IPO · Apply via UPI

Apply to IPOs in
3 simple steps.

Browse every open mainboard and SME IPO, apply online with UPI in seconds, and track your application status in real time — all from one free account.

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Apply via UPI · No cheques · Real-time status
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Navia app — IPO application screen with UPI
3
Simple steps
UPI
Pay & block in seconds
₹0
Brokerage on delivery
Live
Application status
How it works

Apply in minutes, pay via UPI.

1

Pick an IPO

Browse open mainboard & SME IPOs with price band, lot size and key dates.

2

Apply with UPI

Enter your bid and approve the UPI mandate — funds stay blocked in your bank until allotment.

3

Track & get allotment

Follow your application status in real time; shares are credited on allotment.

Why apply with Navia

The simplest way to invest in IPOs.

UPI in seconds

No cheques, no ASBA forms — just approve a UPI mandate.

Money stays with you

Funds remain blocked in your own bank account until allotment.

₹0 on listing

Zero brokerage when you sell allotted shares on delivery.

IPO alerts

Get notified when new IPOs open and before they close.

Mainboard & SME

Never miss an IPO again.

See the full IPO calendar, review details that matter, and apply before the window closes — right from the Navia app or web.

  • Mainboard & SME IPOs in one place
  • Apply for yourself and family (UPI per PAN)
  • Modify or withdraw your bid before close
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Navia app — live IPO list with Apply buttons
Frequently asked

IPOs, explained.

You can apply for mainboard and SME IPOs online through Navia using UPI. Browse open IPOs, place your bid, approve the UPI mandate, and the application amount is blocked in your bank account until allotment.

No. Navia charges ₹0 to apply for IPOs. You only need sufficient funds in your linked bank account, which are blocked via UPI until shares are allotted.

Retail individual investors can apply for up to ₹2,00,000 in an IPO. Applications above this limit fall under the non-institutional (HNI) category.

You can track your IPO application and allotment status directly in the Navia app. If shares are allotted they are credited to your demat account; if not, the blocked funds are released back to your bank.

No. A Demat account is required to receive IPO shares. You can open a free Demat and trading account with Navia online in about 5 minutes.

Mainboard IPOs are larger companies that list on the main exchange boards, while SME IPOs are smaller companies on the SME platform with higher minimum lot sizes and higher risk. Navia lets you apply to both.

From the Navia blog

IPO insights.

The latest analysis and how-tos on applying to and evaluating IPOs.

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Apply to your next IPO with ease.

Open a free account and never miss an opportunity again.