{"id":10570,"date":"2025-05-28T12:15:25","date_gmt":"2025-05-28T12:15:25","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=10570"},"modified":"2025-08-11T07:03:29","modified_gmt":"2025-08-11T07:03:29","slug":"unlock-market-opportunities-with-pay-later-mtf","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/unlock-market-opportunities-with-pay-later-mtf\/","title":{"rendered":"Unlock Market Opportunities with Pay Later (MTF) \u2013 Amplify Your Returns in Momentum Markets!"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#why-let-limited-capital-hold-you-back\">Why Let Limited Capital Hold You Back?<\/a><\/li><li class=\"\"><a href=\"#profit-calculation\">Profit Calculation<\/a><\/li><li class=\"\"><a href=\"#result\">Result<\/a><\/li><li class=\"\"><a href=\"#why-choose-navia-pay-later-mtf\">Why Choose Navia Pay Later (MTF)?<\/a><\/li><li class=\"\"><a href=\"#ready-to-supercharge-your-trades\">Ready to Supercharge Your Trades?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Did you know that in the past 45 trading days, the NIFTY 50 index delivered more than 1% returns on 7 separate occasions? For a smart investor, these high-momentum days present incredible opportunities to maximize gains\u2014and that\u2019s where <a href=\"https:\/\/navia.co.in\/blog\/category\/mtf\/\">Margin Trading Facility (MTF)<\/a>, also known as Pay Later, comes into play.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Date<\/strong><\/td><td><strong>Daily Return %<\/strong><\/td><\/tr><tr><td>08-Apr-25<\/td><td>1.7<\/td><\/tr><tr><td>11-Apr-25<\/td><td>1.9<\/td><\/tr><tr><td>15-Apr-25<\/td><td>2.2<\/td><\/tr><tr><td>17-Apr-25<\/td><td>1.8<\/td><\/tr><tr><td>21-Apr-25<\/td><td>1.1<\/td><\/tr><tr><td>28-Apr-25<\/td><td>1.2<\/td><\/tr><tr><td>12-May-25<\/td><td>3.8<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-4b0c69f1711a331743f94b4ceaac9d01\" id=\"why-let-limited-capital-hold-you-back\" style=\"color:#023368\">Why Let Limited Capital Hold You Back?<\/h2>\n\n\n\n<p>With the Navia Pay Later (MTF) facility, you can unlock up to 65% funding instantly on over 1000+ stocks. And the best part? Interest rates start as low as 14.99% per annum (just Rs. 20 per day for every Rs. 50K).<\/p>\n\n\n\n<p>Amplify Your Gains: MTF Illustration with \u20b910 Lakh Investment<\/p>\n\n\n\n<p>\u25cf Your Capital: \u20b94,00,000<\/p>\n\n\n\n<p>\u25cf Navia MTF Funding: \u20b96,00,000<\/p>\n\n\n\n<p>\u25cf Total Investment: \u20b910,00,000<\/p>\n\n\n\n<p>Assuming you invested during a market momentum day when NIFTY rose by 1.5% and held the position for 2 days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-d616639283c070fd6edefdff56698471\" id=\"profit-calculation\" style=\"color:#023368\">Profit Calculation<\/h2>\n\n\n\n<p>\u25cf Without MTF (Investing \u20b94,00,000): <\/p>\n\n\n\n<p>Profit = \u20b94,00,000 \u00d7 1.5% = \u20b96,000<\/p>\n\n\n\n<p>\u25cf With MTF (Investing \u20b910,00,000): <\/p>\n\n\n\n<p>Profit = \u20b910,00,000 \u00d7 1.5% = \u20b915,000<\/p>\n\n\n\n<p>\u25cf Interest Cost Calculation (at 14.99% p.a. or 0.0411% per day)<\/p>\n\n\n\n<p>\ud83e\udc16 Interest per day = \u20b96,00,000 \u00d7 0.0411% = \u20b9246.60<\/p>\n\n\n\n<p>\ud83e\udc16 Interest for 2 days = \u20b9246.60 \u00d7 2 = \u20b9493.20<\/p>\n\n\n\n<p>\u25cf Net Profit with MTF<\/p>\n\n\n\n<p>Net Profit = \u20b915,000 &#8211; \u20b9493.20 = \u20b914,506.80<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF-683x1024.png\" alt=\"\" class=\"wp-image-10587\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF-683x1024.png 683w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF-200x300.png 200w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF-100x150.png 100w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF-768x1152.png 768w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Pay-latter-with-MTF.png 1024w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-8d5fbed58665417285008b1aecd06b4e\" id=\"result\" style=\"color:#023368\">Result<\/h2>\n\n\n\n<p>By using MTF, your profit increased from \u20b96,000 (without MTF) to \u20b914,506.80\u2014a 2.4x boost in returns, even after deducting interest!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png\" alt=\"pay later\" class=\"wp-image-9412\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-768x112.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-cafacdd2a9ea64487c414516ef36c8d9\" id=\"why-choose-navia-pay-later-mtf\" style=\"color:#023368\">Why Choose Navia Pay Later (MTF)?<\/h2>\n\n\n\n<p>\ud83e\udc16 Instant funding with no upfront fees and zero brokerage<\/p>\n\n\n\n<p>\ud83e\udc16 Hold <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\">investments<\/a> as long as you want\u2014unlimited holding period<\/p>\n\n\n\n<p>\ud83e\udc16 One of the lowest interest rates in the industry<\/p>\n\n\n\n<p>\ud83e\udc16 Use pledged shares for \u20b90 capital MTF orders<\/p>\n\n\n\n<p>\ud83e\udc16 100% transparency with an MTF ledger<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-c993d40880eab952d1c0e50d6dd6274b\" id=\"ready-to-supercharge-your-trades\" style=\"color:#023368\">Ready to Supercharge Your Trades?<\/h2>\n\n\n\n<p class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-e6442416c083ac74469ee9a117e22e59\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=app.rocket.com&amp;hl=en\">Download Navia APP on Android<\/a><\/p>\n\n\n\n<p class=\"has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-b6d247737ed326fbe3a7cba85c887ab5\"><a href=\"https:\/\/apps.apple.com\/in\/app\/navia-demat-stocks-options\/id1539272841\">Download Navia APP on iOS<\/a><\/p>\n\n\n\n<p>Take advantage of every market momentum. Start trading smarter, not harder\u2014with <a href=\"https:\/\/navia.co.in\/\">Navia<\/a> Pay Later (MTF).<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<p><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fnavia.co.in%2Fblog%2Fintroducing-the-all-new-navia-all-in-one-app%2F\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><a href=\"https:\/\/twitter.com\/intent\/tweet?text=Introducing%20the%20All-New%20Navia%20All-in-One%20App%20%E2%80%93%20Your%20Ultimate%20Trading%20%26%20Investment%20Companion%21&amp;url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fintroducing-the-all-new-navia-all-in-one-app%2F\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fintroducing-the-all-new-navia-all-in-one-app%2F\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><a href=\"https:\/\/api.whatsapp.com\/send?text=Introducing%20the%20All-New%20Navia%20All-in-One%20App%20%E2%80%93%20Your%20Ultimate%20Trading%20%26%20Investment%20Companion%21%20https%3A%2F%2Fnavia.co.in%2Fblog%2Fintroducing-the-all-new-navia-all-in-one-app%2F\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><a href=\"https:\/\/telegram.me\/share\/url?url=https%3A%2F%2Fnavia.co.in%2Fblog%2Fintroducing-the-all-new-navia-all-in-one-app%2F&amp;text=Introducing%20the%20All-New%20Navia%20All-in-One%20App%20%E2%80%93%20Your%20Ultimate%20Trading%20%26%20Investment%20Companion%21\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did you know that in the past 45 trading days, the NIFTY 50 index delivered more than 1% returns on 7 separate occasions? For a smart investor, these high-momentum days present incredible opportunities to maximize gains\u2014and that\u2019s where Margin Trading Facility (MTF), also known as Pay Later, comes into play. Date Daily Return % 08-Apr-25 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10584,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[292],"tags":[11,7,53,270,243,32],"class_list":["post-10570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mtf","tag-financial-goals","tag-indian-stock-markets","tag-marketperformance","tag-mtf","tag-navia","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/Unlock-Market-Opportunities-with-Pay-Later-MTF.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=10570"}],"version-history":[{"count":16,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10570\/revisions"}],"predecessor-version":[{"id":12204,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10570\/revisions\/12204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/10584"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=10570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=10570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}