{"id":8577,"date":"2025-01-27T12:47:25","date_gmt":"2025-01-27T12:47:25","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=8577"},"modified":"2025-08-12T13:06:16","modified_gmt":"2025-08-12T13:06:16","slug":"specialized-investment-mutual-fund-investing","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/specialized-investment-mutual-fund-investing\/","title":{"rendered":"Specialized Investment Funds: Simplifying Mutual Fund Investing"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#key-features\">Key Features<\/a><\/li><li class=\"\"><a href=\"#key-investment-limits\">Key Investment Limits<\/a><\/li><li class=\"\"><a href=\"#1-tailored-for-accredited-investors\">1. Tailored for Accredited Investors<\/a><\/li><li class=\"\"><a href=\"#2-flexibility-in-investment-strategies\">2. Flexibility in Investment Strategies<\/a><\/li><li class=\"\"><a href=\"#3-diversified-permissible-investments\">3. Diversified Permissible Investments<\/a><\/li><li class=\"\"><a href=\"#4-enhanced-risk-mitigation\">4. Enhanced Risk Mitigation<\/a><\/li><li class=\"\"><a href=\"#5-professional-fund-management\">5. Professional Fund Management<\/a><\/li><li class=\"\"><a href=\"#6-cost-efficiency-and-fee-transparency\">6. Cost Efficiency and Fee Transparency<\/a><\/li><li class=\"\"><a href=\"#7-bridging-mutual-funds-and-alternative-investment-funds-ai-fs\">7. Bridging Mutual Funds and Alternative Investment Funds (AIFs)<\/a><\/li><li class=\"\"><a href=\"#8-who-should-invest-in-si-fs\">8. Who Should Invest in SIFs?<\/a><\/li><li class=\"\"><a href=\"#9-implications-for-the-mutual-fund-industry\">9. Implications for the Mutual Fund Industry<\/a><\/li><li class=\"\"><a href=\"#10-global-comparison-specialized-funds\">10.Global Comparison: Specialized Funds<\/a><\/li><li class=\"\"><a href=\"#key-takeaway\">Key Takeaway<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>SEBI (Securities and Exchange Board of India) has introduced <strong>Specialized Investment Funds (SIFs)<\/strong> to offer targeted and tailored <a href=\"https:\/\/navia.co.in\/blog\">investment opportunities<\/a> while maintaining simplicity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-301d68c4aad46d3d40d44df0258d1273\" id=\"key-features\" style=\"color:#023368\"><strong>Key Features<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Feature<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Details<\/mark><\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Minimum Investment<\/strong><\/td><td>Investors must commit at least \u20b910 lakh across all investment strategies. This limit does not apply to accredited investors.<\/td><\/tr><tr><td><strong>Fund Manager Certification<\/strong><\/td><td>Fund managers must hold relevant certifications as specified by SEBI.<\/td><\/tr><tr><td><strong>Investment Strategies<\/strong><\/td><td>SIFs can launch open-ended, close-ended, or interval-based strategies with clear redemption terms disclosed upfront.<\/td><\/tr><tr><td><strong>Fee Structure<\/strong><\/td><td>Fees and expenses must align with existing mutual fund regulations.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-60acb522d73cab8b77a26c7a46e1c5a4\" id=\"key-investment-limits\" style=\"color:#023368\"><strong>Key Investment Limits<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Category<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Limit<\/mark><\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Debt Instruments<\/strong><\/td><td>Max 20% of NAV per issuer, extendable to 25% with trustee and board approval.<\/td><\/tr><tr><td><strong>Equity<\/strong><\/td><td>Max 10% of NAV in any single company\u2019s equity or related instruments.<\/td><\/tr><tr><td><strong>REITs and InvITs<\/strong><\/td><td>Max 20% of NAV in units of REITs or InvITs; Max 10% per single issuer.<\/td><\/tr><tr><td><strong>Voting Rights in Companies<\/strong><\/td><td>SIFs under all strategies cannot hold more than 15% of a company\u2019s voting rights, inclusive of mutual fund limits.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b48a21edbf6c8f3d1255e86c4de3ca06\" id=\"1-tailored-for-accredited-investors\" style=\"color:#023368\"><strong>1. Tailored for Accredited Investors<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs allow mutual funds to target accredited investors with specific strategies, such as niche asset classes, sector-focused funds, or customized risk profiles.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> Minimum investment requirement: \u20b910 lakh, exempted for accredited investors.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> <strong>Significance:<\/strong> Caters to HNIs, institutional investors, and those seeking differentiated investment opportunities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ab20389b7eb3155c21c54ab207bfd587\" id=\"2-flexibility-in-investment-strategies\" style=\"color:#023368\"><strong>2. Flexibility in Investment Strategies<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs can launch <strong>open-ended, close-ended, or interval funds<\/strong>, offering flexibility to adapt to diverse investment needs.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> Custom subscription and redemption frequencies provide tailored liquidity options for investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-6669fdd84099505aa7543d4f7d871423\" id=\"3-diversified-permissible-investments\" style=\"color:#023368\">3. <strong>Diversified Permissible Investments<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs can invest in:<\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>Traditional Assets:<\/strong> Equity, debt instruments, government securities, treasury bills.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>Alternative Assets:<\/strong> <a href=\"https:\/\/navia.co.in\/blog\/reits-generating-real-estate-in-india-and-beyond\/\" data-type=\"post\" data-id=\"6546\">Real Estate Investment Trusts (REITs)<\/a>, Infrastructure Investment Trusts (InvITs).<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> Allows up to <strong>20% NAV in REITs\/InvITs<\/strong> (with a 10% cap per issuer), fostering diversification.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-8970a62e93b2ea968de075e6524b2f74\" id=\"4-enhanced-risk-mitigation\" style=\"color:#023368\"><strong>4. Enhanced Risk Mitigation<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> <strong>Strict investment restrictions reduce concentration risk:<\/strong><\/p>\n\n\n\n<p><strong>\u279d<\/strong> Max 20% of NAV in debt instruments from a single issuer.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Max 15% ownership of a company\u2019s voting capital across all SIF strategies.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Max 10% of NAV in a single equity stock.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> Encourages robust portfolio diversification and risk management.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-edae899794baa2f63bf47934039b0e3f\" id=\"5-professional-fund-management\" style=\"color:#023368\"><strong>5. Professional Fund Management<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> Fund managers of SIFs are required to hold <strong>relevant NISM certifications<\/strong>, ensuring high levels of expertise.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> Specialized strategies allow managers to leverage their expertise in niche domains, such as emerging markets or ESG investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-fa0dc2c218a2b03fb0fe4d140a86952b\" id=\"6-cost-efficiency-and-fee-transparency\" style=\"color:#023368\"><strong>6. Cost Efficiency and Fee Transparency<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs follow the standard fee and expense regulations for <a href=\"https:\/\/navia.co.in\/blog\/which-one-to-choose-for-sip-mutual-funds-or-etf\/\">mutual funds,<\/a> providing cost clarity.<\/p>\n\n\n\n<p><strong><strong>\u25cf<\/strong><\/strong> <strong>Example:<\/strong> Expense ratios are aligned with SEBI&#8217;s mutual fund guidelines, ensuring investors pay fair fees for specialized services.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Naia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-bf4407a6e8df40ed98fb58f5991f044e\" id=\"7-bridging-mutual-funds-and-alternative-investment-funds-ai-fs\" style=\"color:#023368\"><strong>7. Bridging Mutual Funds and Alternative Investment Funds (AIFs)<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs bridge the gap between traditional mutual funds and alternative investments by offering:<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Higher entry thresholds for niche investments.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Similar flexibility and targeted strategies as AIFs.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> <strong>Comparison:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Aspect<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Specialized Investment Funds (SIFs)<\/mark><\/strong><\/td><td><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Alternative Investment Funds (AIFs)<\/mark><\/strong><\/td><\/tr><\/thead><tbody><tr><td>Regulatory Body<\/td><td>SEBI (MF regulations)<\/td><td>SEBI (AIF regulations)<\/td><\/tr><tr><td>Minimum Investment<\/td><td>\u20b910 lakh<\/td><td>\u20b91 crore<\/td><\/tr><tr><td>Target Investors<\/td><td>Accredited &amp; Retail Investors<\/td><td>HNIs, Institutional Investors<\/td><\/tr><tr><td>Investment Instruments<\/td><td>Equity, Debt, REITs, InvITs<\/td><td>Private Equity, Venture Capital, Real Assets<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-5db54524d5ec95b80289092b240ce892\" id=\"8-who-should-invest-in-si-fs\" style=\"color:#023368\"><strong>8. Who Should Invest in SIFs?<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf<\/strong> <strong>Investors looking for:<\/strong><\/p>\n\n\n\n<p><strong>\u279d<\/strong> Higher diversification with niche products.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Customized risk-return profiles.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> Access to alternative asset classes under the mutual fund framework.<\/p>\n\n\n\n<p><strong>\u25cf<\/strong> SIFs are ideal for <strong>HNIs<\/strong>, <strong>corporates<\/strong>, and <strong>experienced investors<\/strong> who want diversification beyond traditional mutual funds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3f07e56113530d0fcccf16531e5731fc\" id=\"9-implications-for-the-mutual-fund-industry\" style=\"color:#023368\"><strong>9. Implications for the Mutual Fund Industry<\/strong><\/h2>\n\n\n\n<p><strong>\u25cf Introduction of SIFs could:<\/strong><\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>Expand the investor base:<\/strong> Attract HNIs and institutional investors seeking niche strategies.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>Encourage innovation:<\/strong> Fund houses can experiment with differentiated strategies.<\/p>\n\n\n\n<p><strong><strong>\u279d<\/strong><\/strong> <strong>Enhance competition:<\/strong> Drive fund managers to specialize and improve offerings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-e71d35dbe2ba0825274b7707e3dca520\" id=\"10-global-comparison-specialized-funds\" style=\"color:#023368\"><strong>10.Global Comparison: Specialized Funds<\/strong><\/h2>\n\n\n\n<p><strong><strong>\u25cf<\/strong><\/strong> <strong>Similar concepts exist in global markets:<\/strong><\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>US:<\/strong> Hedge funds and private equity funds target accredited investors.<\/p>\n\n\n\n<p><strong><strong>\u279d<\/strong><\/strong> <strong>Europe:<\/strong> Specialized UCITS funds allow high customization.<\/p>\n\n\n\n<p><strong>\u279d<\/strong> <strong>Asia:<\/strong> Targeted sectoral and ESG strategies are gaining popularity.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9-1024x149.png\" alt=\"\" class=\"wp-image-8434\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9-1024x149.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9-768x112.png 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/image-9.png 1028w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-e1ff21e7e14e995ccc00891f6aaca789\" id=\"key-takeaway\" style=\"color:#023368\"><strong>Key Takeaway<\/strong><\/h2>\n\n\n\n<p>Specialized Investment Funds offer a <strong>hybrid solution<\/strong> between <a href=\"https:\/\/navia.co.in\/\">mutual funds<\/a> and AIFs, combining transparency and accessibility with niche investment opportunities. They represent a growing trend in the financial markets, catering to sophisticated investors seeking high customization and better diversification.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1.png\" alt=\"\" class=\"wp-image-8271\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<p><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fnavia.co.in%2Fblog%2Fis-entry-more-important-or-exit-in-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/twitter.com\/intent\/tweet?text=Is%20Entry%20More%20Important%20or%20Exit%20in%20Trading%3F&amp;url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fis-entry-more-important-or-exit-in-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fis-entry-more-important-or-exit-in-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/api.whatsapp.com\/send?text=Is%20Entry%20More%20Important%20or%20Exit%20in%20Trading%3F%20https%3A%2F%2Fnavia.co.in%2Fblog%2Fis-entry-more-important-or-exit-in-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fis-entry-more-important-or-exit-in-trading%2F&amp;text=Is%20Entry%20More%20Important%20or%20Exit%20in%20Trading%3F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fnavia.co.in%2Fblog%2Fwhich-sip-frequency-to-select%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/twitter.com\/intent\/tweet?text=Which%20SIP%20Frequency%20to%20Select%3F&amp;url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fwhich-sip-frequency-to-select%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fwhich-sip-frequency-to-select%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/api.whatsapp.com\/send?text=Which%20SIP%20Frequency%20to%20Select%3F%20https%3A%2F%2Fnavia.co.in%2Fblog%2Fwhich-sip-frequency-to-select%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fwhich-sip-frequency-to-select%2F&amp;text=Which%20SIP%20Frequency%20to%20Select%3F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fnavia.co.in%2Fblog%2Fsip-growth-in-india%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/twitter.com\/intent\/tweet?text=SIP%20Growth%20in%20India&amp;url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fsip-growth-in-india%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fsip-growth-in-india%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/api.whatsapp.com\/send?text=SIP%20Growth%20in%20India%20https%3A%2F%2Fnavia.co.in%2Fblog%2Fsip-growth-in-india%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fsip-growth-in-india%2F&amp;text=SIP%20Growth%20in%20India\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SEBI (Securities and Exchange Board of India) has introduced Specialized Investment Funds (SIFs) to offer targeted and tailored investment opportunities while maintaining simplicity. Key Features Feature Details Minimum Investment Investors must commit at least \u20b910 lakh across all investment strategies. This limit does not apply to accredited investors. Fund Manager Certification Fund managers must hold [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8594,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[209],"tags":[11,7,21,451,23,452,32],"class_list":["post-8577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-mf","tag-mutual-funds","tag-specialized-investment","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Simplifying-Mutual-Fund-Investing.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=8577"}],"version-history":[{"count":19,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8577\/revisions"}],"predecessor-version":[{"id":12444,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8577\/revisions\/12444"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/8594"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=8577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=8577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}