{"id":15441,"date":"2026-01-09T11:28:29","date_gmt":"2026-01-09T11:28:29","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=15441"},"modified":"2026-07-23T14:22:03","modified_gmt":"2026-07-23T14:22:03","slug":"nre-vs-nro-accounts","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/nre-vs-nro-accounts\/","title":{"rendered":"NRE vs NRO Accounts: The Comparison Overview for Global Indians"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-the-core-purpose-source-of-funds-3\">The Core Purpose: Source of Funds<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-taxation-the-biggest-financial-impact-7\">Taxation: The Biggest Financial Impact<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-repatriability-moving-money-across-borders-11\">Repatriability: Moving Money Across Borders<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-currency-fluctuation-risk-15\">Currency Fluctuation Risk<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-joint-account-rules-19\">Joint Account Rules<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-strategic-investing-which-one-should-you-choose-23\">Strategic Investing: Which One Should You Choose?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-conclusion-27\">Conclusion<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-frequently-asked-questions-34\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">For a Non-Resident Indian (NRI), managing finances back home in India is a important consideration. The selection of an appropriate banking option is important for sending money to family, managing rental home in India or investing in the Indian stock market of 2026. Two primary pillars of <a href=\"https:\/\/navia.co.in\/demat-account-for-nri\" title=\"\">NRI<\/a> banking are the Non-Resident External (NRE) and Non-Resident Ordinary (NRO) accounts, both regulated by the <a href=\"https:\/\/www.rbi.org.in\" target=\"_blank\" rel=\"noopener\">RBI<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Understanding the <strong>difference between nre and nro account <\/strong>is not just about compliance; it is about understanding tax implications and ensuring the movement of funds. In this blog, we will break down the <strong>nre account vs nro account <\/strong>across several parameters that may help you understand which may be suitable for your financial goals.<\/p>\n\n\n\n<blockquote style=\"border-left:4px solid #e8622f;background:#fdf1ec;padding:18px 22px;margin:1.5em 0;line-height:1.8\"><strong>\ud83d\udca1 Quick Answer<\/strong><br>An NRE (Non-Resident External) account holds income earned abroad and is fully repatriable with tax-free interest, while an NRO (Non-Resident Ordinary) account manages income earned in India (rent, dividends, pension) with taxable interest and a USD 1 million\/year repatriation limit. Many NRIs keep both.<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-e420ed089d7c93f54433cbeebc051f23\" id=\"aioseo-the-core-purpose-source-of-funds-3\" style=\"color:#023368\">The Core Purpose: Source of Funds&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The fundamental <strong>difference between nre and nro account <\/strong>lies in where the money comes from.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRE Account: <\/strong>These types of accounts strictly for &#8220;external&#8221; funds, these are used to park income earned outside of India (like USD, GBP, AED, etc.). If you deposit foreign currency the bank will automatically converts it into Indian Rupees (INR) at the prevailing exchange rate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRO Account: <\/strong>It&#8217;s an &#8220;ordinary&#8221; account meant for managing income earned within India. If you have dividends from Indian stocks, rent received from an ancestral property, or pension payments, the NRO account is where that money is typically maintained.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ef9d1f7ebc34816e17b0ff89dc4c7b56\" id=\"aioseo-taxation-the-biggest-financial-impact-7\" style=\"color:#023368\">Taxation: The Biggest Financial Impact&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Taxation is the key consideration when comparing <strong>nre vs nro. <\/strong>According to the latest 2026 guidelines highlighted, the tax treatment for these two accounts is opposite. For a deeper look at how investment gains are taxed, see our guide to <a href=\"https:\/\/navia.co.in\/blog\/nri-equity-taxation-in-india\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=nre_vs_nro\">NRI equity taxation in India<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRE Account: <\/strong>The key feature of NRE account in India is, it is currently exempt from tax as per applicable regulations. Any interest you earn on your NRE savings or FD (fixed deposits) is exempt from Indian income tax. So, Tax Deducted at Source (TDS) may not apply as per current regulations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRO Account: <\/strong>The interest you earned on an NRO account is subject to applicable taxes. As per the regulations, a TDS of 30% is deducted from the interest you earned. However, you reside in a country that has a Double Taxation Avoidance Agreement (DTAA) with India, tax rates may vary based on applicable agreements such as DTAA.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d6aeb2bbc9a89886a7cf1d44e2606f98\" id=\"aioseo-repatriability-moving-money-across-borders-11\" style=\"color:#023368\">Repatriability: Moving Money Across Borders&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">The word &#8220;repatriability&#8221; refers to the ease of moving money from India back to your country, this is a key <strong>difference between nre and nro account <\/strong>features.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRE Repatriability: <\/strong>Funds in an NRE account (both principal and interest) are fully and freely repatriable. So, you can transfer this money back to your foreign bank account subject to applicable regulations and documentations requirements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRO Repatriability: <\/strong>NRO accounts are more regulated; interest is freely repatriable; the principal amount is subject to a limit of USD 1 million per financial year. You will often need to submit a Chartered Accountant&#8217;s certificate (Form 15CA\/15CB) to move large sums out of an NRO account.<\/p>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&amp;utm_medium=blog&amp;utm_content=nre_vs_nro_CTA\" target=\"_blank\" style=\"display:flex;width:100%\"><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" height=\"auto\" alt=\"Open a free Navia demat account\" style=\"max-width:100%;height:auto;border-radius:10px;margin:5px auto\" \/><\/a>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ec3f8a135ad7329ad514bef6f194a8d9\" id=\"aioseo-currency-fluctuation-risk-15\" style=\"color:#023368\">Currency Fluctuation Risk&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Both accounts hold money in Indian Rupees (INR), they are subject to exchange rate risks. However, the difference between these accounts is how the conversion affects you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRE Account: <\/strong>If you deposit foreign currency, foreign currency is converted into INR. At that time, the Rupee weakens against the Dollar; you want to renew the funds; the converted amount may vary due to exchange rate fluctuations than you originally invested.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRO Account: <\/strong>The funds are usually generated in India (in INR), so there is no initial conversion loss, but the risk remains if you ever decide to convert that Indian income into foreign currency to take it abroad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7ca2b3a9ac4e34754dae28c5d2a5c873\" id=\"aioseo-joint-account-rules-19\" style=\"color:#023368\">Joint Account Rules&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Can you share the account with a resident Indian? This is a commonly asked questions on banks and other major portals regarding <strong>nre vs nro accounts.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRE Account:<\/strong> You can open an NRE account jointly with another NRI. However, you can only open it with a resident Indian on a &#8220;former or survivor&#8221; basis.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>NRO Account: <\/strong>You can open an NRO account jointly with either another NRI or a resident Indian. It makes the NRO account convenient for managing household expenses or supporting family living in India.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-011005b2a8c21e65889bf17676419938\" id=\"aioseo-strategic-investing-which-one-should-you-choose-23\" style=\"color:#023368\">Strategic Investing: Which One Should You Choose?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">If you are looking at <strong>nre vs nro, <\/strong>the the choice of account depends on your financial activity. If you also plan to trade Indian shares, it helps to understand the <a href=\"https:\/\/navia.co.in\/blog\/difference-between-pis-and-non-pis-account\/?utm_source=blog&amp;utm_medium=internal_link&amp;utm_campaign=nre_vs_nro\">difference between a PIS and non-PIS account<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>When choosing NRE: <\/strong>May be considered for managing overseas income, interest may be exempt from tax as per applicable regulations and maintain the facilitates fund transfers subject to regulations back abroad at a moment&#8217;s notice. It is the commonly used account for NRIs looking to invest in Indian <a href=\"https:\/\/navia.co.in\/mutual-funds\" title=\"\">Mutual Funds<\/a> with full repatriability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\"><strong>When choosing NRO: <\/strong>If you have income generated in India, by law funds are typically not permitted to be deposited Indian rental income in an NRE account. So, the NRO account is used for managing all your local earnings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-f7e8e2a34ea305e2ff6268a070965302\" id=\"aioseo-conclusion-27\" style=\"color:#023368\">Conclusion&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Understanding the <strong>difference between <a href=\"https:\/\/navia.co.in\/blog\/the-difference-between-nre-and-nro-accounts\/\" title=\"\">nre and nro<\/a> <\/strong>is the first step for you to maintain a managing NRI finances. NRE is like a used for managing overseas funds with repartiation features, while the NRO is your commonly used account for managing your financial roots in India.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify\">Some NRIs do not choose one over the other; they mostly maintain both. They will use the NRE account for their offshore savings and NRO account for their local Indian income. So, if you are balancing both you can use both accounts for different purposes, that include returns subject to applicable interest rates and tex regulations and manage funds of your Indian assets.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">We&#8217;d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h3 style=\"color:#023368\">Key Takeaways<\/h3>\n<ul style=\"margin:1em 0;line-height:1.9\">\n<li style=\"margin-bottom:0.6em;line-height:1.8\">NRE is for foreign income; NRO is for income earned in India.<\/li>\n<li style=\"margin-bottom:0.6em;line-height:1.8\">NRE interest is tax-free and fully repatriable; NRO interest is taxable.<\/li>\n<li style=\"margin-bottom:0.6em;line-height:1.8\">NRO repatriation is capped at USD 1 million per financial year (Form 15CA\/15CB may be needed).<\/li>\n<li style=\"margin-bottom:0.6em;line-height:1.8\">NRE joint holding is limited; NRO can be held jointly with a resident Indian.<\/li>\n<li style=\"margin-bottom:0.6em;line-height:1.8\">Many NRIs maintain both accounts for different purposes.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-1983f911168894b157ff9369b448d186\" id=\"aioseo-frequently-asked-questions-34\" style=\"color:#023368\">Frequently Asked Questions&nbsp;<\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What is the difference between NRE account and NRO account?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">The primary difference lies in the source of funds and tax treatment.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">\u25b6 <strong>NRE (Non-Resident External): <\/strong>Used for transferring foreign earnings to India. It is maintained in Indian Rupees (INR), but funds are only accepted in foreign currency.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">\u25b6 <strong>NRO (Non-Resident Ordinary):<\/strong> Used to manage income earned within India (like rent, dividends, or pension). It can accept both foreign and domestic Indian currency.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">What are the disadvantages of NRO accounts?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">While essential for managing Indian income, NRO accounts have specific drawbacks:<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\"><strong>\u27a2 High Taxation: <\/strong>Interest earned is subject to a flat 31.2% TDS. While you can lower this using the Double Taxation Avoidance Agreement (DTAA), it requires extra paperwork.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\"><strong>\u27a2 Repatriation Limits: <\/strong>You can only transfer up to USD 1 million per financial year out of India from an NRO account.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">\u27a2 <strong>Documentation: <\/strong>Moving money abroad from an NRO account often requires forms like 15CA and 15CB, which must be certified by a Chartered Accountant.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\"><strong>\u27a2 Non-Transferability:<\/strong> You cannot transfer funds from an NRO account to an NRE account.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Should I send money to a NRE or NRO account?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">The appropriate choice depends on your goal:<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\"><strong>\u2605 Send to NRE if:<\/strong> You want to save your foreign salary, interest may be exempt from tax as per applicable regulations, and facilitates repartiation subject to applicable regulations.<\/p>\n\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\"><strong>\u2605 Send to NRO if:<\/strong> You need to pay for local expenses in India (like EMIs, insurance, or household bills) or if you are investing in non-repatriable assets.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Can a person have both a NRE and NRO account?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Yes. In fact, some NRIs choose to maintain both. The NRE serves as a used for managing overseas funds for global savings. The NRO serves as used for managing domestic income to receive rent, dividends from <a href=\"https:\/\/navia.co.in\/ipo-account\" title=\"\">Indian stocks<\/a>, or proceeds from selling a property in India.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px\">Do we have to pay tax on NRO accounts?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0\">Yes. Income in an NRO account is considered &#8220;earned in India&#8221; and is therefore taxable under Indian law.<\/p>\n\n<\/details>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:13px;line-height:1.6;color:#777\"><strong>DISCLAIMER:<\/strong> Investment in securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Full disclaimer: <a href=\"https:\/\/bit.ly\/naviadisclaimer\">https:\/\/bit.ly\/naviadisclaimer<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For a Non-Resident Indian (NRI), managing finances back home in India is a important consideration. The selection of an appropriate banking option is important for sending money to family, managing rental home in India or investing in the Indian stock market of 2026. Two primary pillars of NRI banking are the Non-Resident External (NRE) and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[251],"tags":[11,910,7,21,22,53,909,32],"class_list":["post-15441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nri","tag-financial-goals","tag-global-indians","tag-indian-stock-markets","tag-investments","tag-investor","tag-marketperformance","tag-nre-vs-nro","tag-wealth-creation"],"aioseo_notices":[],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/01\/NRE-vs-NRO-Accounts.jpg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"jetpack_featured_media_url":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/01\/NRE-vs-NRO-Accounts.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=15441"}],"version-history":[{"count":8,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15441\/revisions"}],"predecessor-version":[{"id":18476,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15441\/revisions\/18476"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/15472"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=15441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=15441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=15441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}