{"id":16816,"date":"2026-01-11T11:09:17","date_gmt":"2026-01-11T11:09:17","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=16816"},"modified":"2026-04-02T11:16:25","modified_gmt":"2026-04-02T11:16:25","slug":"easter-puzzle-woh-ratio-jisne-sachh-ujaagar-kiya","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/easter-puzzle-woh-ratio-jisne-sachh-ujaagar-kiya\/","title":{"rendered":"Easter Puzzle: \u0935\u094b Ratio \u091c\u093f\u0938\u0928\u0947 \u0938\u091a \u0909\u091c\u093e\u0917\u0930 \u0915\u093f\u092f\u093e"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-\u0935\u094b-\u0916\u0947\u0932-\u091c\u093f\u0938\u0928\u0947-\u0917\u0902\u092d\u0940\u0930-\u092e\u094b\u0921\u093c-\u0932\u0947-\u0932\u093f\u092f\u093e-1\">\u0935\u094b \u0916\u0947\u0932 \u091c\u093f\u0938\u0928\u0947 \u0917\u0902\u092d\u0940\u0930 \u092e\u094b\u0921\u093c \u0932\u0947 \u0932\u093f\u092f\u093e<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-\u0935\u094b-ratio-\u091c\u094b-\u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e-quality-\u0915\u094b-\u092a\u0930\u0916\u0924\u093e-\u0939\u0948-12\">\u0935\u094b Ratio \u091c\u094b \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e (Quality) \u0915\u094b \u092a\u0930\u0916\u0924\u093e \u0939\u0948<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-\u0915\u094d\u092f\u094b\u0902-\u092f\u0939-\u0938\u092c-\u0915\u0941\u091b-\u092c\u0926\u0932-\u0926\u0947\u0924\u093e-\u0939\u0948-22\">\u0915\u094d\u092f\u094b\u0902 \u092f\u0939 \u0938\u092c \u0915\u0941\u091b \u092c\u0926\u0932 \u0926\u0947\u0924\u093e \u0939\u0948<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-\u0905\u0938\u0932\u0940-easter-\u0915\u093e-\u0938\u092c\u0915-32\">\u0905\u0938\u0932\u0940 Easter \u0915\u093e \u0938\u092c\u0915<\/a><\/li><\/ul>\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-53a40c1207b49d005a7b5535057af8d1\" id=\"aioseo-\u0935\u094b-\u0916\u0947\u0932-\u091c\u093f\u0938\u0928\u0947-\u0917\u0902\u092d\u0940\u0930-\u092e\u094b\u0921\u093c-\u0932\u0947-\u0932\u093f\u092f\u093e-1\" style=\"color:#ec4d37\">\u0935\u094b \u0916\u0947\u0932 \u091c\u093f\u0938\u0928\u0947 \u0917\u0902\u092d\u0940\u0930 \u092e\u094b\u0921\u093c \u0932\u0947 \u0932\u093f\u092f\u093e<\/h3>\n\n\n\n<p>\u0915\u094b\u091a\u094d\u091a\u093f \u092e\u0947\u0902 Easter \u0915\u0940 \u0938\u0941\u092c\u0939 \u0936\u093e\u0902\u0924 \u0914\u0930 \u0906\u0928\u0902\u0926\u092e\u092f \u0925\u0940\u0964 \u091a\u0930\u094d\u091a \u0938\u092b\u0947\u0926 \u0932\u093f\u0932\u0940 \u0915\u0947 \u092b\u0942\u0932\u094b\u0902 \u0938\u0947 \u0938\u091c\u0947 \u0925\u0947, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u092a\u094d\u0930\u093e\u0930\u094d\u0925\u0928\u093e (mass) \u0915\u0947 \u092c\u093e\u0926 \u092a\u0930\u093f\u0935\u093e\u0930 \u0907\u0915\u091f\u094d\u0920\u093e \u0939\u0941\u090f \u0925\u0947, \u0914\u0930 \u092c\u091a\u094d\u091a\u0947 \u092c\u0917\u0940\u091a\u094b\u0902 \u092e\u0947\u0902 \u091b\u093f\u092a\u0947 \u0930\u0902\u0917\u0940\u0928 \u0905\u0902\u0921\u094b\u0902 \u0915\u094b \u0922\u0942\u0902\u0922\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091f\u094b\u0915\u0930\u093f\u092f\u093e\u0901 \u0932\u0947\u0915\u0930 \u0926\u094c\u0921\u093c \u0930\u0939\u0947 \u0925\u0947\u0964<\/p>\n\n\n\n<p>\u092b\u094b\u0930\u094d\u091f \u0915\u094b\u091a\u094d\u091a\u093f \u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0910\u0938\u0947 \u0939\u0940 \u0918\u0930 \u092e\u0947\u0902, \u090f\u0915 \u092a\u0930\u093f\u0935\u093e\u0930 \u0928\u0947 \u0908\u0938\u094d\u091f\u0930 \u0915\u094b \u090f\u0915 \u091a\u0902\u091a\u0932 \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0917\u093f\u0924\u093e \u092e\u0947\u0902 \u092c\u0926\u0932 \u0926\u093f\u092f\u093e \u0925\u093e\u0964<\/p>\n\n\n\n<p>Neil, \u090f\u0915 \u092f\u0941\u0935\u093e startup founder, \u0905\u092a\u0928\u0947 \u091a\u091a\u0947\u0930\u0947 \u092d\u093e\u0907\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f egg hunt \u0915\u093e \u0928\u0947\u0924\u0943\u0924\u094d\u0935 \u0915\u0930 \u0930\u0939\u0947 \u0925\u0947\u0964 \u0909\u0928\u0915\u0940 \u092c\u0921\u093c\u0940 \u092c\u0939\u0928 Grace, \u091c\u094b \u090f\u0915 finance lecturer \u0925\u0940\u0902, \u092e\u0941\u0938\u094d\u0915\u0941\u0930\u093e\u0924\u0947 \u0939\u0941\u090f \u0926\u0947\u0916 \u0930\u0939\u0940 \u0925\u0940\u0902\u0964 \u0914\u0930 \u0909\u0928\u0915\u0947 \u091a\u093e\u091a\u093e Mathew, \u091c\u093f\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0905\u0928\u0941\u0938\u0902\u0927\u093e\u0928 (investment research) \u092e\u0947\u0902 \u0938\u093e\u0932\u094b\u0902 \u0915\u093e\u092e \u0915\u093f\u092f\u093e \u0925\u093e, \u091a\u0941\u092a\u091a\u093e\u092a \u0915\u0949\u092b\u0940 \u0915\u0940 \u091a\u0941\u0938\u094d\u0915\u0940 \u0932\u0947 \u0930\u0939\u0947 \u0925\u0947\u0964<\/p>\n\n\n\n<p>\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0905\u0902\u0921\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 \u090f\u0915 \u091b\u094b\u091f\u093e \u0928\u094b\u091f \u0925\u093e\u0964 \u0915\u0941\u091b \u092e\u0947\u0902 \u091a\u0949\u0915\u0932\u0947\u091f \u0925\u0940, \u0915\u0941\u091b \u092e\u0947\u0902 \u092e\u091c\u093c\u0947\u0926\u093e\u0930 \u091a\u0941\u0928\u094c\u0924\u093f\u092f\u093e\u0901 \u0925\u0940\u0902, \u0914\u0930 \u090f\u0915 \u092e\u0947\u0902 \u090f\u0915 \u091a\u0941\u0928\u094c\u0924\u0940\u092a\u0942\u0930\u094d\u0923 \u0938\u0935\u093e\u0932 \u0925\u093e\u0964<\/p>\n\n\n\n<p>Neil \u0928\u0947 \u090f\u0915 \u0938\u0941\u0928\u0939\u0930\u093e \u0905\u0902\u0921\u093e \u092b\u094b\u0921\u093c\u093e \u0914\u0930 \u091c\u093c\u094b\u0930 \u0938\u0947 \u092a\u0922\u093c\u093e, &#8220;\u092c\u0947\u0939\u0924\u0930 \u0928\u093f\u0935\u0947\u0936\u0915 \u0915\u094c\u0928 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948?&#8221;<\/p>\n\n\n\n<p>\u0938\u092c \u0939\u0902\u0938 \u092a\u0921\u093c\u0947\u0964<\/p>\n\n\n\n<p>Grace \u0906\u0917\u0947 \u0915\u0940 \u0913\u0930 \u091d\u0941\u0915\u0940\u0902\u0964 &#8220;\u092f\u0939 \u0924\u094b \u0938\u0935\u093e\u0932 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u0935\u093e\u0932 \u0915\u094d\u092f\u093e \u0939\u0948?&#8221;<\/p>\n\n\n\n<p>Neil \u0928\u0947 \u092a\u0922\u093c\u0928\u093e \u091c\u093e\u0930\u0940 \u0930\u0916\u093e, &#8220;Investor A \u0939\u0930 \u0938\u093e\u0932 12 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u092e\u093e\u0924\u093e \u0939\u0948\u0964 Investor B 18 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u092e\u093e\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u0909\u091a\u094d\u091a \u091c\u094b\u0916\u093f\u092e (high risk) \u0932\u0947\u0924\u093e \u0939\u0948\u0964 \u0915\u094c\u0928 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948?&#8221;<\/p>\n\n\n\n<p>Neil \u092e\u0941\u0938\u094d\u0915\u0941\u0930\u093e\u090f\u0964 &#8220;\u091c\u093c\u093e\u0939\u093f\u0930 \u0939\u0948, B\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u0927\u0940\u0930\u0947 \u0938\u0947 \u090a\u092a\u0930 \u0926\u0947\u0916\u093e\u0964 &#8220;\u0907\u0924\u0928\u0940 \u091c\u0932\u094d\u0926\u0940 \u0928\u0939\u0940\u0902\u0964&#8221;<\/p>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&#038;utm_medium=blog\" target=\"_blank\" style=\"display:flex; width:100%;\" ><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" \nheight=\"auto\"  style=\"border-radius:10px; margin:5px auto;\"\/><\/a>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-b6a4566e63c0af66a9a35b850e0e145f\" id=\"aioseo-\u0935\u094b-ratio-\u091c\u094b-\u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e-quality-\u0915\u094b-\u092a\u0930\u0916\u0924\u093e-\u0939\u0948-12\" style=\"color:#233975\">\u0935\u094b Ratio \u091c\u094b \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e (Quality) \u0915\u094b \u092a\u0930\u0916\u0924\u093e \u0939\u0948<\/h3>\n\n\n\n<p>Grace \u092e\u0941\u0938\u094d\u0915\u0941\u0930\u093e\u0908\u0902\u0964 &#8220;\u092f\u0939 \u090f\u0915 \u0915\u094d\u0932\u093e\u0938\u093f\u0915 \u091f\u094d\u0930\u0948\u092a (classic trap) \u0938\u0935\u093e\u0932 \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u0905\u092a\u0928\u093e \u0915\u092a \u0928\u0940\u091a\u0947 \u0930\u0916\u093e\u0964 &#8220;\u0907\u0938\u0915\u093e \u091c\u0935\u093e\u092c Sortino Ratio \u0928\u093e\u092e\u0915 \u091a\u0940\u091c\u093c \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 \u092c\u0947\u0939\u0924\u0930 \u0922\u0902\u0917 \u0938\u0947 \u0938\u092e\u091d\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u091c\u093c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u0932\u094b\u0917 Sharpe Ratio \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 Sortino \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0925\u094b\u0921\u093c\u093e \u0905\u0932\u0917 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0926\u0947\u0916\u0924\u093e \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Neil \u0928\u0947 \u092d\u094c\u0902\u0939\u0947\u0902 \u0938\u093f\u0915\u094b\u0921\u093c\u0940\u0902\u0964 &#8220;\u090f\u0915 \u0914\u0930 ratio?&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u0938\u093f\u0930 \u0939\u093f\u0932\u093e\u092f\u093e\u0964 &#8220;\u0939\u093e\u0901\u0964 \u092f\u0939 \u0915\u0941\u0932 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e (total volatility) \u0915\u0947 \u092c\u091c\u093e\u092f \u0915\u0947\u0935\u0932 downside risk \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b \u092e\u093e\u092a\u0924\u093e \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u090f\u0915 \u0915\u093e\u0917\u091c\u093c \u092a\u0930 \u0932\u093f\u0916\u093e\u0964 &#8220;\u092e\u0948\u0902 \u090f\u0915 \u0938\u0940\u0927\u093e \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 (calculator) \u0932\u093f\u0902\u0915 \u092d\u0940 \u0926\u0942\u0901\u0917\u093e:&#8221; https:\/\/www.omnicalculator.com\/finance\/sortino-ratio<\/p>\n\n\n\n<p>Sortino Ratio = (Return \u2013 Risk Free Rate) \u00f7 Downside Deviation<\/p>\n\n\n\n<p>Neil \u0928\u0947 \u0905\u092a\u0928\u0940 \u0906\u0901\u0916\u0947\u0902 \u091d\u092a\u0915\u093e\u0908\u0902\u0964 &#8220;Downside deviation \u0915\u094d\u092f\u093e \u0939\u0948?&#8221;<\/p>\n\n\n\n<p>Grace \u0928\u0947 \u0938\u0930\u0932\u0924\u093e \u0938\u0947 \u0938\u092e\u091d\u093e\u092f\u093e\u0964 &#8220;\u092f\u0939 \u0915\u0947\u0935\u0932 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e (negative volatility) \u0915\u094b \u092e\u093e\u092a\u0924\u093e \u0939\u0948\u0964 \u0938\u092d\u0940 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0915\u094b \u0928\u0939\u0940\u0902\u0964 \u0915\u0947\u0935\u0932 \u090f\u0915 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f \u0930\u093f\u091f\u0930\u094d\u0928 (minimum acceptable return) \u0938\u0947 \u0928\u0940\u091a\u0947 \u0915\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0915\u094b\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u091c\u094b\u0921\u093c\u093e, &#8220;Sharpe Ratio \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0914\u0930 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0926\u094b\u0928\u094b\u0902 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 Sortino \u0915\u0947\u0935\u0932 downside risk \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0915\u0941\u091b \u0928\u093f\u0935\u0947\u0936\u0915 \u0909\u092a\u092f\u094b\u0917\u0940 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964&#8221;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"623\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image-1024x623.jpeg\" alt=\"\" class=\"wp-image-16820\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image-1024x623.jpeg 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image-300x183.jpeg 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image-150x91.jpeg 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image-768x467.jpeg 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/2nd-image.jpeg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a61fa541174387d7972e43f654308d44\" id=\"aioseo-\u0915\u094d\u092f\u094b\u0902-\u092f\u0939-\u0938\u092c-\u0915\u0941\u091b-\u092c\u0926\u0932-\u0926\u0947\u0924\u093e-\u0939\u0948-22\" style=\"color:#ec4d37\">\u0915\u094d\u092f\u094b\u0902 \u092f\u0939 \u0938\u092c \u0915\u0941\u091b \u092c\u0926\u0932 \u0926\u0947\u0924\u093e \u0939\u0948<\/h3>\n\n\n\n<p>Neil \u0906\u0917\u0947 \u0915\u0940 \u0913\u0930 \u091d\u0941\u0915\u0947\u0964 &#8220;\u090f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0938\u093e\u0925 \u0938\u092e\u091d\u093e\u0913\u0964&#8221;<\/p>\n\n\n\n<p>Grace \u0928\u0947 \u0926\u094b \u0932\u093e\u0907\u0928\u0947\u0902 \u0916\u0940\u0902\u091a\u0940\u0902\u0964 &#8220;Investor A \u091b\u094b\u091f\u0947 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0915\u0947 \u0938\u093e\u0925 \u0938\u094d\u0925\u093f\u0930 12 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u092e\u093e\u0924\u093e \u0939\u0948\u0964 Investor B 18 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u092e\u093e\u0924\u093e \u0939\u0948 \u0932\u0947\u0915\u093f\u0928 \u092c\u0940\u091a \u092e\u0947\u0902 \u092c\u0921\u093c\u0940 \u0917\u093f\u0930\u093e\u0935\u091f (big drops) \u0906\u0924\u0940 \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u0905\u092a\u0928\u0940 \u092c\u093e\u0924 \u091c\u093e\u0930\u0940 \u0930\u0916\u0940, &#8220;\u0915\u0941\u091b \u092e\u0947\u091f\u094d\u0930\u093f\u0915\u094d\u0938 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0926\u094b\u0928\u094b\u0902 \u0915\u094b \u0938\u092e\u093e\u0928 \u092e\u093e\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 Sortino \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u092f\u0939 \u0926\u0947\u0916\u0924\u093e \u0939\u0948 \u0915\u093f \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u093f\u0924\u0928\u093e \u0917\u0902\u092d\u0940\u0930 \u0939\u0948\u0964 \u092f\u0926\u093f Investor B \u0915\u0947 \u092a\u093e\u0938 \u092c\u0921\u093c\u0947 downside swings \u0939\u0948\u0902, \u0924\u094b \u0939\u0930 (denominator) \u092c\u0922\u093c \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 Sortino Ratio \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Neil \u0928\u0947 \u0927\u0940\u0930\u0947 \u0938\u0947 \u0938\u093f\u0930 \u0939\u093f\u0932\u093e\u092f\u093e\u0964 &#8220;Downside deviation \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0947\u0935\u0932 \u090f\u0915 \u0932\u0915\u094d\u0937\u094d\u092f \u0938\u0947 \u0928\u0940\u091a\u0947 \u0915\u0947 \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b \u0932\u0947\u0915\u0930, \u0909\u0928\u0915\u093e \u0935\u0930\u094d\u0917 \u0915\u0930\u0915\u0947, \u0909\u0928\u0915\u093e \u0914\u0938\u0924 \u0928\u093f\u0915\u093e\u0932\u0915\u0930 \u0914\u0930 \u092b\u093f\u0930 \u0935\u0930\u094d\u0917\u092e\u0942\u0932 (square root) \u0932\u0947\u0915\u0930 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Grace \u0928\u0947 \u0907\u0938\u0947 \u0938\u0930\u0932 \u092c\u0928\u093e\u092f\u093e\u0964 &#8220;\u092f\u0939 \u0915\u0947\u0935\u0932 \u0915\u0920\u093f\u0928 \u0938\u092e\u092f \u0915\u094b \u092e\u093e\u092a\u0928\u0947 \u091c\u0948\u0938\u093e \u0939\u0948, \u0905\u091a\u094d\u091b\u0947 \u0938\u092e\u092f \u0915\u094b \u0928\u0939\u0940\u0902\u0964&#8221;<\/p>\n\n\n\n<p>Neil \u092e\u0941\u0938\u094d\u0915\u0941\u0930\u093e\u090f\u0964 &#8220;\u0924\u094b \u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 Investor A \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u092c\u0947\u0939\u0924\u0930 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>&#8220;\u0939\u093e\u0901\u0964 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0915\u092e downside risk \u0915\u0947 \u0938\u093e\u0925 \u0932\u0917\u093e\u0924\u093e\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0938\u092e\u092f \u0915\u0947 \u0938\u093e\u0925 \u0905\u0927\u093f\u0915 \u0938\u094d\u0925\u093f\u0930 \u092a\u0930\u093f\u0923\u093e\u092e \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Sortino Ratio \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0935\u0930\u094d\u0917\u094b\u0902 (asset classes) \u092e\u0947\u0902 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u0914\u0930 \u091c\u094b\u0916\u093f\u092e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p>Neil \u0939\u0948\u0930\u093e\u0928 \u0926\u093f\u0916\u0947\u0964 &#8220;\u092e\u0948\u0902 downside risk \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0938\u094b\u091a\u0947 \u092c\u093f\u0928\u093e \u0915\u0947\u0935\u0932 \u0909\u091a\u094d\u091a \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930 \u0930\u0939\u093e \u0925\u093e\u0964&#8221;<\/p>\n\n\n\n<p>Grace \u0928\u0947 \u0938\u093f\u0930 \u0939\u093f\u0932\u093e\u092f\u093e\u0964 &#8220;\u092f\u0939 \u0915\u093e\u092b\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"623\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image-1024x623.jpeg\" alt=\"\" class=\"wp-image-16821\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image-1024x623.jpeg 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image-300x183.jpeg 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image-150x91.jpeg 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image-768x467.jpeg 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/3rd-image.jpeg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-7253598c9a06bf0778ce4839e8cd0fdc\" id=\"aioseo-\u0905\u0938\u0932\u0940-easter-\u0915\u093e-\u0938\u092c\u0915-32\" style=\"color:#233975\">\u0905\u0938\u0932\u0940 Easter \u0915\u093e \u0938\u092c\u0915<\/h3>\n\n\n\n<p>\u092c\u091a\u094d\u091a\u0947 \u091c\u093c\u094b\u0930-\u091c\u093c\u094b\u0930 \u0938\u0947 \u0939\u0901\u0938\u0924\u0947 \u0939\u0941\u090f \u0914\u0930 \u0905\u0902\u0921\u0947 \u0932\u0947\u0915\u0930 \u0932\u094c\u091f\u0947\u0964 \u0932\u0947\u0915\u093f\u0928 Neil \u091a\u0941\u092a\u091a\u093e\u092a \u0915\u093e\u0917\u091c\u093c \u092a\u0915\u0921\u093c\u0947 \u092c\u0948\u0920\u0947 \u0930\u0939\u0947\u0964<\/p>\n\n\n\n<p>&#8220;\u092f\u0939 \u0905\u0932\u0917 \u092e\u0939\u0938\u0942\u0938 \u0939\u094b \u0930\u0939\u093e \u0939\u0948, \u091c\u0948\u0938\u0947 \u092e\u0948\u0902 \u0938\u092b\u0932\u0924\u093e \u0915\u094b \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092e\u093e\u092a \u0930\u0939\u093e \u0925\u093e\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u092e\u0941\u0938\u094d\u0915\u0941\u0930\u093e\u090f\u0964 &#8220;Easter \u0928\u0935\u0940\u0928\u0940\u0915\u0930\u0923 (renewal) \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0964 \u0915\u092d\u0940-\u0915\u092d\u0940 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0938\u094b\u091a \u092c\u0926\u0932\u0947\u0902\u0964&#8221;<\/p>\n\n\n\n<p>Grace \u0928\u0947 \u091c\u094b\u0921\u093c\u093e, &#8220;\u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902, \u0924\u094b \u0915\u0947\u0935\u0932 \u0930\u093f\u091f\u0930\u094d\u0928 \u0928 \u0926\u0947\u0916\u0947\u0902\u0964 \u092f\u0939 \u092d\u0940 \u0926\u0947\u0916\u0947\u0902 \u0915\u093f \u0909\u0938\u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u093e \u091c\u094b\u0916\u093f\u092e \u0936\u093e\u092e\u093f\u0932 \u0925\u093e\u0964&#8221;<\/p>\n\n\n\n<p>Mathew \u0928\u0947 \u0915\u0939\u093e, &#8220;Tools \u0907\u0938\u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 <a href=\"https:\/\/navia.co.in\/app.html\" title=\"\">Navia All In One App <\/a>\u091c\u0948\u0938\u0947 platform \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u094b track \u0915\u0930\u0928\u0947 \u0914\u0930 \u091a\u0940\u091c\u093c\u094b\u0902 \u0915\u094b \u0938\u0930\u0932 \u0930\u0916\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964&#8221;<\/p>\n\n\n\n<p>Neil \u0916\u0921\u093c\u0947 \u0939\u0941\u090f \u0914\u0930 \u092c\u0917\u0940\u091a\u0947 \u0915\u0940 \u0913\u0930 \u0926\u0947\u0916\u093e\u0964 \u0908\u0938\u094d\u091f\u0930 \u0915\u093e \u0916\u0947\u0932 \u092e\u091c\u093c\u0947 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u0939\u0941\u0906 \u0925\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0938\u094d\u092a\u0937\u094d\u091f\u0924\u093e (clarity) \u0915\u0947 \u0938\u093e\u0925 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u0941\u0906\u0964<\/p>\n\n\n\n<p>\u0909\u0938 \u0926\u093f\u0928 \u0938\u0947, \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092f\u0939 \u092a\u0942\u091b\u0928\u093e \u092c\u0902\u0926 \u0915\u0930 \u0926\u093f\u092f\u093e, &#8220;\u092e\u0948\u0902\u0928\u0947 \u0915\u093f\u0924\u0928\u093e \u0915\u092e\u093e\u092f\u093e?&#8221; \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u092f\u0939 \u092a\u0942\u091b\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u093f\u092f\u093e, &#8220;\u0907\u0938\u0947 \u0915\u092e\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0948\u0902\u0928\u0947 \u0915\u093f\u0924\u0928\u093e risk \u0932\u093f\u092f\u093e?&#8221;<\/p>\n\n\n\n<p>\u0914\u0930 \u0909\u0938 \u0938\u0935\u093e\u0932 \u0928\u0947 \u0909\u0928\u0915\u0947 \u092b\u0948\u0938\u0932\u094b\u0902 \u0915\u094b \u0926\u0947\u0916\u0928\u0947 \u0915\u093e \u0928\u091c\u093c\u0930\u093f\u092f\u093e \u092c\u0926\u0932 \u0926\u093f\u092f\u093e\u0964<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1.png\" alt=\"yes or no feedback form\" class=\"wp-image-8271\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<p><strong>DISCLAIMER:<\/strong>\u00a0<strong>This story is a fictional illustration created for educational purposes.<\/strong>\u00a0<strong>Investment in securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong>\u00a0<strong>Full disclaimer:\u00a0<a href=\"https:\/\/bit.ly\/naviadisclaimer\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0935\u094b \u0916\u0947\u0932 \u091c\u093f\u0938\u0928\u0947 \u0917\u0902\u092d\u0940\u0930 \u092e\u094b\u0921\u093c \u0932\u0947 \u0932\u093f\u092f\u093e \u0915\u094b\u091a\u094d\u091a\u093f \u092e\u0947\u0902 Easter \u0915\u0940 \u0938\u0941\u092c\u0939 \u0936\u093e\u0902\u0924 \u0914\u0930 \u0906\u0928\u0902\u0926\u092e\u092f \u0925\u0940\u0964 \u091a\u0930\u094d\u091a \u0938\u092b\u0947\u0926 \u0932\u093f\u0932\u0940 \u0915\u0947 \u092b\u0942\u0932\u094b\u0902 \u0938\u0947 \u0938\u091c\u0947 \u0925\u0947, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u092a\u094d\u0930\u093e\u0930\u094d\u0925\u0928\u093e (mass) \u0915\u0947 \u092c\u093e\u0926 \u092a\u0930\u093f\u0935\u093e\u0930 \u0907\u0915\u091f\u094d\u0920\u093e \u0939\u0941\u090f \u0925\u0947, \u0914\u0930 \u092c\u091a\u094d\u091a\u0947 \u092c\u0917\u0940\u091a\u094b\u0902 \u092e\u0947\u0902 \u091b\u093f\u092a\u0947 \u0930\u0902\u0917\u0940\u0928 \u0905\u0902\u0921\u094b\u0902 \u0915\u094b \u0922\u0942\u0902\u0922\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091f\u094b\u0915\u0930\u093f\u092f\u093e\u0901 \u0932\u0947\u0915\u0930 \u0926\u094c\u0921\u093c \u0930\u0939\u0947 \u0925\u0947\u0964 \u092b\u094b\u0930\u094d\u091f \u0915\u094b\u091a\u094d\u091a\u093f \u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0910\u0938\u0947 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[778],"tags":[11,7,21,1010,32],"class_list":["post-16816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ravivaar-ki-kahaniyaan","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-navia-all-in-one-app-2-hi","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/04\/easter-story-feature-image.jpeg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=16816"}],"version-history":[{"count":3,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16816\/revisions"}],"predecessor-version":[{"id":16822,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16816\/revisions\/16822"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/16813"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=16816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=16816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=16816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}