{"id":15402,"date":"2026-01-05T13:04:23","date_gmt":"2026-01-05T13:04:23","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=15402"},"modified":"2026-03-06T13:32:58","modified_gmt":"2026-03-06T13:32:58","slug":"online-shopping-scams-in-india","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/online-shopping-scams-in-india\/","title":{"rendered":"The Dark Side of Discounts: How to Outsmart Online Shopping Scams in India"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-red-flags-spotting-fake-shopping-sites-before-you-click-3\">Red Flags: Spotting Fake Shopping Sites Before You Click<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-most-common-online-shopping-frauds-in-india-12\">Most Common Online Shopping Frauds in India<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-how-to-protect-yourself-your-safety-checklist-19\">How to Protect Yourself: Your Safety Checklist<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-where-to-report-online-shopping-frauds-in-india-27\">Where to Report Online Shopping Frauds in India?<\/a><ul><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-conclusion-shop-smart-stay-vigilant-35\">Conclusion: Shop Smart, Stay Vigilant<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-frequently-asked-questions-38\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p>It\u2019s\u00a02026, a new year filled with expectations, and in many ways, the year brings new opportunities and expectations.\u00a0But, the excitement of online &#8216;Mega Sale&#8217; is only a click away. You can have anything from a designer watch to the latest smartphone delivered to your doorstep.\u00a0But as India\u2019s digital economy booms, so does its shadow:\u00a0<strong>online shopping\u00a0scams.\u00a0<\/strong>\u00a0<\/p>\n\n\n\n<p>Cybercriminals have traded crude tactics for sophisticated AI-generated websites and flawless social media ads. Nowadays, the large discount banners can sometimes be used by fraudulent websites to attract unsuspecting buyers.\u00a0Whether\u00a0you\u2019re\u00a0a seasoned shopper or a first-timer, understanding how\u00a0<strong>online shopping\u00a0scams\u00a0work in India<\/strong>\u00a0can help you protect yourself.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d9fad4e216a26799441d1c0c87997f4b\" id=\"aioseo-red-flags-spotting-fake-shopping-sites-before-you-click-3\" style=\"color:#023368\">Red Flags: Spotting Fake Shopping Sites Before You Click&nbsp;<\/h2>\n\n\n\n<p>Fraudulent websites often rely on urgency and attractive discounts to reduce cautious decision-making, that moment when\u00a0you\u2019re\u00a0so excited about a price that you stop checking the details. To stay safe, you must recognize the anatomy of a\u00a0scam.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-1f8562987abd8c2dfe35d7767435e069\" id=\"aioseo-the-url-and-domain-deception-5\" style=\"color:#ec4d37\">The URL and Domain Deception&nbsp;<\/h3>\n\n\n\n<p>Scammers mostly use \u201cLookalike\u201d domains. For example, instead of the official site, you might see&nbsp;<strong>branded-watches-deals.xyz&nbsp;<\/strong>or&nbsp;<strong>shop-india-sale.top.<\/strong>&nbsp;<\/p>\n\n\n\n<p>Follow the rule, only shop from official e-commerce&nbsp;websites&nbsp;or verified apps. And always&nbsp;look for&nbsp;<a href=\"https:\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/<\/a>&nbsp;and&nbsp;the padlock icon. However,&nbsp;be warned that in 2026, many fake sites now&nbsp;use security certificates to appear \u201csecure.\u201d So, always double-check the spelling of the brand name in the URL.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-d93ebe8c2a8120510f700090bbaaf5e8\" id=\"aioseo-the-too-good-to-be-true-discount-8\" style=\"color:#ec4d37\">The &#8220;Too Good to be True&#8221; Discount&nbsp;<\/h3>\n\n\n\n<p>A flat 90% off on\u00a0luxury\u00a0brand that never goes on sale?\u00a0It is considered a classic red flag for\u00a0<strong>online shopping\u00a0scams.\u00a0<\/strong>These ads\u00a0create a false sense of urgency, like \u201cOnly 2 pieces left!\u201d\u00a0this may encourage quick decisions without verifying the website&#8217;s authenticity. <\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-cee3f4b08df325e55adb4bf13cee6404\" id=\"aioseo-missing-or-vague-contact-information-10\" style=\"color:#ec4d37\">Missing or Vague Contact Information&nbsp;<\/h3>\n\n\n\n<p>Indian retailers provide a clear \u201cContact Us\u201d page with the physical office address, verified GST number and a customer support helpline.\u00a0The only way to contact a site through a \u201cFill this form\u201d page or random Gmail address, it is advisable to avoid interacting with such websites.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-80c43605977c39ca480c1de943645b80\" id=\"aioseo-most-common-online-shopping-frauds-in-india-12\" style=\"color:#023368\">Most Common Online Shopping Frauds in India&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-4afb52e75cb08d6e397d26672db9b77e\" id=\"aioseo-advance-payment-partial-delivery-13\" style=\"color:#ec4d37\">Advance Payment &amp; Partial Delivery&nbsp;<\/h3>\n\n\n\n<p>In these&nbsp;scams, the sellers insist on full advance payment, often disabling the Cash-on-Delivery (COD)&nbsp;option.&nbsp;Some sellers send a low-quality item like a plastic toy instead of an expensive watch.&nbsp;In some cases, fraudsters send a low-value item to generate a \u201cdelivered\u201d status, making chargebacks or disputes more difficult.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a7214b01e0d594df31f1528d3cd41249\" id=\"aioseo-phishing-links-and-fake-couriers-15\" style=\"color:#ec4d37\">Phishing Links and Fake Couriers&nbsp;<\/h3>\n\n\n\n<p>In some cases, scammers send messages such as; you receive a WhatsApp message:\u00a0<em>\u201cyour parcel from (popular mall) is stuck. Pay\u00a0\u20b95 to update your address.\u201d\u00a0<\/em>This is typically a phishing attempt where the link may be used to capture sensitive information such as UPI or card details.  <\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-2516feb5d8aa521735127527f7fc8423\" id=\"aioseo-fake-reviews-and-ai-influencers-17\" style=\"color:#ec4d37\">Fake Reviews and AI Influencers&nbsp;<\/h3>\n\n\n\n<p>Don\u2019t&nbsp;trust a product just because it has five stars. In 2026, scammers mostly use AI to&nbsp;generate hundreds of realistic-looking reviews and fake videos of &#8220;influencers&#8221; praising the product.&nbsp;So, you must check for repetitive language or a sudden burst of reviews all posted on the same day.<\/p>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&#038;utm_medium=blog\" target=\"_blank\" style=\"display:flex; width:100%;\" ><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" \nheight=\"auto\"  style=\"border-radius:10px; margin:5px auto;\"\/><\/a>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-068138d8d2ca80260d2916d41a0cfab2\" id=\"aioseo-how-to-protect-yourself-your-safety-checklist-19\" style=\"color:#023368\">How to Protect Yourself: Your Safety Checklist&nbsp;<\/h2>\n\n\n\n<p>\ud83d\udd38<strong>Stick to verified apps:<\/strong> Download shopping apps only from the official Google Play or Apple App Store.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38<strong>Use secure gateways:<\/strong> Avoid direct UPI or wallet transfers to personal mobile numbers. Use the integrated&nbsp;payment&nbsp;gateways of the website for secure payments.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38<strong>Search for reviews:<\/strong> Before trusting a new site, search for &#8220;[Site Name] + fraud&#8221; or &#8220;[Site Name] + reviews&#8221; on a search engine.\u00a0\u00a0<\/p>\n\n\n\n<p>As a precaution, for financial transactions, remember that many Indian banks have shifted to\u00a0the .bank.in domain.\u00a0It\u2019s\u00a0a verified space regulated by the RBI.\u00a0If a \u201cbanking\u201d link for your payment\u00a0doesn\u2019t\u00a0end\u00a0in .bank.in, exercise caution.\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-57f20d8b314e147dd9f789d438cb71e9\" id=\"aioseo-where-to-report-online-shopping-frauds-in-india-27\" style=\"color:#023368\">Where to Report Online Shopping Frauds in India?&nbsp;<\/h2>\n\n\n\n<p>If you have been cheated, prompt reporting may improve the chances of addressing the fraud. You must report the fraud\u00a0immediately;\u00a0that will help the authorities freeze the\u00a0scammer\u00a0account and potentially recover your money.\u00a0\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-734ab55ff9b8b0cfdb67f6ab4124ead2\" id=\"aioseo-the-national-cyber-crime-helpline-29\" style=\"color:#ec4d37\">The National Cyber Crime Helpline&nbsp;<\/h3>\n\n\n\n<p>Call the National Cyber Crime Helpline at 1930 immediately. The helpline operates 24\/7 and is designed to assist in freezing fraudulent transactions during the early stages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a57e330af70047fd2ae99a3e06cdb599\" id=\"aioseo-the-national-cyber-crime-reporting-portal-31\" style=\"color:#ec4d37\">The National Cyber Crime Reporting Portal&nbsp;<\/h3>\n\n\n\n<p>You can also file&nbsp;an&nbsp;<strong>online shopping frauds complaint&nbsp;<\/strong>at the official government portal&nbsp;<a href=\"https:\/\/consumerhelpline.gov.in\/public\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/consumerhelpline.gov.in\/public\/<\/a>&nbsp;&nbsp;this is the primary platform for an&nbsp;<strong>online shopping frauds complaint India.<\/strong>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-1e60e96f647eccd469f05483978878d4\" id=\"aioseo-sanchar-saathi-33\" style=\"color:#ec4d37\">Sanchar Saathi&nbsp;<\/h3>\n\n\n\n<p>If you received a suspicious link via SMS or WhatsApp, report it to the Department of Telecommunications via the Sanchar Saathi portal at&nbsp;<a href=\"https:\/\/sancharsaathi.gov.in\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/sancharsaathi.gov.in\/<\/a>&nbsp;This helps the government block the fraudulent numbers and websites before they reach others.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-468d95e121900b9523ecde0d982738f1\" id=\"aioseo-conclusion-shop-smart-stay-vigilant-35\" style=\"color:#023368\">Conclusion: Shop Smart, Stay Vigilant&nbsp;<\/h2>\n\n\n\n<p>Online shopping should be a convenient and joyful experience, not a source of financial stress. As cybercriminals become more sophisticated in 2026, staying informed and catious can help reduce the risk of online shopping fraud. By recognizing the red flags\u2014like unrealistic 90% discounts, suspicious URLs, and high-pressure &#8220;limited time&#8221; tactics\u2014you can effectively navigate the web without falling into the traps of\u00a0<strong>online shopping\u00a0scams\u00a0in India.<\/strong>\u00a0<\/p>\n\n\n\n<p>In the world of digital clicks, practicing careful verification before making purchases can help ensure safer online transactions. Shop smart, stay safe.\u00a0<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"online shopping\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-0a0b1c77fe93ca4d325a3ae9273def7e\" id=\"aioseo-frequently-asked-questions-38\" style=\"color:#023368\">Frequently Asked Questions&nbsp;<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" style=\"color: #000000; \"><strong>What do I do if I\u00a0get\u00a0scammed\u00a0online shopping?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\">\n\n<p>If you fall victim to a\u00a0scam, you should take these three steps\u00a0immediately:\u00a0<\/p>\n\n\n\n<p><strong>\u2714 Call 1930:<\/strong> This is the National Cyber Crime Helpline. Reporting within the &#8220;Golden Hour&#8221; (the first 2 hours) may help authorities take timely action on fraudulent transactions in the scammer&#8217;s bank account.\u00a0<\/p>\n\n\n\n<p><strong>\u2714 File a Complaint:<\/strong> Visit\u00a0<a href=\"https:\/\/consumerhelpline.gov.in\/public\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/consumerhelpline.gov.in\/public\/<\/a>\u00a0for\u00a0formal online shopping frauds complaint India.\u00a0<\/p>\n\n\n\n<p><strong>\u2714 Notify Your Bank:<\/strong> Contact your bank&#8217;s fraud department to block your cards or UPI access to prevent further unauthorized transactions.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-1-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" style=\"color: #000000; \"><strong>Can I get my money back if I get\u00a0scammed\u00a0online?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\">\n\n<p>Yes, but it is\u00a0time sensitive. Under RBI guidelines, if you report a fraudulent transaction to your bank within 3 days, your liability can be zero. If the authorities (via the 1930 helpline) manage to freeze the\u00a0scammer\u00a0account before they withdraw the cash, the chances of resolving the issue may improve. <\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-2-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" style=\"color: #000000; \"><strong>What are the five types of frauds in online transactions?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-2-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\">\n\n<p><strong>1. Phishing: <\/strong>Using fake emails or links to steal login and card credentials.\u00a0<\/p>\n\n\n\n<p><strong>2. UPI\/QR Code Fraud: <\/strong>Tricking users into scanning a &#8220;receive money&#8221; QR code that actually debits their account.\u00a0<\/p>\n\n\n\n<p><strong>3. Identity Theft:<\/strong> Stealing personal data (Aadhaar, PAN) to open accounts or take loans in your name.\u00a0<\/p>\n\n\n\n<p><strong>4. Vishing: <\/strong>&#8220;Voice phishing&#8221; where scammers call posing as bank officials to ask for an OTP.\u00a0<\/p>\n\n\n\n<p><strong>5. SIM Swapping: <\/strong>Gaining control of your mobile number to intercept bank SMS and OTPs.\u00a0<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\n<\/li><\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\n<\/li><\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>\n<\/li><\/ol>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-3-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" style=\"color: #000000; \"><strong>What\u00a0is\u00a0common scammer red flags?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-3-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\">\n\n<p>Watch out for these warning signs:\u00a0<\/p>\n\n\n\n<p><strong>\u27a2 Extreme Urgency: <\/strong>Phrases like &#8220;Offer expires in 10 minutes!&#8221; or &#8220;Last 1 piece left!&#8221;\u00a0<\/p>\n\n\n\n<p><strong>\u27a2 Unusual Payment Methods:<\/strong>\u00a0Insisting\u00a0UPI transfers to personal names or &#8220;Friends and Family&#8221; payments rather than a secure gateway.\u00a0<\/p>\n\n\n\n<p><strong>\u27a2 Non-Standard URLs: <\/strong>Websites ending in .xyz, .biz,\u00a0or .top.\u00a0<\/p>\n\n\n\n<p><strong>\u27a2 Spelling Errors: <\/strong>Poor grammar in &#8220;Official&#8221; emails or misspelled brand names (e.g., Ammazon.in).\u00a0<\/p>\n\n\n\n<p><strong>\u27a2 No COD: <\/strong>Refusing Cash-on-Delivery for expensive items from an unknown seller.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-4-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\" style=\"color: #000000; \"><strong>What information does a scammer need to access my bank account?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-4-11ba0793-607b-4d2b-ba39-f8c8de8e5b99\">\n\n<p>To access your bank account, scammers typically need a combination of personal identifiers and security credentials. The most critical pieces of information include your account number, registered mobile number, and Online Banking User ID.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n\n<p><strong>DISCLAIMER:<\/strong>&nbsp;<strong>Investment in securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Full disclaimer:&nbsp;<a href=\"https:\/\/bit.ly\/naviadisclaimer\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s\u00a02026, a new year filled with expectations, and in many ways, the year brings new opportunities and expectations.\u00a0But, the excitement of online &#8216;Mega Sale&#8217; is only a click away. You can have anything from a designer watch to the latest smartphone delivered to your doorstep.\u00a0But as India\u2019s digital economy booms, so does its shadow:\u00a0online shopping\u00a0scams.\u00a0\u00a0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15408,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[250],"tags":[905,904,902,903],"class_list":["post-15402","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-category","tag-fraud","tag-online-shopping","tag-online-shopping-scams","tag-scams-in-india"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2026\/01\/Online-Shopping-Scams-.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15402","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=15402"}],"version-history":[{"count":6,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15402\/revisions"}],"predecessor-version":[{"id":16410,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/15402\/revisions\/16410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/15408"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=15402"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=15402"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=15402"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}