{"id":4586,"date":"2024-08-24T13:33:51","date_gmt":"2024-08-24T13:33:51","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=4586"},"modified":"2025-08-12T08:01:29","modified_gmt":"2025-08-12T08:01:29","slug":"amplify-your-gains-amans-mtf-journey","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/amplify-your-gains-amans-mtf-journey\/","title":{"rendered":"Amplify Your Gains: Aman&#8217;s MTF Journey with 3x Leverage"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#introduction-amans-curiosity-about-mtf\">Introduction: Aman\u2019s Curiosity About MTF<\/a><\/li><li class=\"\"><a href=\"#understanding-margin-trading-facility-mtf\">Understanding Margin Trading Facility (MTF)<\/a><\/li><li class=\"\"><a href=\"#ravis-explanation-how-mtf-works-with-navia\">Ravi\u2019s Explanation: How MTF Works with Navia<\/a><\/li><li class=\"\"><a href=\"#key-benefits-of-using-mtf-with-navia\">Key Benefits of Using MTF with Navia<\/a><\/li><li class=\"\"><a href=\"#ravis-real-life-example-amplifying-returns-with-mtf\">Ravi\u2019s Real-Life Example: Amplifying Returns with MTF<\/a><\/li><li class=\"\"><a href=\"#conclusion-start-your-mtf-journey-today\">Conclusion: Start Your MTF Journey Today<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a3332ca38b840f3de54e2297f9791654\" id=\"introduction-amans-curiosity-about-mtf\" style=\"color:#185a81\"><strong>Introduction: Aman\u2019s Curiosity About MTF<\/strong><\/h3>\n\n\n\n<p>One afternoon, Aman, a junior colleague at Ravi&#8217;s firm, approached Ravi looking visibly troubled. &#8220;Ravi, I&#8217;ve been thinking about investing in the stock market,&#8221; Aman began hesitantly. &#8220;I&#8217;ve heard about this <a href=\"https:\/\/navia.co.in\/margin-trade-funding\">Margin Trading Facility (MTF)<\/a> thing. Can you tell me more about it?&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-d6cbf51bdc9925c61f7ac8648af2ca76\" id=\"understanding-margin-trading-facility-mtf\" style=\"color:#185a81\"><strong>Understanding Margin Trading Facility (MTF)<\/strong><\/h3>\n\n\n\n<p>Ravi, a seasoned investor, smiled reassuringly. &#8220;Sure, Aman. MTF is essentially like getting a loan from your broker to buy stocks. You don\u2019t have to put up the entire amount upfront\u2014it&#8217;s like getting a boost to your buying power.&#8221;<\/p>\n\n\n\n<p>&#8220;So, it&#8217;s like borrowing money to invest?&#8221; Aman asked, his eyes widening.<\/p>\n\n\n\n<p>&#8220;Exactly,&#8221; Ravi replied. &#8220;But there&#8217;s a catch. If the stock price goes down, your losses can be amplified as well. It\u2019s a double-edged sword.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-f6602b5d529b441fe804244777e43b4c\" id=\"ravis-explanation-how-mtf-works-with-navia\" style=\"color:#185a81\"><strong>Ravi\u2019s Explanation: How MTF Works with Navia<\/strong><\/h3>\n\n\n\n<p>&#8220;That sounds risky,&#8221; Aman said, his concern growing.<\/p>\n\n\n\n<p>&#8220;It can be,&#8221; Ravi admitted. &#8220;But if you&#8217;re confident in your stock picks, it can also be a great way to increase your returns. Recently, I used MTF to buy a stock I was really bullish on.&#8221;<\/p>\n\n\n\n<p>&#8220;How did it go?&#8221; Aman asked eagerly.<\/p>\n\n\n\n<p>&#8220;It worked out great,&#8221; Ravi said, a satisfied smile on his face. &#8220;The stock went up, and I made a decent profit. The best part was that I used my nCoins to waive off the interest on the loan, so I kept almost all of the gains.&#8221;<\/p>\n\n\n\n<p>&#8220;<a href=\"https:\/\/navia.co.in\/n-coins\">nCoins<\/a>?&#8221; Aman asked, intrigued.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"626\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2-1024x626.jpeg\" alt=\"MTF\" class=\"wp-image-4613\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2-1024x626.jpeg 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2-300x183.jpeg 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2-150x92.jpeg 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2-768x469.jpeg 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.22-PM-2.jpeg 1512w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>&#8220;Yeah,&#8221; Ravi explained, &#8220;they&#8217;re digital points you earn for trading with Navia. You can use them for various things, like waiving off interest or charges.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-b584981c7a0def025695f73323df0abe\" id=\"key-benefits-of-using-mtf-with-navia\" style=\"color:#185a81\"><strong>Key Benefits of Using MTF with Navia<\/strong><\/h3>\n\n\n\n<p>&#8220;That\u2019s pretty cool,&#8221; Aman said, visibly impressed. &#8220;But tell me more about MTF with Navia. Why should I consider it?&#8221;<\/p>\n\n\n\n<p>Ravi was happy to elaborate. &#8220;There are some great benefits when you use MTF with <a href=\"https:\/\/navia.co.in\/\">Navia<\/a>. First, there\u2019s no rush to sell your MTF stocks\u2014you can hold them for as long as you want. You only sell when you\u2019re ready. Plus, Navia offers margin funding exposure where up to 66% of the margin is funded by them. That\u2019s a huge boost to your buying power.&#8221;<\/p>\n\n\n\n<p>Aman nodded, clearly interested.<\/p>\n\n\n\n<p>&#8220;And it gets better,&#8221; Ravi continued. &#8220;Navia has over 1,000 scrips available for trading and investing through MTF, giving you plenty of options to diversify your portfolio. The whole process is integrated into the existing order placement flow, so it\u2019s simple and easy. You don\u2019t need to learn anything new\u2014just select MTF when placing your order.&#8221;<\/p>\n\n\n\n<p>&#8220;That sounds really convenient,&#8221; Aman commented.<\/p>\n\n\n\n<p>&#8220;It is,&#8221; Ravi said. &#8220;Navia even provides a dedicated MTF section in your holdings, so you can easily track the shares you\u2019ve bought through MTF. And when it\u2019s time to sell, you can do it instantly from the MTF order screen without needing to go through the hassle of un-pledging first.&#8221;<\/p>\n\n\n\n<p>&#8220;That definitely simplifies things,&#8221; Aman said, feeling more confident.<\/p>\n\n\n\n<p>&#8220;Also, with Navia, you get interest-free funding for up to T+2 days. This means you can use 3X margins until the settlement day without paying any interest. And if you buy multiple lots of the same scrip, the MTF pledge charge is only applied once, no matter how many orders you place. That\u2019s a great way to save on costs.&#8221;<\/p>\n\n\n\n<p>&#8220;That\u2019s really helpful,&#8221; Aman said, now fully engaged in the conversation.<\/p>\n\n\n\n<p>&#8220;And the pledge process itself is easy,&#8221; Ravi added. &#8220;You can pledge your holdings to get <a href=\"https:\/\/www.youtube.com\/watch?v=trCeBLwl08s\">MTF benefits<\/a> without any complications. Navia is transparent\u2014there are no hidden charges. You can see all the fees upfront, so there are no surprises.&#8221;<\/p>\n\n\n\n<p>&#8220;That\u2019s reassuring,&#8221; Aman said with a nod.<\/p>\n\n\n\n<p>&#8220;And the best part?&#8221; Ravi concluded, &#8220;If you\u2019re a Rocket Plus user, MTF is already active for you. It\u2019s visible for all tradeable scrips on the order window, so you don\u2019t need to do anything extra to start using it.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-30676501a8b324c58a7ba26df460063f\" id=\"ravis-real-life-example-amplifying-returns-with-mtf\" style=\"color:#185a81\"><strong>Ravi\u2019s Real-Life Example: Amplifying Returns with MTF<\/strong><\/h3>\n\n\n\n<p>Aman smiled, clearly impressed by what he had learned. &#8220;Thanks, Ravi. This makes MTF with Navia sound like a really powerful tool for investing. I\u2019ll definitely consider it.&#8221;<\/p>\n\n\n\n<p>Seeing Aman&#8217;s growing interest, Ravi decided to share a real-life example to illustrate the potential of MTF.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2-1024x149.png\" alt=\"Margin Trading Facility MTF - open demat account with Navia\" class=\"wp-image-4299\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2-1024x149.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2-768x112.png 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/Open-Free-Demat-Account-2.png 1028w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p>&#8220;Let me give you a quick example to show you how powerful MTF can be,&#8221; Ravi said. &#8220;Imagine you want to buy a stock priced at Rs. 100, expecting it to rise to Rs. 105 in two weeks. This would normally give you a 5% return on your investment, right?&#8221;<\/p>\n\n\n\n<p>&#8220;Right,&#8221; Aman nodded.<\/p>\n\n\n\n<p>&#8220;Now, if you opt for MTF, you don\u2019t need to put up the entire Rs. 100. Instead, you only need to bring in Rs. 33, and Navia funds the remaining Rs. 67. So, when the stock hits Rs. 105, you\u2019ve made Rs. 5 on just Rs. 33\u2014your return is no longer 5%, but a whopping 15.15% in just two weeks.&#8221;<\/p>\n\n\n\n<p>&#8220;Wow, that\u2019s impressive,&#8221; Aman said, his interest piqued.<\/p>\n\n\n\n<p>&#8220;And it doesn\u2019t stop there,&#8221; Ravi continued. &#8220;The interest you\u2019d pay on the Rs. 67 loan at 18% for those two weeks would be just Rs. 0.41. So your net profit would be Rs. 4.59, which still gives you a 13.90% return. Compare that to the 5% you would have made without using MTF. The cost of funding is only 8.2% of your profit, meaning you keep 92% of your gains.&#8221;<\/p>\n\n\n\n<p>Aman\u2019s eyes widened as he processed this information. &#8220;So, with MTF, I\u2019m essentially amplifying my returns significantly?&#8221;<\/p>\n\n\n\n<p>&#8220;Exactly,&#8221; Ravi affirmed. &#8220;MTF isn\u2019t just about increasing your buying power\u2014it\u2019s about maximizing your potential returns while managing your risks. It\u2019s like a return accelerator that lets you capitalize on opportunities that you might otherwise miss.&#8221;<\/p>\n\n\n\n<p>As Aman pondered this, the power of MTF became clear\u2014it\u2019s not just about leverage; it\u2019s about smart investing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-471bd9063fadcebdc30034d48fe36ee5\" id=\"conclusion-start-your-mtf-journey-today\" style=\"color:#185a81\"><strong>Conclusion: Start Your MTF Journey Today<\/strong><\/h3>\n\n\n\n<p>Just like how Ravi guided Aman to start with <a href=\"https:\/\/navia.co.in\/margin-trade-funding\">Margin Trading Facility (MTF)<\/a> and unlock its potential, you too can take your first step into this powerful investment tool. Whether you&#8217;re looking to amplify your buying power or explore new opportunities in the stock market, MTF with <a href=\"https:\/\/navia.co.in\/\">Navia<\/a> offers the flexibility, transparency, and benefits to help you maximize your returns. Start your journey today, just like Ravi and Aman did, and see how MTF can enhance your investing experience.<\/p>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD-1024x576.jpg\" alt=\"Margin Trading Benefits with Navia - MTF\" class=\"wp-image-4523 size-full\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD-1024x576.jpg 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD-300x169.jpg 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD-150x84.jpg 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD-768x432.jpg 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/trCeBLwl08s-HD.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p><strong>For deeper insights, check out our video and discover how Navia\u2019s MTF can revolutionize your investment strategy. Don\u2019t miss out! <\/strong><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/youtu.be\/trCeBLwl08s?si=x6sLCkfyBzJM21cg\" style=\"border-radius:9px;background-color:#ec4d37\"><strong>Watch Video<\/strong><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<p><strong>Happy Trading!<\/strong><\/p>\n\n\n\n<p><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We&#8217;d Love to hear from you<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\" style=\"border-radius:9px;background-color:#176897\">Share a Feedback<\/a><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Introduction: Aman\u2019s Curiosity About MTF One afternoon, Aman, a junior colleague at Ravi&#8217;s firm, approached Ravi looking visibly troubled. &#8220;Ravi, I&#8217;ve been thinking about investing in the stock market,&#8221; Aman began hesitantly. &#8220;I&#8217;ve heard about this Margin Trading Facility (MTF) thing. Can you tell me more about it?&#8221; Understanding Margin Trading Facility (MTF) Ravi, a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4612,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[207],"tags":[11,7,21,270,224,248,32],"class_list":["post-4586","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sunday-stories","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-mtf","tag-navia-app","tag-sundaystories","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2024\/08\/WhatsApp-Image-2024-08-24-at-6.12.23-PM.jpeg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/4586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=4586"}],"version-history":[{"count":10,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/4586\/revisions"}],"predecessor-version":[{"id":12317,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/4586\/revisions\/12317"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/4612"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=4586"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=4586"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=4586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}