{"id":13816,"date":"2025-10-06T12:10:10","date_gmt":"2025-10-06T12:10:10","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=13816"},"modified":"2025-10-09T10:18:11","modified_gmt":"2025-10-09T10:18:11","slug":"sip-vs-lumpsum-a-guide-to-mutual-fund-investment-methods","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/sip-vs-lumpsum-a-guide-to-mutual-fund-investment-methods\/","title":{"rendered":"SIP vs. Lumpsum: A Guide to Mutual Fund Investment Methods"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-what-is-sip\">What is SIP?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-what-is-lumpsum-investment\">What is Lumpsum Investment?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-advantages-of-sip-lumpsum-investment\">Advantages of SIP &amp; Lumpsum Investment<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-key-differences-between-sip-and-lumpsum\">Key Differences Between SIP and Lumpsum<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-sip-or-lumpsum-which-is-better-for-you\">SIP or Lumpsum: Which is Better for You?<\/a><ul><li><a class=\"aioseo-toc-item\" href=\"#aioseo-choose-sip-if\">Choose SIP if;<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-choose-lump-sum-if\">Choose Lump Sum if;<\/a><\/li><\/ul><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-sip-vs-lumpsum-investment-in-india\">SIP vs Lumpsum Investment in India<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-final-thoughts\">Final Thoughts<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#aioseo-frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p>Mutual funds are the most popular way to grow wealth in India, that\u2019s why there are so many people trust it. But before starting it, investors are facing some common questions, \u201cSIP vs. Lumpsum \u2013 Which is better?\u201d. Should you invest all your money at once or should you invest small amounts regularly? Answer completely depends on your financial goals, market conditions and risk appetite.&nbsp;&nbsp;<\/p>\n\n\n\n<p>In this blog, we are exploring the <strong>difference between SIP and Lump Sum<\/strong>, their advantages, disadvantages and which approach may work best for different types of investors.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ebbb3f2666f142edde906a36232128a4\" id=\"aioseo-what-is-sip\" style=\"color:#023368\">What is SIP?<\/h2>\n\n\n\n<p><strong><a href=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/01\/SIP-Growth-in-India-1.png\" title=\"SIP Growth in India\">SIP or Systematic Investment Plan<\/a><\/strong>, is a type of investing method in mutual funds, the investors can start it with small or fixed amounts at regular intervals (weekly, monthly or quarterly). By choosing this method, instead of committing a large amount at once you can easily spread your investments over time.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For example, if you invest \u20b92,000 every month in a mutual fund it is called SIP. Your money is invested in market-linked instruments that gives you a chance to earn higher returns on the long journey.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-0afb1397160832cb27b4d0b0bbea4c78\" id=\"aioseo-what-is-lumpsum-investment\" style=\"color:#023368\">What is Lumpsum Investment?&nbsp;<\/h2>\n\n\n\n<p>A <strong>lump sum investment <\/strong>is one of the methods of investing in a mutual fund that will allow you to invest the entire amount in one go. For example, you have 1 lakh in hand, you invest in a <a href=\"https:\/\/navia.co.in\/mutual-funds\" title=\"\">mutual fund<\/a> scheme at once, that is called Lump Sum investment. Investors use this strategy when the markets are stable or undervalued.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-0e8e069d6c79e73d14d6be9282e9c122\" id=\"aioseo-advantages-of-sip-lumpsum-investment\" style=\"color:#023368\">Advantages of SIP &amp; Lumpsum Investment&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>SIP (Systematic Investment Plan)<\/th><th>Lump Sum Investment<\/th><\/tr><\/thead><tbody><tr><td>Allows you to purchase more units when prices are low and fewer units when prices are high.&nbsp;<\/td><td>Your full capital is invested, giving it maximum time to grow.&nbsp;<\/td><\/tr><tr><td>You invest consistently without worrying about market timing.&nbsp;<\/td><td>Ideal for investors who receive bonuses, inheritance, or large payouts.&nbsp;<\/td><\/tr><tr><td>SIPs can start with as little as \u20b9500 per month, making it accessible for beginners.&nbsp;<\/td><td>If the market is rising, lump sum can generate better returns than SIP.&nbsp;<\/td><\/tr><tr><td>Even small investments can grow significantly over time if continued regularly.&nbsp;<\/td><td>Just one transaction, no need for continuous monitoring.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-aec0e425495cb416dafd9977483fae84\" id=\"aioseo-key-differences-between-sip-and-lumpsum\" style=\"color:#023368\">Key Differences Between SIP and Lumpsum<\/h2>\n\n\n\n<p>Here you can see a quick look at the <strong>difference between SIP and Lump Sum <\/strong>in mutual funds.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Factors<\/th><th>SIP (Systematic Investment Plan)<\/th><th>Lump Sum<\/th><\/tr><\/thead><tbody><tr><td>Investment Style&nbsp;<\/td><td>Small, regular investments&nbsp;<\/td><td>One-time, bulk investment&nbsp;<\/td><\/tr><tr><td>Suitable For&nbsp;<\/td><td>Salaried individuals, beginners&nbsp;<\/td><td>Investors with large surplus funds&nbsp;<\/td><\/tr><tr><td>Market Timing&nbsp;<\/td><td>Reduces risk through rupee-cost averaging&nbsp;<\/td><td>Requires good timing for higher returns&nbsp;<\/td><\/tr><tr><td>Risk&nbsp;<\/td><td>Lower (spread across time)&nbsp;<\/td><td>Higher (depends on market entry point)&nbsp;<\/td><\/tr><tr><td>Liquidity Requirement&nbsp;<\/td><td>Low \u2013 only small amounts needed weekly\/monthly\/quarterly&nbsp;<\/td><td>High \u2013 requires large funds available upfront&nbsp;<\/td><\/tr><tr><td>Emotional Discipline&nbsp;<\/td><td>Encourages consistent investing&nbsp;<\/td><td>May lead to hesitation due to market volatility&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=organic&#038;utm_medium=blog\" target=\"_blank\" style=\"display:flex; width:100%;\" ><img decoding=\"async\" src=\"https:\/\/d1l8l3rp33cdzs.cloudfront.net\/images\/naviacee\/Open-free-demat-account%20%28blog%29%20%281%29.gif\" width=\"80%\" \nheight=\"auto\"  style=\"border-radius:10px; margin:5px auto;\"\/><\/a>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-38f73268a3b648c47f38d5ebe4b4d0f7\" id=\"aioseo-sip-or-lumpsum-which-is-better-for-you\" style=\"color:#023368\">SIP or Lumpsum: Which is Better for You?&nbsp;<\/h2>\n\n\n\n<p>The choice between <strong>SIP or Lump Sum which is better <\/strong>always depends on your personal situation. But before deciding you should have knowledge of both methods.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-cca271ff2668373697ee6a4947e0f210\" id=\"aioseo-choose-sip-if\" style=\"color:#ec4d37\">Choose SIP if;&nbsp;<\/h3>\n\n\n\n<p>\u27a4 Beginner in the investing world&nbsp;<\/p>\n\n\n\n<p>\u27a4 You have a regular monthly income&nbsp;<\/p>\n\n\n\n<p>\u27a4 You want to reduce market timing risk&nbsp;<\/p>\n\n\n\n<p>\u27a4 Preferring long-term wealth creation with disciplined manner&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a7f5ec36d929a4cac53ec0c1f613e002\" id=\"aioseo-choose-lump-sum-if\" style=\"color:#ec4d37\">Choose Lump Sum if;<\/h3>\n\n\n\n<p>\u27a4 Ready to tolerate short-term volatility&nbsp;<\/p>\n\n\n\n<p>\u27a4 You are chosen investing in stable and large-cap mutual funds&nbsp;<\/p>\n\n\n\n<p>\u27a4 Need maximum compounding benefits from the beginning&nbsp;<\/p>\n\n\n\n<p>\u27a4 You have large money of idle money&nbsp;&nbsp;<\/p>\n\n\n\n<p>In some cases, the <strong>combination of SIP and Lump Sum investment<\/strong> also works. For example, if you got a bonus from your office, you could invest it into Lump Sum while continuing with your monthly SIPs.&nbsp;&nbsp;<\/p>\n\n\n\n<p>So, which one you select? If you\u2019re unsure about timing the market, SIP is the safer choice, and in other way if you have a strong understanding of the market, lump sum may provide higher returns.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-af6f4c1da4c406b8a99f962fac87c8a9\" id=\"aioseo-sip-vs-lumpsum-investment-in-india\" style=\"color:#023368\">SIP vs Lumpsum Investment in India&nbsp;<\/h2>\n\n\n\n<p>In Indian market, SIPs have a massive popularity among all types of investors. As per the data from the Association of Mutual Funds in India (AMFI), Systematic Investment Plan or SIP touched all-time height of \u20b926,688 crore in May 2025 (Source: <a href=\"https:\/\/www.cnbctv18.com\/personal-finance\/sip-contributions-hit-all-time-high-amfi-may-data-accounts-numbers-inflows-19618424.htm\" target=\"_blank\" rel=\"noreferrer noopener\">cnbctv18)<\/a> These are showing the trust of investors in this method.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For long-term goals like wealth building, marriage, education or retirement plan SIP is the most effective method for you. Because instead of earning profit, it makes a financial habit of Indian <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\" title=\"\">investors<\/a> who earn and save monthly. Like SIP, Lump Sum is also common to investors when they receive annual bonuses, retirement benefits or property sale proceeds.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-4dee4534fdab0d8d176ff01a42eccad7\" id=\"aioseo-final-thoughts\" style=\"color:#023368\">Final Thoughts&nbsp;<\/h2>\n\n\n\n<p>If we talk about mutual funds, both <strong>SIP and Lump Sum Investment <\/strong>have their own benefits. SIP is built to reduce risk, discipline and is suitable for most retail investors, while Lump Sum works better with larger capital and high risk. So, which one is the smartest approach? There is no answer for this, because the final decision is completely under your decision.&nbsp;&nbsp;<\/p>\n\n\n\n<p>You can also <strong>use both strategies together <\/strong>like continuing your monthly SIPs and investing extra money in Lump Sum. It will help to maximize returns and also protect you from risk. Whether you prefer the discipline of SIP or the power of a lump sum, <strong><a href=\"https:\/\/navia.co.in\/app.html\" title=\"\">Navia<\/a> <\/strong>helps you choose the right strategy for your goals.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d2c0ce40eb03bd666ecbca57af89e603\" id=\"aioseo-frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions&nbsp;<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-c01c215c-382a-453c-a490-a579ddba166b\" data-mobilecollapse=\"true\" data-desktopcollapse=\"true\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-c01c215c-382a-453c-a490-a579ddba166b\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c01c215c-382a-453c-a490-a579ddba166b\" style=\"color: #000000; \"><strong>Is SIP better than lump sum in mutual funds?<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-0-c01c215c-382a-453c-a490-a579ddba166b\">\n\n<p>It depends on your financial situation and market conditions, SIP (Systematic Investment Plan) is often considered better for beginners as it reduces market timing risk by spreading investments over time. Lump sum investments can deliver higher returns in a bullish market but carry more risk if the market falls soon after investing.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-1-c01c215c-382a-453c-a490-a579ddba166b\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c01c215c-382a-453c-a490-a579ddba166b\" style=\"color: #000000; \"><strong><strong>Can I switch from SIP to lumpsum?<\/strong>\u00a0<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-1-c01c215c-382a-453c-a490-a579ddba166b\">\n\n<p>You cannot directly switch. But you can stop your SIP at any time and choose to invest a lump sum instead.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-2-c01c215c-382a-453c-a490-a579ddba166b\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c01c215c-382a-453c-a490-a579ddba166b\" style=\"color: #000000; \"><strong><strong>What are the disadvantages of SIP?<\/strong>\u00a0<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-2-c01c215c-382a-453c-a490-a579ddba166b\">\n\n<p>The main disadvantage of SIP is that returns may be lower in a rapidly rising market compared to lump sum investing. SIP also requires consistent commitment, and missing installments may impact your long-term wealth creation. Additionally, SIP doesn\u2019t guarantee protection against market losses &#8211; it only reduces volatility risk.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-3-c01c215c-382a-453c-a490-a579ddba166b\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c01c215c-382a-453c-a490-a579ddba166b\" style=\"color: #000000; \"><strong><strong>Can I do both lumpsum and SIP together?<\/strong>\u00a0<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-3-c01c215c-382a-453c-a490-a579ddba166b\">\n\n<p>Yes, you can combine both strategies. For example, if you receive a bonus, you can invest it as a lump sum while continuing your SIP for disciplined, long-term investing.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-4-c01c215c-382a-453c-a490-a579ddba166b\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-c01c215c-382a-453c-a490-a579ddba166b\" style=\"color: #000000; \"><strong><strong>What is the ideal time to invest in lumpsum?<\/strong>\u00a0<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"false\" class=\"wp-block-ub-content-toggle-accordion-content-wrap ub-hide\" id=\"ub-content-toggle-panel-4-c01c215c-382a-453c-a490-a579ddba166b\">\n\n<p>The ideal time to invest a lump sum is during market corrections or when valuations are attractive, as this allows you to buy units at lower prices.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n\n<p><strong>DISCLAIMER:<\/strong>&nbsp;<strong>Investment in securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Full disclaimer:&nbsp;<a href=\"https:\/\/bit.ly\/naviadisclaimer\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mutual funds are the most popular way to grow wealth in India, that\u2019s why there are so many people trust it. But before starting it, investors are facing some common questions, \u201cSIP vs. Lumpsum \u2013 Which is better?\u201d. Should you invest all your money at once or should you invest small amounts regularly? Answer completely [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[11,7,21,776,23,117,32],"class_list":["post-13816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-lumpsum","tag-mutual-funds","tag-sip","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/10\/SIP-vs-Lumpsum.jpg","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/13816","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=13816"}],"version-history":[{"count":8,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/13816\/revisions"}],"predecessor-version":[{"id":13865,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/13816\/revisions\/13865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/13825"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=13816"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=13816"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=13816"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}