{"id":16032,"date":"2026-02-17T09:20:08","date_gmt":"2026-02-17T09:20:08","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=16032"},"modified":"2026-06-27T09:58:05","modified_gmt":"2026-06-27T09:58:05","slug":"zero-balance-demat-accounts","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/zero-balance-demat-accounts\/","title":{"rendered":"Is Your Wallet Holding You Back? The Truth About Zero Balance Demat Accounts\u00a0"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-what-is-a-zero-balance-demat-account-3\">What is a Zero Balance Demat Account?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-can-we-open-demat-account-with-zero-balance-6\">Can We Open Demat Account with Zero Balance?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-how-to-open-zero-balance-demat-account-11\">How to Open Zero Balance Demat Account?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-comparing-zero-balance-features-23\">Comparing Zero Balance Features<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-benefits-of-starting-with-zero-balance-25\">Benefits of Starting with Zero Balance<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-conclusion-27\">Conclusion<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-frequently-asked-questions-34\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\">Most people face the issue&nbsp;of wanting&nbsp;to step into the world of the stock market but felt held back by the thought of having to&nbsp;maintain&nbsp;a minimum balance?&nbsp;And some people believe that opening a demat account requires a significant&nbsp;initial&nbsp;deposit, much like a traditional savings account. But the fact is, the landscape of Indian brokerage has undergone a massive transformation.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Today, many brokers offer account-opening options that require no minimum funding. If you have a thought of\u00a0<strong>\u201ccan we open demat account with zero balance account?\u201d\u00a0<\/strong>Yes. Many brokers offer demat accounts that do not require an initial deposit or minimum balance. Investors should review the applicable terms, charges, and account features before opening an account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this\u00a0guide,\u00a0we will help you understand the mechanics of the\u00a0<strong><a href=\"https:\/\/navia.co.in\/\" title=\"\">zero balance demat account<\/a><\/strong>, how it works, and how you can\u00a0leverage\u00a0it to start your investment journey without financial strain.\u00a0\u00a0<\/p>\n\n\n\n<h2 id=\"aioseo-what-is-a-zero-balance-demat-account-3\" class=\"wp-block-heading has-text-color has-link-color wp-elements-5ad8412385ed171b8f9a783be2a90b4e\" style=\"color:#023368\">What is a Zero Balance Demat Account?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In simple words, a\u00a0<strong>demat account with zero balance\u00a0<\/strong>allows investors to maintain a demat account without a mandatory minimum balance requirement. A zero balance demat account generally does not require maintaining a minimum balance, although applicable account charges, if any, depend on the broker&#8217;s pricing policy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The primary purpose of a demat account is to store your shares in an electronic form, so if you complete your KYC, the depository allows you to hold an account regardless of the value of the assets inside it. So, these accounts are useful for beginners who want to complete their KYC and set up their trading infrastructure before they are ready to buy their first share.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 id=\"aioseo-can-we-open-demat-account-with-zero-balance-6\" class=\"wp-block-heading has-text-color has-link-color wp-elements-5aab43c70b5c8c6dccd403cdbcfc9d82\" style=\"color:#023368\">Can We Open Demat Account with Zero Balance?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most frequent questions from new investors,&nbsp;<strong>\u201ccan we open&nbsp;demat&nbsp;account with zero balance account?\u201d.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, you can. Leading DP (Depository Participant) providers in India allows to open an account with zero initial funding.&nbsp;So, you&nbsp;don\u2019t&nbsp;need to transfer money from your bank to your trading ledger to complete the registration.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Such account offerings make it easier for eligible investors to begin participating in the securities market, allowing everyone with a PAN card and linked bank account to\u00a0start their investment journey easily.\u00a0\u00a0<\/p>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&#038;utm_medium=blog\" target=\"_blank\" style=\"display:flex; width:100%;\" ><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" \nheight=\"auto\"  style=\"border-radius:10px; margin:5px auto;\"\/><\/a>\n\n\n\n<h2 id=\"aioseo-how-to-open-zero-balance-demat-account-11\" class=\"wp-block-heading has-text-color has-link-color wp-elements-dfa0725caf04931fe6de6308e34e52de\" style=\"color:#023368\">How to Open Zero Balance Demat Account?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The process of opening a zero balance demat account is 100% digital, and that can be completed in under 10 minutes. Here you can see the standard steps that include the process of&nbsp;<strong>opening&nbsp;a zero&nbsp;balance demat account&nbsp;<\/strong>(for educational&nbsp;purposes).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <strong>Select a Broker:<\/strong>&nbsp;Choose a SEBI-registered broker that offers zero AMC (Annual&nbsp;Maintenance&nbsp;Charges) or zero-free onboarding.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <strong>Registration:&nbsp;<\/strong>Enter your mobile number and verify it via OTP.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <strong>Digital KYC:&nbsp;<\/strong>Upload scanned copies of your PAN card, Aadhaar card, and a cancelled cheque.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <strong>E-Sign:&nbsp;<\/strong>Use Aadhaar-based e-sign to virtually sign your account opening form.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd38 <strong>Verification:\u00a0<\/strong>The broker will verify the\u00a0documents,\u00a0and the activation timelines may vary depending on successful verification of documents.<\/p>\n\n\n\n<h2 id=\"aioseo-comparing-zero-balance-features-23\" class=\"wp-block-heading has-text-color has-link-color wp-elements-81f5a84c476b03873006a76d5e7a179a\" style=\"color:#023368\">Comparing Zero Balance Features<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Feature<\/th><th>Standard Demat Account<\/th><th>Zero Balance Demat Account<\/th><\/tr><\/thead><tbody><tr><td>Minimum Holding&nbsp;<\/td><td>May require initial funding&nbsp;<\/td><td>No minimum balance&nbsp;required&nbsp;<\/td><\/tr><tr><td>Opening Charges&nbsp;<\/td><td>Often involves a fee&nbsp;<\/td><td>Some brokers offer \u20b90 account opening, subject to applicable terms<\/td><\/tr><tr><td>Brokerage&nbsp;<\/td><td>Variable&nbsp;<\/td><td>Brokerage varies across brokers and plans<\/td><\/tr><tr><td>Suitability&nbsp;<\/td><td>High Net-worth Individuals&nbsp;<\/td><td>Suitable for investors who prefer accounts without minimum balance requirements<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"aioseo-benefits-of-starting-with-zero-balance-25\" class=\"wp-block-heading has-text-color has-link-color wp-elements-9d89f15f5faea35775b4584c09633185\" style=\"color:#023368\">Benefits of Starting with Zero Balance&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Lower Initial Funding Requirement<\/td><td>No requirement to maintain a minimum balance will help the people to begin investing when ready.\u00a0<\/td><\/tr><tr><td>Ideal for Beginners&nbsp;<\/td><td>For a&nbsp;new&nbsp;investor, the psychological pressure of&nbsp;maintaining&nbsp;the&nbsp;minimum balance can be a deterrent.&nbsp;<\/td><\/tr><tr><td>Separate Account Management<\/td><td>After opening\u00a0a zero\u00a0balance demat\u00a0account,\u00a0some investors choose separate accounts for organizational purposes<\/td><\/tr><tr><td>Monitor Market Data<\/td><td>Having an active account&nbsp;will help to&nbsp;to&nbsp;track live market data and create &#8220;Watchlists&#8221; without any investment.&nbsp;<\/td><\/tr><tr><td>Simplifies Your Tax Planning<\/td><td>You&nbsp;won&#8217;t&nbsp;see automated deductions for&nbsp;failing to maintain&nbsp;a balance, which simplifies your tax planning and portfolio tracking.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"aioseo-conclusion-27\" class=\"wp-block-heading has-text-color has-link-color wp-elements-a88b4f9d71588fbce258ca92ccf76afb\" style=\"color:#023368\">Conclusion&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The evolution of the Indian brokerage industry made it easier to start\u00a0for\u00a0the beginners. A\u00a0<strong><a href=\"https:\/\/navia.co.in\/\" title=\"\">zero balance demat account<\/a>\u00a0<\/strong>is more than a storage space, and that provides investors with an accessible way to begin participating in the securities market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By\u00a0understanding\u00a0<strong>how to open\u00a0zero\u00a0balance demat account\u00a0<\/strong>and\u00a0identifying\u00a0<strong>which demat account has zero brokerage,\u00a0<\/strong> understanding account charges helps investors make informed decisions regarding account selection. <\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 id=\"aioseo-frequently-asked-questions-34\" class=\"wp-block-heading has-text-color has-link-color wp-elements-9a1d0a139f442287ece08afbb927e754\" style=\"color:#023368\">Frequently Asked Questions&nbsp;<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1;\" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" style=\"color: #000000; \"><strong>Can I start investing without any funds by opening a zero balance demat account?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\">\n\n<p class=\"wp-block-paragraph\">Yes. You can\u00a0maintain\u00a0a\u00a0<strong>zero balance demat account\u00a0<\/strong>without the requirement of a minimum deposit. The account\u00a0remains\u00a0fully operational even if it\u00a0contains\u00a0no funds or securities, allowing you to start your investment journey whenever\u00a0you&#8217;re\u00a0ready.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1;\" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-1-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" style=\"color: #000000; \"><strong>Does a zero-balance account limit my options? Can I trade every type of security with it?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\">\n\n<p class=\"wp-block-paragraph\">Although these accounts typically support stocks and <a href=\"https:\/\/navia.co.in\/mutual-funds\" title=\"\">mutual funds<\/a>, certain brokers may limit access to advanced segments like <a href=\"https:\/\/navia.co.in\/open-commodities-trading-account\" title=\"\">commodities<\/a>, currencies, or derivatives. It is essential to verify the specific <a href=\"https:\/\/navia.co.in\/blog\/category\/trading\/\" title=\"\">trading<\/a> permissions with your provider before\u00a0attempting\u00a0to trade in these specialized markets.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1;\" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-2-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" style=\"color: #000000; \"><strong>How long does it take to open a Demat account with zero balance?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-2-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\">\n\n<p class=\"wp-block-paragraph\">Opening a digital account is now a remarkably efficient process. By\u00a0utilizing\u00a0online applications and e-KYC (electronic Know Your Customer), the entire journey, from submission to\u00a0approval,\u00a0is typically completed within a few hours to a few business days.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1;\" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-3-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" style=\"color: #000000; \"><strong>Does a\u00a0zero-balance\u00a0account affect my CIBIL score?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-3-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\">\n\n<p class=\"wp-block-paragraph\">No. A demat account is for investments, not credit. Having a zero balance in your trading account has no impact on your credit score.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1;\" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-4-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\" style=\"color: #000000; \"><strong>Is it safe to keep a demat account with zero balance for a long time?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-4-8ce5de6f-c14c-46ff-87e3-aac6c1e8276f\">\n\n<p class=\"wp-block-paragraph\">Maintaining a zero balance demat account is safe in terms of security since your assets are protected by the NSDL or CDSL, but it can be a &#8220;silent&#8221; financial drain. Even without trades, many brokers continue to levy Annual Maintenance Charges (AMC), which can push your account into a negative balance.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit<\/strong>.<a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fnavia.co.in%2Fblog%2Ftrading-vs-live-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/twitter.com\/intent\/tweet?text=Evolution%20of%20the%20Trade%3A%20A%20Detailed%20Comparison%20of%20Paper%20Trading%20vs.%20Live%20Trading%C2%A0&amp;url=https%3A%2F%2Fnavia.co.in%2Fblog%2Ftrading-vs-live-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Ftrading-vs-live-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/api.whatsapp.com\/send?text=Evolution%20of%20the%20Trade%3A%20A%20Detailed%20Comparison%20of%20Paper%20Trading%20vs.%20Live%20Trading%C2%A0%20https%3A%2F%2Fnavia.co.in%2Fblog%2Ftrading-vs-live-trading%2F\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><a href=\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Ftrading-vs-live-trading%2F&amp;text=Evolution%20of%20the%20Trade%3A%20A%20Detailed%20Comparison%20of%20Paper%20Trading%20vs.%20Live%20Trading%C2%A0\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people face the issue&nbsp;of wanting&nbsp;to step into the world of the stock market but felt held back by the thought of having to&nbsp;maintain&nbsp;a minimum balance?&nbsp;And some people believe that opening a demat account requires a significant&nbsp;initial&nbsp;deposit, much like a traditional savings account. But the fact is, the landscape of Indian brokerage has undergone a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[981],"tags":[912,11,7,21,53,32,982],"class_list":["post-16032","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zero-brokerage","tag-demat-account","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-marketperformance","tag-wealth-creation","tag-zero-brokerage-2"],"aioseo_notices":[],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/02\/Your-wallet-head.jpeg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"jetpack_featured_media_url":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/02\/Your-wallet-head.jpeg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=16032"}],"version-history":[{"count":10,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16032\/revisions"}],"predecessor-version":[{"id":18052,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/16032\/revisions\/18052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/16039"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=16032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=16032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=16032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}