{"id":11087,"date":"2025-06-30T11:32:10","date_gmt":"2025-06-30T11:32:10","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=11087"},"modified":"2026-01-14T10:34:03","modified_gmt":"2026-01-14T10:34:03","slug":"mitra-find-forgotten-mutual-fund-investments","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/mitra-find-forgotten-mutual-fund-investments\/","title":{"rendered":"Introducing MITRA: Helping You Find Forgotten Mutual Fund Investments!"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#what-is-mitra\">What Is MITRA?<\/a><\/li><li class=\"\"><a href=\"#why-do-investments-become-inactive\">Why Do Investments Become Inactive?<\/a><\/li><li class=\"\"><a href=\"#how-mitra-helps-you\">How MITRA Helps You?<\/a><\/li><li class=\"\"><a href=\"#what-is-an-inactive-folio\">What Is An &#8220;Inactive Folio&#8221;?<\/a><\/li><li class=\"\"><a href=\"#where-can-you-access-mitra\">Where Can You Access MITRA?<\/a><\/li><li class=\"\"><a href=\"#is-it-safe\">Is It Safe?<\/a><\/li><li class=\"\"><a href=\"#what-should-you-do\">What Should You Do?<\/a><\/li><li class=\"\"><a href=\"#when-is-it-launching\">When Was It Launched?<\/a><\/li><li class=\"\"><a href=\"#who-is-responsible-for-this\">Who Is Responsible For This?<\/a><\/li><li class=\"\"><a href=\"#final-thoughts\">Final Thoughts<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Ever feel like you\u2019ve invested in a mutual fund years ago but can\u2019t remember the details? Or maybe a loved one left behind an investment, and you\u2019re not sure where to start?<\/p>\n\n\n\n<p>SEBI (Securities and Exchange Board of India) has launched a new platform just for you \u2014 it\u2019s called <strong>MITRA<\/strong>, short for <strong>Mutual Fund Investment Tracing and Retrieval Assistant<\/strong>.<\/p>\n\n\n\n<iframe class=\"custom-video\" src=\"https:\/\/www.youtube.com\/embed\/ijM0rxhq4fM?si=LAPPYH_SeCwxsvuN\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-246269e242de7cd253c997df38c7e1bd\" id=\"what-is-mitra\" style=\"color:#023368\">What Is MITRA?<\/h2>\n\n\n\n<p>MITRA is a free, secure, and user-friendly service that helps investors trace <strong>inactive<\/strong> and <strong>unclaimed<\/strong> <a href=\"https:\/\/navia.co.in\/blog\/category\/mutual-funds\/\">mutual fund<\/a> folios \u2014 in other words, investments that haven\u2019t had any activity in 10+ years but still hold units!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-c645874736bcef5f90d3e85a3e84655d\" id=\"why-do-investments-become-inactive\" style=\"color:#023368\">Why Do Investments Become Inactive?<\/h2>\n\n\n\n<p>\ud83e\udc16 Old investments made with <strong>minimal KYC<\/strong><\/p>\n\n\n\n<p>\ud83e\udc16 Investments made in <strong>physical form<\/strong><\/p>\n\n\n\n<p>\ud83e\udc16 Investor may have <strong>passed away<\/strong><\/p>\n\n\n\n<p>\ud83e\udc16 Change in email, phone, or address without updating records<\/p>\n\n\n\n<p>\ud83e\udc16 Units may not show up in your <strong>Consolidated Account Statement<\/strong><\/p>\n\n\n\n<p>These can result in forgotten or unclaimed folios. That\u2019s where MITRA steps in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-98bbad08c4dd6fa03e06ae03803378d0\" id=\"how-mitra-helps-you\" style=\"color:#023368\">How MITRA Helps You?<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Benefit<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>What It Means for You<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Search inactive mutual<br>fund folios<\/td><td class=\"has-text-align-left\" data-align=\"left\">Find investments you or your family may have lost track of<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Identify rightful claims<\/td><td class=\"has-text-align-left\" data-align=\"left\">See if someone else invested on your behalf and left the folio unclaimed<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Reduce fraud risks<\/td><td class=\"has-text-align-left\" data-align=\"left\">Trace and claim your funds early, minimizing risks of misuse or delays<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Build a transparent<br>ecosystem<\/td><td class=\"has-text-align-left\" data-align=\"left\">Improves safety and transparency in the Indian financial system<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Update KYC<\/td><td class=\"has-text-align-left\" data-align=\"left\">Encourages you to update PAN and contact details for future access<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-ae48b6c8c9db4ad02b745a962942ff55\" id=\"what-is-an-inactive-folio\" style=\"color:#023368\">What Is An &#8220;Inactive Folio&#8221;?<\/h2>\n\n\n\n<p>An inactive mutual fund folio is one where:<\/p>\n\n\n\n<p>\ud83e\udc16 <strong>No transactions<\/strong> (buy\/sell or even changes like address updates) have occurred<\/p>\n\n\n\n<p>\ud83e\udc16 For <strong>10 years or more<\/strong><\/p>\n\n\n\n<p>\ud83e\udc16 But it <strong>still holds mutual fund units<\/strong><\/p>\n\n\n\n<p>There\u2019s <strong>no penalty<\/strong> or issue if you\u2019re aware of the folio and just choose to stay invested. MITRA simply helps you find what you may have forgotten.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-8f2aec6b4e6893aa0d10c5a40956558d\" id=\"where-can-you-access-mitra\" style=\"color:#023368\">Where Can You Access MITRA?<\/h2>\n\n\n\n<p>You\u2019ll be able to access MITRA via: <\/p>\n\n\n\n<p>\ud83e\udc16 <a href=\"https:\/\/www.mfcentral.com\/\">MF Central<\/a><\/p>\n\n\n\n<p>\ud83e\udc16 Your mutual fund\u2019s website <\/p>\n\n\n\n<p>\ud83e\udc16 <a href=\"https:\/\/www.amfiindia.com\/\">AMFI website<\/a><\/p>\n\n\n\n<p>\ud83e\udc16 SEBI website<\/p>\n\n\n\n<p>\ud83e\udc16 <strong>CAMS<\/strong> and <strong>KFinTech platforms<\/strong><\/p>\n\n\n\n<p>It\u2019s jointly managed by CAMS and KFin Technologies, India\u2019s two Qualified RTAs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b032b46bfeb52f735256f74f6348c3ea\" id=\"is-it-safe\" style=\"color:#023368\">Is It Safe?<\/h2>\n\n\n\n<p>Yes. MITRA is designed with cybersecurity safeguards such as:<\/p>\n\n\n\n<p>\ud83e\udc16 Cyber resilience as per SEBI rules<\/p>\n\n\n\n<p>\ud83e\udc16 Regular system and security audits<\/p>\n\n\n\n<p>\ud83e\udc16 Business Continuity and Disaster Recovery systems in place<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png\" alt=\"mutual fund\n\" class=\"wp-image-9412\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-768x112.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3afaa57e4025917f93b128c615781575\" id=\"what-should-you-do\" style=\"color:#023368\">What Should You Do?<\/h2>\n\n\n\n<p>\ud83e\udc16 <strong>Check MITRA <\/strong>if you think you or a family member may have an old mutual fund <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\">investment<\/a>.<\/p>\n\n\n\n<p>\ud83e\udc16 <strong>Encourage others<\/strong> to use it \u2014 especially older family members.<\/p>\n\n\n\n<p>\ud83e\udc16 <strong>Update your KYC details <\/strong>to avoid future issues.<\/p>\n\n\n\n<p>Note: Investors must follow due verification and documentation processes as guided by AMCs and RTAs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d6fc55c3998f97d858a7c3a72ccafcab\" id=\"when-is-it-launching\" style=\"color:#023368\">When Was It Launched?<\/h2>\n\n\n\n<p>The <strong>MITRA platform<\/strong> was launched by SEBI on <strong>February 12, 2025<\/strong>, and became fully operational within <strong>15 working days<\/strong>, entering a <strong>two-month beta testing phase<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b1c6b83a9ec6cf601f995e4567fe09c2\" id=\"who-is-responsible-for-this\" style=\"color:#023368\">Who Is Responsible For This?<\/h2>\n\n\n\n<p>\ud83e\udc16 <strong>Asset Management Companies (AMCs)<\/strong> and <strong>RTAs<\/strong> will maintain and update folio data.<\/p>\n\n\n\n<p>\ud83e\udc16 <strong>Unit Holder Protection Committees (UHPCs)<\/strong> must now <strong>monitor inactive folios<\/strong> and take steps to reduce them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-c0697879be5c4d30ef127f1472024887\" id=\"final-thoughts\" style=\"color:#023368\">Final Thoughts<\/h2>\n\n\n\n<p>Whether it\u2019s \u20b95,000 or \u20b95 lakh sitting idle in an old fund, MITRA could help you <strong>reclaim<\/strong> what\u2019s rightfully yours. It\u2019s time to check if your money is silently working for you \u2014 or if it\u2019s waiting to be found.<\/p>\n\n\n\n<p><strong>MITRA<\/strong> ensures that long-forgotten investments can be traced and reclaimed, adding transparency and safety for investors.<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<p><strong>DISCLAIMER:<\/strong>&nbsp;<strong>Investments in securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Full disclaimer:&nbsp;<a href=\"https:\/\/bit.ly\/naviadisclaimer\">https:\/\/bit.ly\/naviadisclaimer<\/a><\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ever feel like you\u2019ve invested in a mutual fund years ago but can\u2019t remember the details? Or maybe a loved one left behind an investment, and you\u2019re not sure where to start? SEBI (Securities and Exchange Board of India) has launched a new platform just for you \u2014 it\u2019s called MITRA, short for Mutual Fund [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,209],"tags":[11,7,21,22,53,581,23,32],"class_list":["post-11087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments","category-mutual-funds","tag-financial-goals","tag-indian-stock-markets","tag-investments","tag-investor","tag-marketperformance","tag-mitra","tag-mutual-funds","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/06\/Introducing-MITRA.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/11087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=11087"}],"version-history":[{"count":26,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/11087\/revisions"}],"predecessor-version":[{"id":15524,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/11087\/revisions\/15524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/11105"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=11087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=11087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=11087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}