{"id":10420,"date":"2025-05-19T09:10:37","date_gmt":"2025-05-19T09:10:37","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=10420"},"modified":"2025-10-30T12:57:52","modified_gmt":"2025-10-30T12:57:52","slug":"what-are-flexi-cap-funds","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/what-are-flexi-cap-funds\/","title":{"rendered":"What are Flexi Cap Funds?"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#what-is-a-flexi-cap-fund\">What is a Flexi Cap Fund?<\/a><\/li><li class=\"\"><a href=\"#features-of-flexi-cap-funds\">Features of Flexi Cap Funds\u00a0<\/a><\/li><li class=\"\"><a href=\"#benefits-of-flexi-cap-funds\">Benefits of Flexi Cap Funds<\/a><\/li><li class=\"\"><a href=\"#who-should-invest-in-flexi-cap-funds\">Who Should Invest in Flexi Cap Funds?\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#tax-implications-on-flexi-cap-funds\">Tax Implications on Flexi Cap Funds\u00a0<\/a><\/li><li class=\"\"><a href=\"#historic-returns-on-flexi-cap-funds\">Historic Returns on Flexi Cap Funds<\/a><\/li><li class=\"\"><a href=\"#why-should-i-invest-in-flexi-cap-funds\">Why Should I Invest in Flexi Cap Funds?<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#conclusion\">Conclusion\u00a0<\/a><\/li><li class=\"\"><a href=\"#frequently-asked-questions\">Frequently Asked Questions\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>In the ever-changing world of stock markets, flexibility has an important role. That\u2019s where <strong>Flexi Caps Funds<\/strong> get the attention of the investors. It is a unique category of mutual funds that allows the investors to invest in <a href=\"https:\/\/navia.co.in\/blog\/large-cap-mid-small-cap-sip-long-term-investing\/\">large-cap and small-cap<\/a> stocks without any fixed allocation. <\/p>\n\n\n\n<p>If you are a new investor or looking to diversify your portfolio you have to understand <strong>what is flexi cap funds in mutual funds<\/strong>, its features, benefits, who are the investors, tax implications, needs and historic returns.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-4c8b6b711615c7f1ffa51b0dedafd32d\" id=\"what-is-a-flexi-cap-fund\" style=\"color:#023368\">What is a Flexi Cap Fund?<\/h2>\n\n\n\n<p>In <a href=\"https:\/\/navia.co.in\/blog\/category\/mutual-funds\/\">mutual funds<\/a> the selection of large-cap, mid-cap and small-cap is very difficult, mostly when the market is volatile. So, just imagine that if a mutual fund allows investors to invest in any companies like large, medium or small depending on growth size. Sounds great, right? Here is Flexi Cap mutual fund stand different.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Meaning of Flexi Cap Funds<\/strong>, an equity fund that offers flexibility to the investors to adjust their portfolio according to the market performance. SEBI (Securities and Exchange Board of India) announced that these funds have a 65% investment in equities. And it offers access to large-cap, mid-cap, and small-cap funds through a single investment.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-a75acec133660c9657ca557d3b00a89e\" id=\"features-of-flexi-cap-funds\" style=\"color:#023368\">Features of Flexi Cap Funds&nbsp;<\/h2>\n\n\n\n<p>Flexi Cap Funds are introduced by SEBI circular dated 6 November 2020. Some of the important features of Flexi Cap Funds listed below;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38 Flexi Cap Funds invest in a mix of large, mid, and small-cap stocks. This diversification helps manage risk while seeking higher returns.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38 Fund managers have the freedom to change asset allocations as market opportunities shift, unlike large or mid-cap funds which have fixed mandates.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38 These funds rely heavily on the fund manager&#8217;s experience and market view, making them actively managed in nature.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38 As per SEBI guidelines, Flexi Cap Funds must invest at least 65% of the total assets in equities, ensuring they remain equity oriented.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udd38 Allowed to invest up to 35% of portfolio in various fixed return <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\">investments<\/a> like bonds.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-44ca1a9aa75389e1d53f08346d8f8a63\" id=\"benefits-of-flexi-cap-funds\" style=\"color:#023368\">Benefits of Flexi Cap Funds<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Adaptability of Market Cycle&nbsp;<\/td><td>Helps funds to adjust positions based on the segments (large, mid or small cap) performance.&nbsp;<\/td><\/tr><tr><td>Balanced Risk-Rewards Ratio&nbsp;<\/td><td>Large-caps offering stability while mid and small-caps offering growth. So, the blend allows to balance between risk and reward.&nbsp;&nbsp;<\/td><\/tr><tr><td>Fund Managing Professionally&nbsp;<\/td><td>The professional fund managers will manage allocation, use market opportunities and minimize potential downsides.&nbsp;&nbsp;<\/td><\/tr><tr><td>Suitable for Long-Term Wealth Creation&nbsp;<\/td><td>The combination of stability and growth can be act as an effective tool for long term capital appreciation.&nbsp;&nbsp;<\/td><\/tr><tr><td>Equity-Oriented Investments&nbsp;<\/td><td>It has the power to beat inflation in the long term.&nbsp;&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-76d59d5dec4f301228f0b8f181ea39c6\" id=\"who-should-invest-in-flexi-cap-funds\" style=\"color:#023368\">Who Should Invest in Flexi Cap Funds?&nbsp;<\/h2>\n\n\n\n<p>Flexi Cap Funds are a great investment option for investors who dream about their equity exposure across several markets. Here you can see who could consider investing in these funds:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e4ba5aea9640bce1d61c2d564e20173e\" id=\"long-term-investors\" style=\"color:#ec4d37\">Long-term Investors&nbsp;<\/h3>\n\n\n\n<p>These investors are looking to gain long-term goals, like children\u2019s education, marriage, retirement, etc., and it has a time horizon of 5 years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a8a1a33ae26f18ee51c028af8d7d047a\" id=\"moderate-risk-traders\" style=\"color:#ec4d37\">Moderate Risk Traders<\/h3>\n\n\n\n<p>These <a href=\"https:\/\/navia.co.in\/blog\/category\/trading\/\">traders<\/a> have a long-term vision and are ready to handle market volatility.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-b2950f983c3ba14652a6bda5fae04312\" id=\"seeking-diversification\" style=\"color:#ec4d37\">Seeking Diversification<\/h3>\n\n\n\n<p>Investors who are looking to diversify their portfolio for growth, by using this fund they can access a diversified portfolio through a single Flexi Cap Fund.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-b732cbd8f10b3ba8f63eab122ff6bc13\" id=\"tax-implications-on-flexi-cap-funds\" style=\"color:#023368\">Tax Implications on Flexi Cap Funds&nbsp;<\/h2>\n\n\n\n<p>It is very important to understand the tax implications of Flexi Cap Funds. Here\u2019s a brief breakdown about it;&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>\ud83e\udc16 Short-Term Capital Gains (STGC)&nbsp;<\/strong><\/p>\n\n\n\n<p>If the units are sold within a year, the tax of 15% is applicable on gains.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>\ud83e\udc16 Long-Term Capital Gains (LTCG)&nbsp;<\/strong><\/p>\n\n\n\n<p>If the units hold more than one year and gains above \u20b91 lakh in a FY, that are taxed at 10% without indexation.&nbsp;<\/p>\n\n\n\n<p><strong>\ud83e\udc16 Dividends&nbsp;<\/strong><\/p>\n\n\n\n<p>Dividends from Flexi Cap Funds are taxable because it is considered as the investor\u2019s income and is taxed as per their income tax slab.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png\" alt=\"fund\" class=\"wp-image-9412\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-768x112.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-7916c8f7601be3da50c2b3b847219959\" id=\"historic-returns-on-flexi-cap-funds\" style=\"color:#023368\">Historic Returns on Flexi Cap Funds<\/h2>\n\n\n\n<p>NAV &amp; Returns data as on 13-May-25&nbsp;(Source: Moneycontrol)<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Scheme Name&nbsp;&nbsp;<\/td><td>Crisil Rating&nbsp;<\/td><td>AuM (Cr)&nbsp;<\/td><td>1W&nbsp;<\/td><td>6M&nbsp;<\/td><td>1Y&nbsp;<\/td><td>5Y&nbsp;<\/td><td>10Y&nbsp;<\/td><\/tr><tr><td>ICICI Prudential Flexicap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>16,677.22&nbsp;<\/td><td>2%&nbsp;<\/td><td>1%&nbsp;<\/td><td>10%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Kotak Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>50,811.65&nbsp;<\/td><td>2%&nbsp;<\/td><td>5%&nbsp;<\/td><td>12%&nbsp;<\/td><td>24%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>WhiteOak Capital Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>4,683.59&nbsp;<\/td><td>2%&nbsp;<\/td><td>3%&nbsp;<\/td><td>16%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Mahindra Manulife Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>1,460.42&nbsp;<\/td><td>2%&nbsp;<\/td><td>4%&nbsp;<\/td><td>12%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Canara Robeco Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>12,608.62&nbsp;<\/td><td>2%&nbsp;<\/td><td>2%&nbsp;<\/td><td>13%&nbsp;<\/td><td>23%&nbsp;<\/td><td>14%&nbsp;<\/td><\/tr><tr><td>Motilal Oswal Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>5&nbsp;<\/td><td>12,418.46&nbsp;<\/td><td>4%&nbsp;<\/td><td>3%&nbsp;<\/td><td>21%&nbsp;<\/td><td>25%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>Parag Parikh Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>5&nbsp;<\/td><td>98,514.28&nbsp;<\/td><td>2%&nbsp;<\/td><td>5%&nbsp;<\/td><td>16%&nbsp;<\/td><td>29%&nbsp;<\/td><td>18%&nbsp;<\/td><\/tr><tr><td>Invesco India Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>2,753.00&nbsp;<\/td><td>2%&nbsp;<\/td><td>2%&nbsp;<\/td><td>17%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Bandhan Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>7,178.75&nbsp;<\/td><td>2%&nbsp;<\/td><td>4%&nbsp;<\/td><td>11%&nbsp;<\/td><td>23%&nbsp;<\/td><td>12%&nbsp;<\/td><\/tr><tr><td>UTI Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>25,190.40&nbsp;<\/td><td>2%&nbsp;<\/td><td>2%&nbsp;<\/td><td>16%&nbsp;<\/td><td>21%&nbsp;<\/td><td>13%&nbsp;<\/td><\/tr><tr><td>HSBC Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>4,700.30&nbsp;<\/td><td>3%&nbsp;<\/td><td>0%&nbsp;<\/td><td>13%&nbsp;<\/td><td>26%&nbsp;<\/td><td>14%&nbsp;<\/td><\/tr><tr><td>ITI Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>1,052.47&nbsp;<\/td><td>3%&nbsp;<\/td><td>-2%&nbsp;<\/td><td>10%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>DSP Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>11,411.63&nbsp;<\/td><td>2%&nbsp;<\/td><td>1%&nbsp;<\/td><td>15%&nbsp;<\/td><td>25%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>Edelweiss Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>2,542.30&nbsp;<\/td><td>2%&nbsp;<\/td><td>0%&nbsp;<\/td><td>14%&nbsp;<\/td><td>27%&nbsp;<\/td><td>16%&nbsp;<\/td><\/tr><tr><td>360 ONE Flexicap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>1,540.16&nbsp;<\/td><td>3%&nbsp;<\/td><td>-1%&nbsp;<\/td><td>13%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Navi Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>243.97&nbsp;<\/td><td>3%&nbsp;<\/td><td>-2%&nbsp;<\/td><td>8%&nbsp;<\/td><td>23%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Franklin India Flexi Cap Fund &#8211; Direct &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>18,224.57&nbsp;<\/td><td>1%&nbsp;<\/td><td>3%&nbsp;<\/td><td>13%&nbsp;<\/td><td>29%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>Union Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>2,227.47&nbsp;<\/td><td>2%&nbsp;<\/td><td>3%&nbsp;<\/td><td>10%&nbsp;<\/td><td>25%&nbsp;<\/td><td>13%&nbsp;<\/td><\/tr><tr><td>NJ Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>2,144.28&nbsp;<\/td><td>2%&nbsp;<\/td><td>-5%&nbsp;<\/td><td>3%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Aditya Birla Sun Life Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>22,414.04&nbsp;<\/td><td>1%&nbsp;<\/td><td>4%&nbsp;<\/td><td>15%&nbsp;<\/td><td>25%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>HDFC Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>5&nbsp;<\/td><td>74,105.46&nbsp;<\/td><td>1%&nbsp;<\/td><td>5%&nbsp;<\/td><td>19%&nbsp;<\/td><td>32%&nbsp;<\/td><td>16%&nbsp;<\/td><\/tr><tr><td>Bank of India Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>1,981.91&nbsp;<\/td><td>4%&nbsp;<\/td><td>-4%&nbsp;<\/td><td>5%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>SBI Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>21,660.94&nbsp;<\/td><td>2%&nbsp;<\/td><td>2%&nbsp;<\/td><td>10%&nbsp;<\/td><td>23%&nbsp;<\/td><td>14%&nbsp;<\/td><\/tr><tr><td>Baroda BNP Paribas Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>1,226.74&nbsp;<\/td><td>3%&nbsp;<\/td><td>0%&nbsp;<\/td><td>10%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Samco Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>1&nbsp;<\/td><td>443.07&nbsp;<\/td><td>5%&nbsp;<\/td><td>-12%&nbsp;<\/td><td>-12%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Bajaj Finserv Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>4,494.32&nbsp;<\/td><td>2%&nbsp;<\/td><td>1%&nbsp;<\/td><td>14%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>LIC MF Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>1&nbsp;<\/td><td>927.32&nbsp;<\/td><td>3%&nbsp;<\/td><td>-6%&nbsp;<\/td><td>3%&nbsp;<\/td><td>18%&nbsp;<\/td><td>9%&nbsp;<\/td><\/tr><tr><td>Nippon India Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>8,612.31&nbsp;<\/td><td>2%&nbsp;<\/td><td>1%&nbsp;<\/td><td>9%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Sundaram Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>2,012.36&nbsp;<\/td><td>1%&nbsp;<\/td><td>3%&nbsp;<\/td><td>13%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Tata Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>3,125.49&nbsp;<\/td><td>1%&nbsp;<\/td><td>5%&nbsp;<\/td><td>15%&nbsp;<\/td><td>22%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Mirae Asset Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>2,658.30&nbsp;<\/td><td>2%&nbsp;<\/td><td>3%&nbsp;<\/td><td>12%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Axis Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>3&nbsp;<\/td><td>12,352.57&nbsp;<\/td><td>2%&nbsp;<\/td><td>3%&nbsp;<\/td><td>13%&nbsp;<\/td><td>20%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>Taurus Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>346.52&nbsp;<\/td><td>2%&nbsp;<\/td><td>-2%&nbsp;<\/td><td>5%&nbsp;<\/td><td>20%&nbsp;<\/td><td>10%&nbsp;<\/td><\/tr><tr><td>PGIM India Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>6,143.28&nbsp;<\/td><td>1%&nbsp;<\/td><td>4%&nbsp;<\/td><td>13%&nbsp;<\/td><td>26%&nbsp;<\/td><td>15%&nbsp;<\/td><\/tr><tr><td>Helios Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>2,970.94&nbsp;<\/td><td>2%&nbsp;<\/td><td>1%&nbsp;<\/td><td>11%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>TRUSTMF Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>1,029.80&nbsp;<\/td><td>3%&nbsp;<\/td><td>-2%&nbsp;<\/td><td>12%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><tr><td>JM Flexi Cap Fund &#8211; Direct &#8211; Growth&nbsp;<\/td><td>4&nbsp;<\/td><td>5,625.21&nbsp;&nbsp;<\/td><td>2%&nbsp;<\/td><td>-4%&nbsp;<\/td><td>7%&nbsp;<\/td><td>30%&nbsp;<\/td><td>17%&nbsp;<\/td><\/tr><tr><td>Quant Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>2&nbsp;<\/td><td>7,016.38&nbsp;<\/td><td>2%&nbsp;<\/td><td>0%&nbsp;<\/td><td>1%&nbsp;<\/td><td>36%&nbsp;<\/td><td>20%&nbsp;<\/td><\/tr><tr><td>Shriram Flexi Cap Fund &#8211; Direct Plan &#8211; Growth&nbsp;<\/td><td>1&nbsp;<\/td><td>134.04&nbsp;<\/td><td>0%&nbsp;<\/td><td>-7%&nbsp;<\/td><td>-4%&nbsp;<\/td><td>19%&nbsp;<\/td><td>&#8211;&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-text-color has-link-color wp-elements-f23551861fa597a2e011de1635910290\" id=\"why-should-i-invest-in-flexi-cap-funds\" style=\"color:#023368\">Why Should I Invest in Flexi Cap Funds?<\/h2>\n\n\n\n<p>There are many reasons for investors to investing in Flexi Cap Funds, they are listed below;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-2565d4c67869a73f98bc5f293e1d173e\" id=\"flexibility-across-market-caps\" style=\"color:#ec4d37\">Flexibility Across Market Caps<\/h3>\n\n\n\n<p>The fund allows for allocation where growth opportunities exist, improving return potential.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-274b2397bfe49e4ce80313388b6a04da\" id=\"one-stop-diversified-equity-exposure\" style=\"color:#ec4d37\">One-Stop Diversified Equity Exposure<\/h3>\n\n\n\n<p>It is a great option for the people who prefer not to manage multiple mutual funds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-ee73d0b3921c53486c027020b828daf6\" id=\"market-responsive-strategy\" style=\"color:#ec4d37\">Market-Responsive Strategy&nbsp;<\/h3>\n\n\n\n<p>Flexi Cap Funds can outperform rigid allocation funds in dynamic or volatile markets.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-99c24f4ac4451570990dc14e574d5cbd\" id=\"backed-by-expert-management\" style=\"color:#ec4d37\">Backed By Expert Management&nbsp;<\/h3>\n\n\n\n<p>Investors benefit from professional insights and research, even without market knowledge.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-e4360548d56ea24d873350129b4dc4a9\" id=\"conclusion\" style=\"color:#023368\">Conclusion&nbsp;<\/h2>\n\n\n\n<p><strong>Flexi Cap Funds means <\/strong>an equity mutual fund that allows the investors to invest across different market caps like large, mid and small cap stocks. These funds offer the best opportunity to manage risk through diversification. If you are a seasoned investor or beginner with a long-term goal, you can choose Flexi Cap Funds for the journey.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Create an account in <a href=\"https:\/\/navia.co.in\/\">Navia<\/a> today and explore the power of Flexi Cap Funds for smarter, diversified investing!&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-4bf0486fdde6b43ba12d686ddc6ec5ed\" id=\"frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions&nbsp;<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-4bf7c750-f459-4415-b0a1-bddf17a62f46\" data-mobilecollapse=\"false\" data-desktopcollapse=\"false\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">What are Flexi Cap Mutual Funds?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-0-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>Flexi Cap Mutual Funds are equity funds that invest across large-cap, mid-cap, and small-cap stocks, offering flexibility and diversification based on market conditions.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-1-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">Is the Flexi Cap Fund Good?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-1-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>Yes, Flexi Cap Funds are considered good for investors who are seeking diversified equity exposure.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-2-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">What is the Difference Between Flexi Cap and Multicap?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-2-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>In Flexi Cap Funds you can invest freely across large, mid and small-cap stocks without any restrictions. But in Multicap Funds we must invest a minimum of 25% in each large, mid and small-cap stocks.\u00a0\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-3-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">What are the Disadvantages of Flexi Caps?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-3-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>Flexi Cap Funds carry market risk due to equity exposure and may face short-term volatility. Their flexible strategy also depends heavily on the fund manager\u2019s decisions, which can impact performance.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-4-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">Which is Better, MidCap or Flexicap?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-4-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>Flexi Cap Funds offer diversified exposure across market caps by managing risks while MidCap Funds focus on mid-sized companies and may offer higher returns with higher risk. The better choice depends on your risk tolerance and investment goals.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-5-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">Which Mutual Fund is Best?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-5-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>The best mutual fund depends on your financial goals, risk tolerance, and investment horizon.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-6-4bf7c750-f459-4415-b0a1-bddf17a62f46\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-4bf7c750-f459-4415-b0a1-bddf17a62f46\" style=\"color: #000000; \">Is Parag Parikh Flexi Cap Fund Good?\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-6-4bf7c750-f459-4415-b0a1-bddf17a62f46\">\n\n<p>Yes, the Parag Parikh Flexi Cap Fund is considered a strong investment option, particularly for long-term investors seeking diversified equity exposure.\u00a0\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n\n<p><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the ever-changing world of stock markets, flexibility has an important role. That\u2019s where Flexi Caps Funds get the attention of the investors. It is a unique category of mutual funds that allows the investors to invest in large-cap and small-cap stocks without any fixed allocation. If you are a new investor or looking to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10428,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[209],"tags":[11,552,7,21,22,53],"class_list":["post-10420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-financial-goals","tag-flexi-cap-funds","tag-indian-stock-markets","tag-investments","tag-investor","tag-marketperformance"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/What-are-Flexi-Cap-Funds.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=10420"}],"version-history":[{"count":16,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10420\/revisions"}],"predecessor-version":[{"id":14290,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10420\/revisions\/14290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/10428"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=10420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=10420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}