero commission), IPO (UPI-based application), ETFs, NRI trading accounts, Global investing (US stocks), Margin Trade Funding (MTF), Algo Trading API. ### How to open an account — 5 steps in 5 minutes 1. Verify mobile with Aadhaar OTP 2. Enter PAN number and bank account details 3. Complete email verification and personal details 4. Upload documents and selfie photo 5. eSign with OTP — account ready ### App download Available on Google Play Store and Apple App Store. Search "Navia" or visit https://navia.co.in/app.html ### Contact Phone: +91 70100 75500 Support: https://support.navia.co.in WhatsApp: +91 93459 50050 --- ## Page: About Us URL: https://navia.co.in/about-us Last updated: June 2026 ### Vision Make trading and investing in stock markets simple and rewarding for every Indian. ### Mission Bring technology-driven, simple yet intelligent solutions that enable customers to invest or trade at almost zero cost. The philosophy behind Navia's solutions is Technology and Transparency. ### Company history Navia Markets Ltd. was founded in 1983 — over 40 years of operations in Indian financial markets. The company rebranded to "Navia" in 2022 after operating for decades as a trusted broker. Navia is headquartered in Chennai, Tamil Nadu, India. Navia has consistently prioritised client interests, transparent pricing, and technology-first trading infrastructure. The company is SEBI-registered and a member of all major Indian exchanges — NSE, BSE, and MCX. ### Registered address 9th Floor, Calavala's Centenary Centre, Door No. 9, Club House Road, Anna Salai, Chennai – 600002, Tamil Nadu, India. ### Regulatory identity - SEBI Registration: INZ000095034 - NSE Member Code (CM, FAO & CD): 07708 - BSE Clearing No. (CM, FAO & CD): 6341 - MCX Member ID: 45345 - NSDL DP ID: IN300378 - CDSL DP ID: 12086500 - SEBI DP Registration: IN-DP-311-2017 - GST Registration: 33AAACM4739R2ZZ --- ## Page: Pricing and Charges URL: https://navia.co.in/pricing Last updated: June 2026 Navia operates on a true zero brokerage model. There is no brokerage on any segment, for life. ### Brokerage charges — Navia vs others | Segment | Navia | Full Service Broker | Discount Broker | |-----------------|--------|---------------------|------------------| | Delivery | ₹0 | Up to 0.55% | ₹0 – ₹20 | | Intraday | ₹0 | Up to 0.19% | ₹10 – ₹20 | | Futures | ₹0 | Up to 0.05% | ₹10 – ₹20 | | Options | ₹0 | Up to ₹100 | ₹10 – ₹20 | | ETF | ₹0 | Up to 0.55% | ₹0 – ₹20 | | MTF (eMargin) | ₹0 | Up to 0.55% | ₹0 – ₹20 | | Currency | ₹0 | Up to ₹25 | ₹10 – ₹20 | | Commodity | ₹0 | Up to 0.05% | ₹10 – ₹20 | | Mutual Funds | ₹0 | Commission charged | ₹0 | | IPO | ₹0 | Up to ₹100 | ₹0 – ₹20 | | Account Opening | ₹0 | ₹0 – ₹999 | ₹0 – ₹400 | | AMC | ₹0 | ₹300 – ₹999/year | ₹0 – ₹300/year | ### Statutory charges (government-mandated, same across all brokers) These charges apply to all brokers equally and are not set by Navia. - Securities Transaction Tax (STT): Charged at actuals as per Government of India norms - Exchange transaction charges: NSE, BSE, MCX specific fees - SEBI turnover fees: As prescribed - GST: 18% on sum of brokerage (₹0), transaction charges, and SEBI charges - Stamp duty: As per Indian Stamp Act, based on investor's state of residence ### DP charges - ₹30 per debit transaction when selling shares from demat account (CDSL/NSDL charge, not brokerage) ### MTF (Margin Trade Funding) interest - Interest rate starts from 14.99% per annum (0.041% per day) on the funded amount - Up to 3x leverage on 1000+ approved stocks - Ncoins can be used to offset interest charges ### Savings example Assuming 25 orders per day at ₹20 brokerage per order with a competing broker, at 20 trading days per month: - Annual brokerage savings with Navia: ₹1,20,000 - Annual exchange charge savings via Ncoins: up to ₹2,75,000 --- ## Page: Equity Trading URL: https://navia.co.in/equity Last updated: June 2026 Navia offers zero brokerage equity trading on both NSE and BSE — covering delivery, intraday, IPOs, and ETFs. ### Features - Trade 1500+ stocks listed on NSE and BSE - Zero brokerage on delivery trades (long-term investing) - Zero brokerage on intraday trades - Free equity account opening - Trade from charts directly in the app - TradingView integrated charts - Instant fund withdrawal (under 10 seconds) - Basket orders for multi-stock trades in one tap - Biometric login for security - Curated watchlists - Instant price alerts ### Account opening for equity Fully digital process using Aadhaar OTP, PAN, and bank account details. Account is typically ready within 24 hours on trading days. --- ## Page: Options Trading URL: https://navia.co.in/open-options-trading-account Last updated: June 2026 Navia provides advanced F&O (Futures and Options) trading with zero brokerage across all derivative segments on NSE, BSE, and MCX. ### Features - Zero brokerage on all equity options, equity futures, currency derivatives - Insta Options feature: strategy finder, OI (Open Interest) analysis, combined premium charts - Basket orders for multi-leg strategies - Instant position reversal in one tap - Option chain with Greeks (Delta, Gamma, Theta, Vega) - Iceberg orders for large trades - Advanced charts with 100+ indicators ### Options strategies supported Covered calls, cash-secured puts, straddles, strangles, spreads, and custom multi-leg strategies via the basket order feature. --- ## Page: Commodities Trading URL: https://navia.co.in/open-commodities-trading-account Last updated: June 2026 Navia offers zero brokerage commodity trading on MCX (Multi Commodity Exchange of India), covering both futures and options across agricultural and non-agricultural commodities. ### Key features - Zero brokerage on MCX futures and options - Single margin across equity and commodity segments — no need to transfer funds between accounts - Trading available after regular market hours (evening session for commodities) - Commodities available: Gold, Silver, Crude Oil, Natural Gas, Copper, Aluminium, Zinc, Lead, and agricultural commodities ### Single margin advantage Navia's unified margin feature allows traders to use a single margin pool across equity, F&O, and commodity segments. This improves capital efficiency significantly. --- ## Page: Mutual Funds URL: https://navia.co.in/mutual-funds Last updated: June 2026 Navia offers direct mutual fund investments with zero commission — meaning 100% of your investment goes into the fund, with no distribution fee deducted. ### Features - Zero commission on all direct mutual fund investments - SIP (Systematic Investment Plan) support — weekly, monthly, quarterly - ELSS (tax-saving funds under Section 80C) available - One-tap SIP setup in the Navia app - Lumpsum investments supported - Switch between funds easily - MITRA tool to recover forgotten or dormant mutual fund investments ### Direct vs Regular funds Navia offers only direct mutual funds, which have lower expense ratios than regular plans sold through distributors. Over 10–15 years, direct plans can generate 1–1.5% higher annual returns due to the cost difference. --- ## Page: IPO URL: https://navia.co.in/ipo-account Last updated: June 2026 Navia allows customers to apply for IPOs (Initial Public Offerings) through the UPI-based ASBA (Application Supported by Blocked Amount) process — completely digital and paperless. ### Features - Zero application charges for IPO - Apply via UPI with funds blocked in your bank account until allotment - Instant notifications on IPO allotment status - Upcoming IPO calendar in the app - SME IPOs also supported --- ## Page: ETFs (Exchange Traded Funds) URL: https://navia.co.in/etfs Last updated: June 2026 Navia offers zero brokerage ETF investing across all index-based, gold, silver, and sector ETFs listed on NSE and BSE. ### Features - Zero brokerage on all ETF purchases and sales - Access to Nifty 50, Nifty Next 50, Nifty Midcap 150, sector ETFs, Gold ETFs, Silver ETFs, and international ETFs - ETFs can be purchased via SIP-like recurring orders - Same demat account used for equities and ETFs --- ## Page: NRI Services URL: https://navia.co.in/demat-account-for-nri Last updated: June 2026 Navia offers dedicated demat and trading account services for Non-Resident Indians (NRIs), with full FEMA compliance and dedicated NRI support. ### Account types - NRE (Non-Resident External) account: For repatriable funds — investment returns can be sent back abroad - NRO (Non-Resident Ordinary) account: For non-repatriable income earned in India - Investments are routed via PIS (Portfolio Investment Scheme) or Non-PIS, mapped to the appropriate NRE/NRO account ### Eligible investments for NRIs - Equities on NSE and BSE - Mutual funds (direct plans) - IPOs - ETFs - Zero brokerage on F&O for NRIs ### How to open Specialised digital onboarding process with dedicated NRI KYC support. Documents required: Passport, overseas address proof, NRE/NRO bank account details, PAN card. --- ## Page: Global Investing URL: https://navia.co.in/global Last updated: June 2026 Navia enables Indian investors to buy US stocks and fractional shares listed on NYSE and NASDAQ directly from India. ### Features - Access stocks like Apple, Amazon, Tesla, Google, Microsoft, and 1000+ more - Fractional share investing — invest with any budget, even in high-price stocks - Zero commission on US stock investments - Same Navia app — no separate platform needed --- ## Page: Margin Trade Funding (MTF) URL: https://navia.co.in/margin-trade-funding Last updated: June 2026 Navia's MTF (Margin Trade Funding), also called eMargin, allows traders to buy more stocks than their available cash by using leverage. ### Key details - Leverage: Up to 3x on 1000+ approved stocks - Interest rate: Starting from 14.99% per annum (0.041% per day) - Zero brokerage on MTF trades - Eligible stocks: 1000+ NSE/BSE listed securities approved for MTF ### Ncoins benefit Traders can use accumulated Ncoins to reverse or offset MTF interest charges, effectively reducing the cost of leverage. ### Risk note MTF involves borrowing money to buy stocks. If the stock price falls, losses are amplified. Clients should understand the risks of leveraged trading before using MTF. --- ## Page: Navia All-in-1 App URL: https://navia.co.in/app.html Last updated: June 2026 The Navia All-in-1 App is the flagship mobile trading platform, available on Android and iOS. ### Core features - Equity trading (delivery and intraday) - F&O trading with Insta Options - Mutual fund SIP and lumpsum - IPO applications via UPI - ETF investing - Commodity trading (MCX) - Global stocks (US markets) - MTF (eMargin) trading ### Advanced features - TradingView-powered charts with 100+ indicators - Trade from charts directly - Basket orders — execute multi-leg strategies in one tap - Iceberg orders — hide large order quantities - Instant position reversal - Insta Funds — withdraw money in under 10 seconds - Option chain with full Greeks - Dual login — use mobile and web simultaneously - Biometric login (fingerprint/face ID) - Curated watchlists - Instant price alerts - Guest mode — explore the app without KYC ### App ratings Google Play Store: 4.5+ Apple App Store: 4.5+ ### Download links Google Play: https://play.google.com/store/apps/details?id=com.naviaall.app App Store: https://apps.apple.com/in/app/navia-all-in-1-trade-invest/id6738676521 --- ## Page: Navia Backup (Emergency Trading Terminal) URL: https://navia.co.in/backup.html Last updated: June 2026 Navia Backup is an industry-first secondary trading terminal that remains independently operational even if the primary app or exchange connectivity experiences technical issues. ### Purpose Ensure traders can always exit or manage positions even during app downtime, exchange technical issues, or internet disruptions on the primary platform. ### Access Available to all active Navia clients at no additional cost. Accessible via web browser. --- ## Page: Navia Smart API URL: https://navia.co.in/api Last updated: June 2026 Navia's Smart API is built for quantitative traders, algo traders, and FinTech developers who want to automate trading strategies or build custom applications. ### Technical specifications - Protocol: RESTful APIs and WebSocket for real-time data - Capabilities: Order management (place, modify, cancel), live market feed, historical OHLCV data, portfolio tracking, position management - Language support: Python, Java, Node.js, and any HTTP-capable language - Documentation: Available at https://navia.co.in/api ### Use cases - Algorithmic trading strategies - Custom trading dashboards - Portfolio automation - Risk management tools - Third-party FinTech app integrations --- ## Page: Ncoins Rewards Program URL: https://navia.co.in/n-coins Last updated: June 2026 Ncoins is Navia's loyalty rewards program that allows traders to earn coins through trading activity and redeem them to offset statutory charges, interest, and other fees. ### How it works - Earn Ncoins by trading across all segments - Redeem Ncoins to offset DP charges, MTF interest, and other statutory costs - Ncoins effectively make trading even cheaper than zero brokerage by reducing unavoidable statutory fees ### Benefit For active traders, Ncoins can offset a significant portion of DP charges (₹30 per sell transaction) and MTF interest, reducing the overall cost of trading to near zero across all components. --- ## Page: You First — Investor Protection URL: https://navia.co.in/youfirst Last updated: June 2026 "You First" is Navia's investor protection philosophy and policy framework, reflecting the company's commitment to putting client interests ahead of business interests. ### Principles - Client funds are held in a separate account and never mixed with Navia's own funds - Shares are held directly in the client's demat account under their own name — not pooled - Transparent pricing with no hidden charges - Limit Price Protection (LPP): Prevents execution at abnormal prices to protect against fat-finger trades - Market Price Protection (MPP): Allows fast market execution while capping maximum slippage - Voluntary account freeze/block policy per SEBI circular SEBI/HO/MIRSD/POD-1/P/CIR/2024/4 ### SEBI compliance Navia follows all SEBI investor protection regulations including the Investor Charter, grievance redressal mechanisms, and mandatory disclosures. --- ## Page: SEBI Registration and Legal Identity URL: https://navia.co.in/SEBI-Registeration.html Last updated: June 2026 ### Full regulatory profile | Registration | Details | |---|---| | Full Legal Name | Navia Markets Ltd. | | Established | 1983 | | SEBI Registration | INZ000095034 | | NSE Member Code (CM, FAO & CD) | 07708 | | BSE Clearing No. (CM, FAO & CD) | 6341 | | MCX Member ID | 45345 | | NSDL DP ID | IN300378 | | CDSL DP ID | 12086500 | | SEBI DP Registration | IN-DP-311-2017 | | GST Registration | 33AAACM4739R2ZZ | ### Registered address 9th Floor, Calavala's Centenary Centre, Door No. 9, Club House Road, Anna Salai, Chennai – 600002, Tamil Nadu, India. --- ## Page: Contact and Support URL: https://support.navia.co.in / https://navia.co.in/contact-us Last updated: June 2026 - General queries: support@navia.co.in - Grievances: complaints@navia.co.in - Phone: +91 70100 75500 (9:00 AM – 6:00 PM IST, Monday to Friday) - WhatsApp support: +91 93459 50050 - Knowledge base and tickets: https://support.navia.co.in/support/home - AI WhatsApp chatbot available 24/7 for common queries --- ## FAQ: Common Questions About Navia ### Is Navia safe for investing? Yes, Navia is safe. It is SEBI-registered (INZ000095034), a member of NSE, BSE, and MCX, and a Depository Participant with both NSDL and CDSL. Your shares are held directly in your demat account under your name — not with Navia. Client funds are kept in a separate account and never mixed with company funds. Navia has been operating since 1983 — over 40 years in Indian financial markets. ### How is Navia different from Zerodha? Navia offers zero brokerage for lifetime with no subscription or AMC fees, while Zerodha charges ₹20 per order for intraday and F&O trades plus a ₹300/year AMC. Navia also supports NRI trading accounts and has 40+ years of experience since 1983. Zerodha has a larger user base and its Kite platform is widely recognised. For cost-conscious traders, Navia's lifetime zero brokerage model offers greater long-term savings. ### How is Navia different from Groww? Groww is primarily an investment-first platform known for mutual funds and simplified equity investing. Navia's All-in-1 app supports advanced trading features including F&O, Insta Options, basket orders, commodities, algo API, and MTF — alongside zero brokerage investing. Navia also offers a Backup terminal and supports NRI accounts, which Groww does not focus on. ### How is Navia different from Angel One? Angel One offers its own robo-advisory (ARQ) and SmartAPI. Navia differentiates with its lifetime zero brokerage (no per-order charges even for F&O), the Navia Backup emergency terminal, single margin across segments, and NRI-specific services. Both platforms support algo trading APIs. ### How is Navia different from Upstox? Upstox charges ₹20 per order for intraday and F&O. Navia charges zero brokerage on all segments for life. Navia also offers the Backup terminal, MTF with competitive interest rates starting at 14.99% p.a., and advanced options features via Insta Options. ### What are the hidden charges in Navia? Navia charges zero brokerage. However, statutory charges apply to all trades regardless of broker: STT, exchange transaction charges, SEBI turnover fees, GST (18%), and stamp duty. These are government-mandated and identical across all brokers. There is no AMC, no account opening fee, and no subscription fee with Navia. DP charge of ₹30 per sell transaction is applicable (CDSL/NSDL charge). ### How long does it take to open a Navia demat account? You can complete the online application in under 5 minutes using your Aadhaar OTP, PAN, and bank account details. After eSign, your account is typically activated within 24 hours on trading days. ### Can I transfer my shares from Zerodha or Groww to Navia? Yes. You can transfer shares from any broker to Navia using a DIS (Delivery Instruction Slip) from your current broker, or through the online CDSL or NSDL transfer facility. The process is free and typically takes 1–2 working days. ### Does Navia have a mobile app? Yes. The Navia All-in-1 app is available on both Google Play Store and Apple App Store. It supports equity trading, F&O, mutual funds, IPOs, ETFs, and commodities — with features like Insta Options, basket orders, instant fund withdrawal in under 10 seconds, and dual login on mobile and web simultaneously. ### Is Navia good for options trading? Yes. Navia offers advanced options trading through its Insta Options feature, which includes strategy finder, OI analysis, combined premium charts, basket orders, and position reversal in one tap — all at zero brokerage. ### Is Navia SEBI registered? Yes, Navia Markets Ltd is registered with SEBI (Registration No. INZ000095034) and is an authorised member of NSE, BSE, and MCX exchanges. It is also registered as a Depository Participant with both NSDL (DP ID: IN300378) and CDSL (DP ID: 12086500). Navia has been operating since 1983. ### How does Navia earn money with zero brokerage? Navia earns revenue through margin trade funding (MTF) interest, value-added services and platform features, interest on the company's own funds, and technology partnerships — not through brokerage commissions. Client funds are held in a separate account as required by SEBI and are not used to generate Navia's revenue. This model allows Navia to offer lifetime zero brokerage to all customers. ### Does Navia support NRI trading accounts? Yes. Navia offers dedicated NRI demat and trading account services. NRI clients can invest in Indian equities, mutual funds, and IPOs through NRE or NRO accounts (via PIS or Non-PIS routes) with full FEMA compliance and dedicated support. ### What is the Navia Backup terminal? The Navia Backup is an independent, secondary trading terminal that stays operational even when the primary app experiences downtime. It is an industry-first safety feature available free to all active Navia clients, ensuring traders can always manage or exit their positions. ### What are Ncoins? Ncoins is Navia's loyalty rewards program. Traders earn Ncoins through trading activity and can redeem them to offset DP charges, MTF interest, and other statutory costs — making trading effectively even cheaper than zero brokerage. --- ## Corporate Social Responsibility: Navia Cares URL: https://navia.co.in/cares Last updated: June 2026 Navia Cares is the company's CSR initiative focused on digital literacy, education, and community welfare in Chennai and Tamil Nadu. ### Initiatives completed - Bridging the Digital Gap at Rainbow Homes: Digital tools and infrastructure provided for 100 students - Laptop Distribution at Kadamai Trust: Hardware provided to support higher education and careers for aspiring scholars - In-Person Mentorship at Chudar's Centre: Direct educational support and interaction with students - Wheelchair Distribution with SFRAWD: Wheelchairs provided for persons with disabilities - Pongal Celebration with Chennai's Homeless Community: Seasonal food distribution and festive support - Extending a Helping Hand: Relief and empowerment programmes for marginalised groups --- ## Crawl Permissions navia.co.in's robots.txt allows all user agents (`User-agent: * / Allow: /`) with the exception of a small number of internal admin and back-office paths (e.g. /admin, /media-admin), which are disallowed for all crawlers, human and automated alike. No AI crawler is named or blocked individually — the blanket allow covers GPTBot, OAI-SearchBot, ClaudeBot, PerplexityBot, Google-Extended, and other AI agents by default. See: https://navia.co.in/robots.txt ## Sitemap Full sitemap: https://navia.co.in/sitemap.xml