{"id":7246,"date":"2024-12-06T12:14:55","date_gmt":"2024-12-06T12:14:55","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=7246"},"modified":"2026-08-13T09:26:37","modified_gmt":"2026-08-13T09:26:37","slug":"nippon-india-gilt-5-g-sec-etf-gilt5ybees","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/nippon-india-gilt-5-g-sec-etf-gilt5ybees\/","title":{"rendered":"Investing in Nippon India Gilt 5-Year Benchmark G-Sec ETF (GILT5YBEES)\u00a0"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#what-is-gilt-5-ybees-etf\">What is GILT5YBEES ETF?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#key-features-of-gilt-5-ybees-etf\">Key Features of GILT5YBEES ETF<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#holdings-of-gilt-5-ybees-etf\">Holdings of GILT5YBEES ETF<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#performance-of-gilt-5-ybees-etf\">Performance of GILT5YBEES ETF<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#returns\">Returns:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#growth-of-1-lakh-investment\">Growth of \u20b91 Lakh Investment<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#benefits-of-investing-in-gilt-5-ybees-etf\">Benefits of Investing in GILT5YBEES ETF<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#low-risk\">Low Risk:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#low-cost\">Low Cost:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#systematic-investment-plans-si-ps\">Systematic Investment Plans (SIPs):<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#diversification\">Diversification:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#liquidity\">Liquidity:<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#steps-to-set-up-a-sip-for-gilt-5-ybees-etf-using-the-navia-app\">Steps to Set Up a SIP for GILT5YBEES ETF Using the Navia APP<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#is-gilt-5-ybees-etf-right-for-you\">Is GILT5YBEES ETF Right for You?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The <strong><a href=\"https:\/\/navia.co.in\/etfs\">Nippon India Gilt 5-Year Benchmark G-Sec ETF (GILT5YBEES)<\/a><\/strong> is an exchange-traded fund that offers investors exposure to government securities (G-Secs) with a 5-year maturity. This ETF is ideal for those seeking a low-risk, stable investment option with the security of government bonds. By investing in the GILT5YBEES ETF, investors can gain exposure to the debt market, diversify their portfolio, and benefit from the stability of government-backed securities. In this blog, we will explore the features, holdings, and performance of the GILT5YBEES ETF.&nbsp;<\/p>\n\n\n\n<blockquote class=\"is-layout-flow wp-block-quote-is-layout-flow\" style=\"border-left:4px solid #e8622f;background:#fdf1ec;padding:18px 22px;margin:1.5em 0;line-height:1.8\"><strong>&#128161; Quick Answer<\/strong><br>GILT5YBEES is an exchange-traded fund that tracks the Nifty 5-Year Benchmark G-Sec Total Return Index, giving exposure to government securities of 5-year maturity. It holds 97.36% in a single government stock at a 0.09% expense ratio, and units can be bought and sold on the exchange during market hours.<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-85b0fba126d640e98d2e8695accd382c\" id=\"what-is-gilt-5-ybees-etf\" style=\"color:#023368\"><strong>What is GILT5YBEES ETF?<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The <strong>Nippon India Gilt 5-Year Benchmark G-Sec ETF (GILT5YBEES)<\/strong> aims to replicate the performance of the <strong>Nifty 5-Year Benchmark G-Sec Total Return Index<\/strong>, providing investors with returns that closely correspond to government securities of 5-year maturity. The <a href=\"https:\/\/navia.co.in\/etfs\">ETF <\/a>focuses on a single government bond with the objective of delivering a <strong>low-cost<\/strong>, <strong>low-risk<\/strong> alternative for investors who seek stability and fixed returns.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-81273ee57e8c08b29b2b280310f34aca\" id=\"key-features-of-gilt-5-ybees-etf\" style=\"color:#023368\"><strong>Key Features of GILT5YBEES ETF<\/strong>&nbsp;<\/h2>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>Stock Market Investing<\/strong>: Gain exposure to <strong>government securities (G-Secs)<\/strong>, which are considered one of the safest investments.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>Low-Cost ETF<\/strong>: The ETF has a low <strong>expense ratio of 0.09%<\/strong>, making it a cost-effective investment option.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>Systematic Investing<\/strong>: Investors can set up a <strong>Systematic Investment Plan (SIP)<\/strong> through the <strong><a href=\"https:\/\/navia.co.in\">Navia Zero Brokerage Stock Investing APP<\/a><\/strong>, allowing them to invest regularly with minimal cost.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ef0a64da4017de9471933e728579b234\" id=\"holdings-of-gilt-5-ybees-etf\" style=\"color:#023368\"><strong>Holdings of GILT5YBEES ETF<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The <strong>GILT5YBEES ETF<\/strong> invests primarily in government securities, providing exposure to high-quality bonds. Here are the details of its holdings:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\"><strong>Holding Name<\/strong>&nbsp;<\/mark><\/th><th><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Sector<\/mark><\/strong>&nbsp;<\/th><th><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\"><strong>Holding (%)<\/strong>&nbsp;<\/mark><\/th><\/tr><\/thead><tbody><tr><td><strong>7.04% Government Stock 2029<\/strong>&nbsp;<\/td><td>Government&nbsp;<\/td><td>97.36%&nbsp;<\/td><\/tr><tr><td><strong>Cash &amp; Equivalents<\/strong>&nbsp;<\/td><td>Cash&nbsp;<\/td><td>2.64%&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The ETF is heavily invested in a single government security, ensuring that the portfolio is <strong>high quality<\/strong> with minimal credit risk. The <strong>7.04% Government Stock maturing in 2029<\/strong> makes up 97.36% of the portfolio, while the remaining 2.64% is held in cash and equivalents for liquidity purposes.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-34722118f06f10500f50719f2283de58\" id=\"performance-of-gilt-5-ybees-etf\" style=\"color:#023368\"><strong>Performance of GILT5YBEES ETF<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The <strong>GILT5YBEES ETF<\/strong> has delivered consistent returns, aligning closely with the performance of the underlying <strong>5-year government securities<\/strong>. Here\u2019s a breakdown of its performance over different timeframes:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-c979bb141c0151d86b73e9ba90b117fc\" id=\"returns\" style=\"color:#ec4d37\"><strong>Returns:<\/strong>&nbsp;<\/h3>\n\n\n\n<ul class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>6-Month Return<\/strong>: <strong>5.59%<\/strong><\/li><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>1-Year Return<\/strong>: <strong>9.58%<\/strong><\/li><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>3-Year Return<\/strong>: <strong>5.97% (annualised)<\/strong><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-fb221cf71f45198afbc82f5ac6157462\" id=\"growth-of-1-lakh-investment\" style=\"color:#ec4d37\"><strong>Growth of \u20b91 Lakh Investment<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Let\u2019s see how an investment of \u20b91 Lakh would have grown over these periods:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\">Period<\/mark><\/strong><\/th><th><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\"><strong>Return (%)<\/strong>&nbsp;<\/mark><\/th><th><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ec4d37\" class=\"has-inline-color\"><strong>Investment Growth (\u20b9)<\/strong>&nbsp;<\/mark><\/th><\/tr><\/thead><tbody><tr><td><strong>6 Months<\/strong>&nbsp;<\/td><td>5.59%&nbsp;<\/td><td>\u20b91,05,590&nbsp;<\/td><\/tr><tr><td><strong>1 Year<\/strong>&nbsp;<\/td><td>9.58%&nbsp;<\/td><td>\u20b91,09,580&nbsp;<\/td><\/tr><tr><td><strong>3 Years (Annualised)<\/strong>&nbsp;<\/td><td>5.97%&nbsp;<\/td><td>\u20b91,19,460&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">These returns indicate that <strong>GILT5YBEES<\/strong> has delivered stable, moderate growth, making it suitable for conservative investors looking for steady income.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-35c2fd594ccecb5f104455b1c388d72e\" id=\"benefits-of-investing-in-gilt-5-ybees-etf\" style=\"color:#023368\"><strong>Benefits of Investing in GILT5YBEES ETF<\/strong>&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-f1725610a2e98ffe5834b4a638b8f600\" id=\"low-risk\" style=\"color:#ec4d37\"><strong>Low Risk<\/strong>:&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The ETF invests in government securities, which are considered one of the safest investment instruments due to the <strong>sovereign guarantee<\/strong> backing them.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-bbd44efb9594d45df7dd28c98e059101\" id=\"low-cost\" style=\"color:#ec4d37\"><strong>Low Cost<\/strong>:&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">With an <strong>expense ratio of 0.09%<\/strong>, the GILT5YBEES ETF offers one of the lowest costs among available fixed-income ETFs, ensuring that most of the returns go directly to the investor.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-20a04e00a35d35ab250bbc5be532b4c6\" id=\"systematic-investment-plans-si-ps\" style=\"color:#ec4d37\"><strong>Systematic Investment Plans (SIPs)<\/strong>:&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Investors can easily set up a <strong>SIP<\/strong> using the <strong>Navia Zero Brokerage Stock Investing APP<\/strong>, allowing them to regularly invest small amounts and benefit from <strong>rupee cost averaging<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-6e7f2d84906bfddd11c6145ac0626f60\" id=\"diversification\" style=\"color:#ec4d37\"><strong>Diversification<\/strong>:&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Investing in government securities can add a layer of <strong>diversification<\/strong> to an investor\u2019s portfolio, balancing out more volatile investments like stocks and <a href=\"https:\/\/navia.co.in\/blog\/difference-between-etfs-and-mutual-funds\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\">equity ETFs<\/a>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-8fa87c4ec6347851f61e823d23896ff4\" id=\"liquidity\" style=\"color:#ec4d37\"><strong>Liquidity<\/strong>:&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">As an <a href=\"https:\/\/navia.co.in\/blog\/what-is-etf-in-the-share-market\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\">exchange-traded fund<\/a>, GILT5YBEES offers liquidity, allowing investors to buy and sell units on the stock exchange during market hours.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-6007321b8ce23ccd4c5b8bbaca750b6e\" id=\"steps-to-set-up-a-sip-for-gilt-5-ybees-etf-using-the-navia-app\" style=\"color:#023368\"><strong>Steps to Set Up a SIP for GILT5YBEES ETF Using the Navia APP<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"938\" height=\"414\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/WhatsApp-Image-2024-11-25-at-12.01.38-PM.jpeg\" alt=\"Nippon India Gilt 5 Year G-Sec ETF GILT5YBEES SIP setup on the Navia app\" class=\"wp-image-7280\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/WhatsApp-Image-2024-11-25-at-12.01.38-PM.jpeg 938w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/WhatsApp-Image-2024-11-25-at-12.01.38-PM-300x132.jpeg 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/WhatsApp-Image-2024-11-25-at-12.01.38-PM-150x66.jpeg 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/WhatsApp-Image-2024-11-25-at-12.01.38-PM-768x339.jpeg 768w\" sizes=\"(max-width: 938px) 100vw, 938px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Investing in GILT5YBEES using the&nbsp;<strong>Navia Zero Brokerage Stock Investing APP<\/strong>&nbsp;is simple and convenient. Follow these steps to set up a SIP:<\/p>\n\n\n\n<ol class=\"wp-block-list\" style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>Download and Log In<\/strong> to the <a href=\"https:\/\/navia.co.in\/app.html\">Navia app<\/a>.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Go to&nbsp;<strong>Tools -&gt; Basket<\/strong>&nbsp;and create a basket with a name of your choice.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Set up a&nbsp;<strong><a href=\"https:\/\/navia.co.in\/blog\/which-one-to-choose-for-sip-mutual-funds-or-etf\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\">Weekly or Monthly SIP<\/a><\/strong>, selecting the day of the week or month for the SIP to be executed.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Use the&nbsp;<strong>Add option<\/strong>&nbsp;to add <strong><strong><strong>GILT5YBEES<\/strong><\/strong><\/strong> to your basket and select the quantity and price (market price is preferred for SIP).<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\"><strong>Confirm and Activate<\/strong>&nbsp;the SIP. You can pause, edit the stock price, or adjust the quantity anytime using the&nbsp;<strong>Edit option<\/strong>.<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">With&nbsp;<strong>zero brokerage<\/strong>, setting up a SIP on the Navia app is cost-effective and hassle-free, making it an excellent option for long-term investors. Navia also provides FREE Ready made ETF baskets for hassle free&nbsp;<a href=\"https:\/\/navia.co.in\/blog\/when-to-stop-sip-and-sell-your-investments\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\">SIP investment<\/a>&nbsp;on selected TOP ETF\u2019s. To know more about these curated basket&nbsp;<a href=\"https:\/\/navia.co.in\/blog\/grow-your-wealth-with-navia-readymade-etf-baskets\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\">read here<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.navia.co.in\/?utm_source=Organic&amp;utm_medium=blog&amp;utm_campaign=blog&amp;utm_content=giltetf_CTA\"><img decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc-1024x149.png\" alt=\"Navia zero brokerage demat account\" class=\"wp-image-6942\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc-1024x149.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc-768x112.png 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/11\/Demat-acc.png 1028w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-be134e25dea12c2470d1a5c629d704f1\" id=\"is-gilt-5-ybees-etf-right-for-you\" style=\"color:#023368\"><strong>Is GILT5YBEES ETF Right for You?<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">For conservative investors seeking a <strong>low-risk<\/strong>, <strong>steady return<\/strong> investment, the <strong>Nippon India Gilt 5-Year Benchmark G-Sec ETF<\/strong> is an excellent option. The ETF offers exposure to government-backed securities with a low expense ratio, making it a cost-effective way to invest in the bond market.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">By setting up a <strong>SIP<\/strong> through the <strong><a href=\"https:\/\/navia.co.in\/blog\/benefits-of-zero-brokerage-charges\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=etf\" data-type=\"post\" data-id=\"6845\">Navia Zero Brokerage Stock Investing APP<\/a><\/strong>, you can benefit from consistent investments and the safety of government securities. Whether you are looking to diversify your portfolio or seeking stable returns in volatile markets, <strong>GILT5YBEES<\/strong> provides a reliable investment avenue.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">With its focus on government bonds, low fees, and strong historical performance, the <strong>GILT5YBEES ETF<\/strong> is an ideal choice for those looking for <strong>low-cost, fixed-income exposure<\/strong> in the Indian market.&nbsp;<\/p>\n\n\n\n<h3 style=\"color:#ec4d37\">Key Takeaways<\/h3>\n<ul style=\"margin:1em 0;line-height:1.9\"><li style=\"margin-bottom:0.8em;line-height:1.8\">GILT5YBEES aims to replicate the performance of the Nifty 5-Year Benchmark G-Sec Total Return Index.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">The portfolio is 97.36% in 7.04% Government Stock 2029, with the remaining 2.64% in cash and equivalents for liquidity.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">The expense ratio is 0.09%, described in the article as one of the lowest among available fixed-income ETFs.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">Reported returns were 5.59% over six months, 9.58% over one year and 5.97% annualised over three years.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">As an exchange-traded fund, units can be bought and sold on the stock exchange during market hours.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8\">The article carries no as-on date for these figures, so verify current returns, holdings and pricing before you invest.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>DID YOU FIND THIS INTERESTING?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\"><strong>We&#8217;d love to hear from you &#8211;<\/strong> <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc?typeform-source=navia.co.in\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button.png\" alt=\"yes or no feedback form\" class=\"wp-image-8335\" style=\"max-width:100%;height:auto\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-104d8c0b4552a7bc0756abdd38ec22b9\" id=\"frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions<\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What does the GILT5YBEES ETF invest in?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Government securities. It aims to replicate the performance of the Nifty 5-Year Benchmark G-Sec Total Return Index, and its portfolio is 97.36% in 7.04% Government Stock 2029 with 2.64% held in cash and equivalents.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What is the expense ratio of GILT5YBEES?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">0.09%. The article describes this as one of the lowest costs among available fixed-income ETFs, ensuring that most of the returns go directly to the investor.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What returns has GILT5YBEES delivered?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">The article reports a 6-month return of 5.59%, a 1-year return of 9.58% and a 3-year annualised return of 5.97%. No as-on date is given for these figures, so check current performance before investing.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Can I run a SIP on GILT5YBEES?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Yes. The article describes setting up a weekly or monthly SIP through the Navia app by creating a basket, adding GILT5YBEES to it with a chosen quantity and price, then confirming and activating the SIP, which can be paused or edited later.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Is a gilt ETF low risk?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">The article states that government securities are considered one of the safest investment instruments due to the sovereign guarantee backing them, and that the portfolio is high quality with minimal credit risk.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">How liquid is the GILT5YBEES ETF?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">As an exchange-traded fund, GILT5YBEES offers liquidity, allowing investors to buy and sell units on the stock exchange during market hours.<\/p>\n\n<\/details>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:13px;line-height:1.6;color:#777\"><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.&nbsp;Full disclaimer: <a href=\"https:\/\/bit.ly\/naviadisclaimer\" target=\"_blank\" rel=\"noopener\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Nippon India Gilt 5-Year Benchmark G-Sec ETF (GILT5YBEES) is an exchange-traded fund that offers investors exposure to government securities (G-Secs) with a 5-year maturity. This ETF is ideal for those seeking a low-risk, stable investment option with the security of government bonds. By investing in the GILT5YBEES ETF, investors can gain exposure to the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[184],"tags":[1108,12,391,390,117],"class_list":["post-7246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf-strategies","tag-bonds","tag-etfs","tag-gilt5ybees","tag-nippon-india-gilt-5","tag-sip"],"aioseo_notices":[],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Nippon-India-1.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"jetpack_featured_media_url":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/12\/Nippon-India-1.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/7246","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=7246"}],"version-history":[{"count":16,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/7246\/revisions"}],"predecessor-version":[{"id":19256,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/7246\/revisions\/19256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/7572"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7246"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=7246"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=7246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}