{"id":8010,"date":"2024-12-31T11:06:57","date_gmt":"2024-12-31T11:06:57","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=8010"},"modified":"2026-08-13T09:26:14","modified_gmt":"2026-08-13T09:26:14","slug":"large-cap-mid-small-cap-sip-long-term-investing","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/large-cap-mid-small-cap-sip-long-term-investing\/","title":{"rendered":"Large Cap, Mid Cap, or Small Cap SIP &#8211; Which is Better for Long-Term Investing?"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#key-characteristics-of-market-cap-categories\">Key Characteristics of Market Cap Categories:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#large-cap-funds\">Large Cap Funds:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#mid-cap-funds\">Mid Cap Funds:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#small-cap-funds\">Small Cap Funds:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#successful-sip-the-smart-investors-choice\">Successful SIP: The Smart Investor&#039;s Choice!<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#historical-sip-performance-april-2005-may-2024\">Historical SIP Performance (April 2005 &#8211; May 2024)<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#key-takeaways\">What the Rolling Return Data Shows<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#final-recommendation\">Final Recommendation:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Investors often wonder which market cap category is best when setting up a <a href=\"https:\/\/navia.co.in\/blog\/which-one-to-choose-for-sip-mutual-funds-or-etf\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=sip\" data-type=\"post\" data-id=\"3142\">Systematic Investment Plan (SIP)<\/a> \u2013 Large Cap, Mid Cap, or Small Cap. Let\u2019s break down these segments using data from the WhiteOak Capital <a href=\"https:\/\/navia.co.in\/mutual-funds\">Mutual Fund<\/a> study on SIP returns.<\/p>\n\n\n\n<blockquote class=\"is-layout-flow wp-block-quote-is-layout-flow\" style=\"border-left:4px solid #e8622f;background:#fdf1ec;padding:18px 22px;margin:1.5em 0;line-height:1.8\"><strong>&#128161; Quick Answer<\/strong><br>Over 10-year monthly rolling periods from April 2005 to May 2024, Mid Cap SIPs averaged 16.9%, Small Cap 14.1% and Large Cap 12.7%. Large Cap and Mid Cap delivered a positive return 100% of the time and Small Cap 99%. Mid Cap led on both average and maximum returns.<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-1\" id=\"key-characteristics-of-market-cap-categories\" style=\"color:#023368\"><strong>Key Characteristics of Market Cap Categories:<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-2\" id=\"large-cap-funds\" style=\"color:#ec4d37\"><strong>Large Cap Funds:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Invest in established, stable companies.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Offer relatively lower risk and stable returns.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-3\" id=\"mid-cap-funds\" style=\"color:#ec4d37\"><strong>Mid Cap Funds:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Invest in mid-sized companies with growth potential.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Offer a balance of risk and return.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-4\" id=\"small-cap-funds\" style=\"color:#ec4d37\"><strong>Small Cap Funds:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Invest in smaller, emerging companies.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Offer higher growth potential but come with significant risk and volatility.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-5\" id=\"successful-sip-the-smart-investors-choice\" style=\"color:#023368\">Successful SIP: The Smart Investor&#8217;s Choice!<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">A successful SIP is more about <strong>\u201cStarting Early\u201d<\/strong>, maintaining the discipline of <strong>\u201cInvesting Regularly\u201d<\/strong>, investing for the <strong>\u201c<a href=\"https:\/\/navia.co.in\/blog\/what-is-the-ideal-investment-time-horizon-for-sip\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=sip\">Long Term<\/a>\u201d<\/strong> to achieve our <strong>\u201cFinancial Goals\u201d<\/strong> and less about \u201c<a href=\"https:\/\/navia.co.in\/blog\/which-date-to-select-for-monthly-sip\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=sip\">Which Date<\/a>\u201d, \u201c<a href=\"https:\/\/navia.co.in\/blog\/which-sip-frequency-to-select\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=sip\">Which Frequency<\/a>\u201d, \u201cAt what stage of the Market Cycle\u201d etc.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/navia.co.in\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1141\" height=\"301\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons.png\" alt=\"Long-term SIP investing icons\" class=\"wp-image-8074\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons.png 1141w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons-300x79.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons-1024x270.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons-150x40.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Icons-768x203.png 768w\" sizes=\"(max-width: 1141px) 100vw, 1141px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-6\" id=\"historical-sip-performance-april-2005-may-2024\" style=\"color:#023368\"><strong>Historical SIP Performance (April 2005 &#8211; May 2024)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Metric<\/mark><\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Nifty 100 TRI (Large Cap)<\/mark><\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Nifty Midcap 150 TRI (Mid Cap)<\/mark><\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Nifty Smallcap 250 TRI (Small Cap)<\/mark><\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Minimum Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4.3%<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.0%<\/td><td class=\"has-text-align-center\" data-align=\"center\">-0.4%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Maximum Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">16.3%<\/td><td class=\"has-text-align-center\" data-align=\"center\">21.7%<\/td><td class=\"has-text-align-center\" data-align=\"center\">20.4%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Average Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">12.7%<\/td><td class=\"has-text-align-center\" data-align=\"center\">16.9%<\/td><td class=\"has-text-align-center\" data-align=\"center\">14.1%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Median Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">12.8%<\/td><td class=\"has-text-align-center\" data-align=\"center\">17.1%<\/td><td class=\"has-text-align-center\" data-align=\"center\">14.6%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>% Times Positive Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">100%<\/td><td class=\"has-text-align-center\" data-align=\"center\">100%<\/td><td class=\"has-text-align-center\" data-align=\"center\">99%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>% Times &gt; 10% Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">92%<\/td><td class=\"has-text-align-center\" data-align=\"center\">97%<\/td><td class=\"has-text-align-center\" data-align=\"center\">85%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>% Times &gt; 12% Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">68%<\/td><td class=\"has-text-align-center\" data-align=\"center\">95%<\/td><td class=\"has-text-align-center\" data-align=\"center\">76%<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>% Times &gt; 15% Return<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">9%<\/td><td class=\"has-text-align-center\" data-align=\"center\">76%<\/td><td class=\"has-text-align-center\" data-align=\"center\">48%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">10 Year Monthly Rolling (% XIRR) Return considered from April 2005 to May 2024, first observation recorded on 1-Apr-15.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia App<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7\" id=\"key-takeaways\" style=\"color:#023368\">What the Rolling Return Data Shows<\/h2>\n\n\n\n<h4 class=\"wp-block-heading has-text-color has-link-color wp-elements-8\" id=\"lower-volatility-steady-returns\" style=\"color:#ec4d37\">Lower Volatility, Steady Returns:<\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Large Cap funds delivered consistent positive returns with lower volatility.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Investors prioritizing stability may prefer this category.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading has-text-color has-link-color wp-elements-9\" id=\"high-growth-potential\" style=\"color:#ec4d37\">High Growth Potential:<\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Mid Cap funds outperformed others in terms of average and maximum returns, making them suitable for investors seeking balanced risk and returns.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading has-text-color has-link-color wp-elements-10\" id=\"high-risk-high-reward\" style=\"color:#ec4d37\">High Risk-High Reward:<\/h4>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Small Cap funds demonstrated the potential for higher returns but also came with higher risk and occasional negative returns.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=Organic&amp;utm_medium=blog&amp;utm_campaign=blog&amp;utm_content=sip_CTA\"><img decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15-1024x149.png\" alt=\"Navia zero brokerage demat account\" class=\"wp-image-7790\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15-1024x149.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15-768x112.png 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/image-15.png 1028w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-11\" id=\"final-recommendation\" style=\"color:#023368\"><strong>Final Recommendation:<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">For <strong>conservative investors<\/strong> focused on capital preservation, <strong>Large Cap<\/strong> funds offer stability.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">For <strong>moderate to high risk investors<\/strong> looking for growth, <strong>Mid Cap<\/strong> funds are an excellent choice due to their consistent historical performance.<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">While each market cap segment has its pros and cons, historical data suggests that a diversified SIP portfolio spread across these segments can maximize returns while mitigating risks. As always, consult with a financial advisor before <a href=\"https:\/\/navia.co.in\/blog\/time-the-market-matters-more-than-timing-market\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=sip\">making investment decisions<\/a>.<\/p>\n\n\n\n<h3 style=\"color:#ec4d37\">Key Takeaways<\/h3>\n<ul style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">Large Cap funds invest in established, stable companies and offer relatively lower risk and stable returns.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Mid Cap funds outperformed others in terms of average and maximum returns, averaging 16.9% against 12.7% for Large Cap.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Small Cap funds returned a positive result 99% of the time, with a minimum of -0.4%, the only negative minimum of the three.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Large Cap and Mid Cap SIPs delivered a positive return 100% of the time over the period studied.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Historical data suggests a diversified SIP portfolio spread across these segments can maximize returns while mitigating risks.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Figures are 10 Year Monthly Rolling XIRR returns from April 2005 to May 2024, first observation recorded on 1-Apr-15.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>DID YOU FIND THIS INTERESTING?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\"><strong>We&#8217;d love to hear from you &#8211;<\/strong> <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc?typeform-source=navia.co.in\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button.png\" alt=\"yes or no feedback form\" class=\"wp-image-8335\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-12\" id=\"frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions<\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Which market cap gave the highest average SIP return?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Mid Cap. Over 10 Year Monthly Rolling periods from April 2005 to May 2024, Nifty Midcap 150 TRI averaged 16.9%, against 14.1% for Nifty Smallcap 250 TRI and 12.7% for Nifty 100 TRI.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Did any category ever deliver a negative 10-year SIP return?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Small Cap did. Nifty Smallcap 250 TRI shows a minimum return of -0.4% and was positive 99% of the time, while Large Cap and Mid Cap were positive 100% of the time.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Are Small Cap SIPs riskier than Large Cap SIPs?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Yes. Small Cap funds invest in smaller, emerging companies and offer higher growth potential but come with significant risk and volatility, while Large Cap funds offer relatively lower risk and stable returns.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">How often did Mid Cap SIPs beat 15% returns?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">76% of the time, against 48% for Small Cap and 9% for Large Cap.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Should I pick just one market cap category for my SIP?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Historical data suggests that a diversified SIP portfolio spread across these segments can maximize returns while mitigating risks. The article also advises consulting a financial advisor before making investment decisions.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What matters most for a successful SIP?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">A successful SIP is more about starting early, maintaining the discipline of investing regularly and investing for the long term, and less about which date, which frequency, or the stage of the market cycle.<\/p>\n\n<\/details>\n\n\n\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-13 wp-block-paragraph\" style=\"color:#023368\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:13px;line-height:1.6;color:#777\"><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit<\/strong>.&nbsp;Full disclaimer: <a href=\"https:\/\/bit.ly\/naviadisclaimer\" target=\"_blank\" rel=\"noopener\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Investors often wonder which market cap category is best when setting up a Systematic Investment Plan (SIP) \u2013 Large Cap, Mid Cap, or Small Cap. Let\u2019s break down these segments using data from the WhiteOak Capital Mutual Fund study on SIP returns. &#128161; Quick AnswerOver 10-year monthly rolling periods from April 2005 to May 2024, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8041,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[184,2,209],"tags":[344,419,23,117,237],"class_list":["post-8010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf-strategies","category-investments","category-mutual-funds","tag-largecap-and-small-cap","tag-long-term-investment","tag-mutual-funds","tag-sip","tag-sip-returns"],"aioseo_notices":[],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Which-is-Better-for-Long-Term-Investing.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"jetpack_featured_media_url":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Which-is-Better-for-Long-Term-Investing.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=8010"}],"version-history":[{"count":35,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8010\/revisions"}],"predecessor-version":[{"id":19250,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/8010\/revisions\/19250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/8041"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=8010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=8010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}