{"id":17613,"date":"2026-05-29T09:03:29","date_gmt":"2026-05-29T09:03:29","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=17613"},"modified":"2026-05-29T09:03:29","modified_gmt":"2026-05-29T09:03:29","slug":"growth-of-etfs-in-india","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/growth-of-etfs-in-india\/","title":{"rendered":"Growth of ETFs in India \u2013 A Look at Market Evolution"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-what-is-an-etf-5\">What is an ETF?<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-growth-of-etfs-in-india-10\">Growth of ETFs in India<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-types-of-etfs-in-india-21\">Types of ETFs in India<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-why-are-etfs-growing-rapidly-34\">Factors Associated With ETF Growth<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-active-funds-vs-passive-funds-37\">Active Funds vs Passive Funds<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-why-can-etfs-be-powerful-wealth-creation-vehicles-41\">Why Can ETFs Be Powerful Wealth Creation Vehicles?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-example-of-a-long-term-etf-portfolio-43\">Examples of ETF Segments<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-risks-of-etf-investing-45\">Risks of ETF Investing<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-future-of-etfs-in-india-47\">Future of ETFs in India<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-final-thoughts-49\">Final Thoughts<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">A Deep Dive into the Evolution and Market Development of <a href=\"https:\/\/navia.co.in\/etfs\" title=\"\">ETFs<\/a> in India<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Over the last decade, India\u2019s investment landscape has undergone a structural transformation. What started as a niche institutional product has evolved into one of the growing segments in the mutual fund industry \u2014 Exchange Traded Funds (ETFs). <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">ETFs in India have grown from relatively unknown investment vehicles into mainstream investment products used by retail investors, HNIs, family offices, RIAs, pension funds and institutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The rise of ETFs reflects a larger global trend toward passive investing, passive investing and market-linked exposure.<\/p>\n\n\n\n<h2 id=\"aioseo-what-is-an-etf-5\" class=\"wp-block-heading has-text-color has-link-color wp-elements-043c9b3547af8201986a16535c737eb3\" style=\"color:#023368\">What is an ETF?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">An ETF (Exchange Traded Fund) is a market-traded investment fund that tracks an index, <a href=\"https:\/\/navia.co.in\/open-commodities-trading-account\" title=\"\">commodity<\/a>, bond basket, sector, theme or strategy. Unlike traditional <a href=\"https:\/\/navia.co.in\/mutual-funds\" title=\"\">mutual funds<\/a>, ETFs trade on stock exchanges in real time, exactly like shares. Examples include:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u27a4 Nifty 50 ETF <br>\u27a4 Sensex ETF <br>\u27a4 Gold ETF <br>\u27a4 Bharat Bond ETF <br>\u27a4 Nasdaq 100 ETF <br>\u27a4 Bank Nifty ETF<\/p>\n\n\n\n<h3 id=\"aioseo-key-characteristics-of-etfs-8\" class=\"wp-block-heading has-text-color has-link-color wp-elements-eeeb8953843ef97b3e567db36f646341\" style=\"color:#ec4d37\"><strong>Key Characteristics of ETFs: <\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u27a4 Expense-ratio based pricing<br>\u27a4 Passive investing approach <br>\u27a4 Real-time trading <br>\u27a4 Portfolio disclosure features <br>\u27a4 Basket exposure<br>\u27a4 Tax treatment varies in many cases<\/p>\n\n\n\n<h2 id=\"aioseo-growth-of-etfs-in-india-10\" class=\"wp-block-heading has-text-color has-link-color wp-elements-3ba12d7d2f70f06a8d5c695641e857e7\" style=\"color:#023368\">Growth of ETFs in India<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The growth of ETFs in India over the last 10 years has been significant. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Initially, ETF participation was largely institutional, driven by government disinvestment programs and EPFO investments. However, with increasing investor awareness, digital investing platforms, and lower-cost investing trends, retail participation has expanded.<\/p>\n\n\n\n<h3 id=\"aioseo-etf-industry-aum-growth-13\" class=\"wp-block-heading has-text-color has-link-color wp-elements-e9baa42d31ba2251a0973735231dd8c2\" style=\"color:#ec4d37\"><strong>ETF Industry AUM Growth<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Year<\/th><th>ETF Industry AUM (Approx)<\/th><\/tr><\/thead><tbody><tr><td>2015<\/td><td>\u20b95,000 \u2013 \u20b98,000 Cr<\/td><\/tr><tr><td>2017<\/td><td>\u20b940,000 Cr<\/td><\/tr><tr><td>2018<\/td><td>\u20b974,000 Cr<\/td><\/tr><tr><td>2020<\/td><td>\u20b92 Lakh Cr<\/td><\/tr><tr><td>2022<\/td><td>\u20b95 Lakh Cr<\/td><\/tr><tr><td>2024<\/td><td>\u20b98 Lakh Cr<\/td><\/tr><tr><td>2025<\/td><td>\u20b910 Lakh Cr+<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The growth rate has been one of the fastest in the Indian mutual fund industry. ETF AUM crossed \u20b910 lakh crore by 2025, reflecting rising institutional and retail participation.<\/p>\n\n\n\n<h3 id=\"aioseo-growth-of-overall-mutual-fund-industry-16\" class=\"wp-block-heading has-text-color has-link-color wp-elements-772a39eb211dc5f995fc67a0c62a5c70\" style=\"color:#ec4d37\">Growth of Overall Mutual Fund Industry<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Year<\/th><th>Total MF Industry AUM<\/th><\/tr><\/thead><tbody><tr><td>2015<\/td><td>~\u20b912 Lakh Cr<\/td><\/tr><tr><td>2018<\/td><td>~\u20b924 Lakh Cr<\/td><\/tr><tr><td>2020<\/td><td>~\u20b927 Lakh Cr<\/td><\/tr><tr><td>2022<\/td><td>~\u20b940 Lakh Cr<\/td><\/tr><tr><td>2025<\/td><td>~\u20b980 Lakh Cr<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 id=\"aioseo-etf-share-in-overall-mf-industry-18\" class=\"wp-block-heading has-text-color has-link-color wp-elements-918c4fa0b5eaa4d28003a921589b61af\" style=\"color:#ec4d37\">ETF Share in Overall MF Industry<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Year<\/th><th>ETF Share of MF Industry<\/th><\/tr><\/thead><tbody><tr><td>2015<\/td><td>&lt;1%<\/td><\/tr><tr><td>2018<\/td><td>~3%<\/td><\/tr><tr><td>2020<\/td><td>~6%<\/td><\/tr><tr><td>2022<\/td><td>~10%<\/td><\/tr><tr><td>2025<\/td><td>~12\u201313%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">This clearly indicates that ETFs are no longer niche products. They are steadily becoming a widely used investment format in India.<\/p>\n\n\n\n<h2 id=\"aioseo-types-of-etfs-in-india-21\" class=\"wp-block-heading has-text-color has-link-color wp-elements-0350de9229faa04e818048751a9641f7\" style=\"color:#023368\">Types of ETFs in India<\/h2>\n\n\n\n<h3 id=\"aioseo-equity-etfs-22\" class=\"wp-block-heading has-text-color has-link-color wp-elements-22f3a021c0815386a4898a584757b1ae\" style=\"color:#ec4d37\">Equity ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These track major indices such as Nifty 50, Sensex, Nifty Next 50 and Midcap indices. They are the largest ETF category in India.<\/p>\n\n\n\n<h3 id=\"aioseo-sectoral-etfs-24\" class=\"wp-block-heading has-text-color has-link-color wp-elements-1513532f822814a8294834ee7405db55\" style=\"color:#ec4d37\">Sectoral ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These focus on sectors such as Banking, IT, Pharma, PSU or Infrastructure.<\/p>\n\n\n\n<h3 id=\"aioseo-gold-commodity-etfs-26\" class=\"wp-block-heading has-text-color has-link-color wp-elements-465caf95be7a7e4f02b2ba3206a92921\" style=\"color:#ec4d37\">Gold &amp; Commodity ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gold ETFs saw increased participation during uncertain markets because they provide exposure to gold without storage risk.<\/p>\n\n\n\n<h3 id=\"aioseo-debt-etfs-28\" class=\"wp-block-heading has-text-color has-link-color wp-elements-351ebd9067bb08f68a5289b7f24a3327\" style=\"color:#ec4d37\">Debt ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Debt ETFs such as Bharat Bond ETF provide access to high-quality bonds at low costs.<\/p>\n\n\n\n<h3 id=\"aioseo-international-etfs-30\" class=\"wp-block-heading has-text-color has-link-color wp-elements-4640cda552095f2bc62cacd0bcee60a2\" style=\"color:#ec4d37\">International ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These allow Indian investors to participate in global markets such as Nasdaq 100 and S&amp;P 500.<\/p>\n\n\n\n<h3 id=\"aioseo-smart-beta-etfs-32\" class=\"wp-block-heading has-text-color has-link-color wp-elements-ac3248e908f4ba40222e5d6c3656ebee\" style=\"color:#ec4d37\">Smart Beta ETFs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">These combine passive investing with factor-based investing such as Momentum, Value, Quality and Low Volatility.<\/p>\n\n\n\n<h2 id=\"aioseo-why-are-etfs-growing-rapidly-34\" class=\"wp-block-heading has-text-color has-link-color wp-elements-55f788476207b05dabdc8d4266f147aa\" style=\"color:#023368\">Factors Associated With ETF Growth<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd38<\/strong> <strong>Expense Ratio Comparison<\/strong><br>Traditional active funds typically charge 1.5%\u20132.25%, while ETFs may charge as low as 0.05%\u20130.5%.<br><br>\ud83d\udd38 <strong>Portfolio Disclosure<\/strong><br>ETF portfolios are usually disclosed daily, making holdings completely visible.<br><br>\ud83d\udd38 <strong>Exchange-Traded Structure<\/strong><br>Investors can simply buy the market instead of selecting individual stocks or fund managers.<br><br>\ud83d\udd38 <strong>Better Technology Access<\/strong><br>Online investing platforms and discount brokers have expanded access to ETF transactions.<br><br>\ud83d\udd38 <strong>Regulatory Support<\/strong><br>Government and institutional participation has coincided with increased participation.<br><br>\ud83d\udd38 <strong>Increasing Awareness of Passive Investing<\/strong><br>Global investing trends are influencing Indian investors toward passive allocation strategies.<\/p>\n\n\n\n<h2 id=\"aioseo-active-funds-vs-passive-funds-37\" class=\"wp-block-heading has-text-color has-link-color wp-elements-9a945068d5c2a1a279bb1b1b8739db0c\" style=\"color:#023368\">Active Funds vs Passive Funds<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>One of the most important developments globally has been the increasing differences between active and passive performance benchmark indices over long periods.<br><br>SPIVA (S&amp;P Indices Versus Active) reports globally and in India consistently show that a large percentage of active large-cap funds show varying benchmark outcomes over longer durations.<br><br><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Investment Period<\/th><th>% of Active Large Cap Funds Underperforming<\/th><\/tr><\/thead><tbody><tr><td>1 Year<\/td><td>~60%<\/td><\/tr><tr><td>3 Years<\/td><td>~75%<\/td><\/tr><tr><td>5 Years<\/td><td>~90%+<\/td><\/tr><tr><td>10 Years<\/td><td>~73\u201374%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">This observed across some market segments in mature and highly researched segments such as large caps.<br><br>However, active management may perform differently in:<br>\ud83d\udd38 Small caps<br>\ud83d\udd38 Mid caps<br>\ud83d\udd38 Flexi caps<br>\ud83d\udd38 Illiquid opportunities<br>\ud83d\udd38 Special situations<\/p>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&#038;utm_medium=blog\" target=\"_blank\" style=\"display:flex; width:100%;\" ><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" \nheight=\"auto\"  style=\"border-radius:10px; margin:5px auto;\"\/><\/a>\n\n\n\n<h2 id=\"aioseo-why-can-etfs-be-powerful-wealth-creation-vehicles-41\" class=\"wp-block-heading has-text-color has-link-color wp-elements-a21c4d1d38093afad71b089bf0321991\" style=\"color:#023368\">Why Can ETFs Be Powerful Wealth Creation Vehicles?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udd38 Expense Ratios and Long-Term Cost Differences<\/strong><br>Even a 1.5% lower annual expense ratio can lead to different net outcomes over 20\u201330 years.<br><br><strong>\ud83d\udd38<\/strong> <strong>Reduced Dependence on Active Fund Management<\/strong><br>ETF investors are not dependent on the capability or continuity of a fund manager.<br><br><strong>\ud83d\udd38<\/strong> <strong>Investment Behaviour Considerations<\/strong><br>ETFs are commonly used in systematic approaches and reduce emotional decision-making.<br><br><strong>\ud83d\udd38<\/strong> <strong>Diversification<\/strong><br>A single ETF can provide exposure to dozens or hundreds of companies.<br><br><strong>\ud83d\udd38<\/strong> <strong>Transparency<\/strong><br>Investors always know what they own.<br><br><strong>\ud83d\udd38 Simplicity<\/strong><br>Investors can build long-term portfolios without constantly monitoring fund manager changes or strategies.<br><br><strong>\ud83d\udd38 Broad Market Exposure<\/strong><br>Owning broad Indian indices through ETFs provides linked to broad market indices.<\/p>\n\n\n\n<h2 id=\"aioseo-example-of-a-long-term-etf-portfolio-43\" class=\"wp-block-heading has-text-color has-link-color wp-elements-fe27b7381307c81243a7deb3e6f0fd85\" style=\"color:#023368\">Examples of ETF Segments<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Allocation Type<\/th><th>Example ETF<\/th><\/tr><\/thead><tbody><tr><td>Core India Equity<\/td><td>Nifty 50 ETF<\/td><\/tr><tr><td>Growth Allocation<\/td><td>Nifty Next 50 ETF<\/td><\/tr><tr><td>Midcap Exposure<\/td><td>Midcap ETF<\/td><\/tr><tr><td>International Exposure<\/td><td>Nasdaq 100 ETF<\/td><\/tr><tr><td>Debt Stability<\/td><td>Bharat Bond ETF<\/td><\/tr><tr><td>Inflation Hedge<\/td><td>Gold ETF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"aioseo-risks-of-etf-investing-45\" class=\"wp-block-heading has-text-color has-link-color wp-elements-43ee5e09fc7bb98a25671039aa1e724f\" style=\"color:#023368\">Risks of ETF Investing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">While ETFs offer several advantages, investors should also understand the associated risks:<br><br>\u26a0\ufe0f <strong>Market Risk \u2013<\/strong> ETFs will decline if the underlying market declines.<br>\u26a0\ufe0f<strong> Liquidity Risk \u2013<\/strong> Some ETFs have low trading volumes.<br>\u26a0\ufe0f<strong> Tracking Error \u2013<\/strong> ETF performance may slightly differ from the benchmark.<br><strong>\u26a0\ufe0f Concentration Risk \u2013 <\/strong>Sector ETFs may be highly concentrated.<br>\u26a0\ufe0f <strong>International Risks \u2013<\/strong> Currency and geopolitical issues affect global ETFs.<\/p>\n\n\n\n<h2 id=\"aioseo-future-of-etfs-in-india-47\" class=\"wp-block-heading has-text-color has-link-color wp-elements-f0395ff681aa023ce23f5018b6cf0b78\" style=\"color:#023368\">Future of ETFs in India<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">India is still in the early phase of ETF adoption compared to developed markets. Several factors indicate continued market development:<br>\u2705 Increasing SIP culture<br>\u2705 Growing financial literacy<br>\u2705 Digital investing adoption<br>\u2705 Lower cost preference<br>\u2705 Institutional participation<br>\u2705 Retirement and pension allocations<br>\u2705 Expansion of smart beta products<br>\u2705 Global diversification demand<br><br>Over the next decade, ETFs may become one of the important market segment in India.<\/p>\n\n\n\n<h2 id=\"aioseo-final-thoughts-49\" class=\"wp-block-heading has-text-color has-link-color wp-elements-4395b389516c3164d0a91c9b01c75824\" style=\"color:#023368\">Final Thoughts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The rise of ETFs in India is more than a product trend. It reflects the evolution of the Indian investor.<br><br>For decades, investing success was associated with:<br><strong>\u27a2 <\/strong>Stock picking<br><strong>\u27a2<\/strong> Timing the market<br><strong>\u27a2<\/strong> Finding the best fund manager<br><br>The ETF market revolution changes that framework toward:<br><strong>\u27a2 <\/strong>Staying invested<br><strong>\u27a2 <\/strong>Understanding cost structures<br><br>ETFs offer a combination of simplicity, transparency, diversification and cost efficiency.<br><br>As India\u2019s economy grows over the coming decades, ETF investing could become one of the methods of market participation for investors to participate in that growth.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">We\u2019d love to hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>DISCLAIMER:<\/strong>\u00a0<strong>Investments in the securities market are subject to market risks; read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Full disclaimer:\u00a0<a href=\"https:\/\/bit.ly\/naviadisclaimer\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong>.<br><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Deep Dive into the Evolution and Market Development of ETFs in India Over the last decade, India\u2019s investment landscape has undergone a structural transformation. What started as a niche institutional product has evolved into one of the growing segments in the mutual fund industry \u2014 Exchange Traded Funds (ETFs). ETFs in India have grown [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[184],"tags":[233,11,1130,7,21,22,53,32],"class_list":["post-17613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-etf-strategies","tag-etf","tag-financial-goals","tag-growth-of-etf","tag-indian-stock-markets","tag-investments","tag-investor","tag-marketperformance","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/05\/growthofetfinindi.jpeg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/17613","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=17613"}],"version-history":[{"count":9,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/17613\/revisions"}],"predecessor-version":[{"id":17632,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/17613\/revisions\/17632"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/17631"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=17613"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=17613"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=17613"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}