{"id":10290,"date":"2025-05-08T10:33:37","date_gmt":"2025-05-08T10:33:37","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=10290"},"modified":"2025-08-12T13:14:50","modified_gmt":"2025-08-12T13:14:50","slug":"what-is-idcw-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/what-is-idcw-in-mutual-funds\/","title":{"rendered":"What is IDCW in Mutual Funds?\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><nav><ul><li class=\"\"><a href=\"#what-is-idcw-in-mutual-funds\">What is IDCW in Mutual Funds?\u00a0<\/a><\/li><li class=\"\"><a href=\"#how-does-income-distribution-cum-capital-withdrawal-work\">How Does Income Distribution cum Capital Withdrawal Work?\u00a0<\/a><\/li><li class=\"\"><a href=\"#benefits-of-idcw-in-mutual-funds\">Benefits of IDCW in Mutual Funds\u00a0<\/a><ul><\/ul><\/li><li class=\"\"><a href=\"#types-of-idcw-in-mutual-funds\">Types of IDCW in Mutual Funds\u00a0<\/a><\/li><li class=\"\"><a href=\"#taxation-in-idcw-plan-in-mutual-funds\">Taxation in IDCW Plan in Mutual Funds<\/a><\/li><li class=\"\"><a href=\"#who-should-invest-in-idcw-in-mutual-funds\">Who Should Invest in IDCW in Mutual Funds?<\/a><\/li><li class=\"\"><a href=\"#conclusion\">Conclusion<\/a><\/li><li class=\"\"><a href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><a href=\"https:\/\/navia.co.in\/blog\/choosing-mutual-funds-india-with-financial-goals-mind\/\">Mutual funds<\/a> are a popular investment option for people who want to increase their wealth smartly. There are so many types of mutual funds available in the market, so it is a little bit difficult to understand each strategy and terminology of them. <strong>IDCW full form in mutual fund<\/strong> is Income Distribution cum Capital Withdrawal is one of the famous mutual fund plans that is introduced by SEBI (Securities and Exchange Board of India) in April 2021 and is a substitution of \u201cDividends\u201d in a mutual fund to IDCW.&nbsp;<\/p>\n\n\n\n<p>This blog will teach you about the <strong>meaning of<\/strong> <strong>IDCW in mutual funds<\/strong>, how it works, benefits, types, and taxation details in detail. So, let\u2019s jump into the blog.&nbsp;&nbsp;<\/p>\n\n\n\n<iframe class=\"custom-video\" src=\"https:\/\/www.youtube.com\/embed\/BM2G7493l-c?si=ccJrhDnOnrcGGNDs\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-69fe2ac9ba14e8b1a2fb440af49e3c2c\" id=\"what-is-idcw-in-mutual-funds\" style=\"color:#023368\">What is IDCW in Mutual Funds?&nbsp;<\/h2>\n\n\n\n<p><strong>IDCW meaning in mutual funds, <\/strong>it\u2019s like a feature that allows the <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\">investors<\/a> to receive income from dividends, and they can withdraw the invested capital flexibly. It is an attractive scheme because through this the investors can get a regular income and achieve the freedom to access their capital as per their need. That\u2019s why it is considered a convenient way for investors to reach their financial goals effectively.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-cf61f9cea1668556f176703b8dec12a6\" id=\"how-does-income-distribution-cum-capital-withdrawal-work\" style=\"color:#023368\">How Does Income Distribution cum Capital Withdrawal Work?&nbsp;<\/h2>\n\n\n\n<p>Income Distribution cum Capital Withdrawal or IDCW is like a payout option offered by mutual funds. Here\u2019s how it works;<\/p>\n\n\n\n<p>\ud83d\udd38 Mutual funds pay out a portion of your investment from the income earned or by returning part of the investor&#8217;s original capital.<\/p>\n\n\n\n<p>\ud83d\udd38 These payouts aren\u2019t guaranteed and depend on the specific fund\u2019s performance.<\/p>\n\n\n\n<p>\ud83d\udd38 The Net Asset Value (NAV) of your units reduces after each payout because the money is withdrawn from the fund.<\/p>\n\n\n\n<p>For example;&nbsp;&nbsp;<\/p>\n\n\n\n<p>If you invest \u20b91,00,000 in a mutual fund with a NAV of \u20b9100, if the fund declares IDCW of \u20b95 per unit, you\u2019ll receive \u20b95,000 and the NAV will decrease to \u20b995.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-92efcb6c480d1dbaf13f360b88166fe0\" id=\"benefits-of-idcw-in-mutual-funds\" style=\"color:#023368\">Benefits of IDCW in Mutual Funds&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-81a9525900d77b04bd6f9c55ee841607\" id=\"generating-regular-income\" style=\"color:#ec4d37\"><strong>Generating Regular Income<\/strong>&nbsp;<\/h3>\n\n\n\n<p>IDCW distributes regular income from mutual fund investments, like a paycheck from your investments, and it offers a steady income stream for all.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-e3f26b644e64bb18f43ec4b0f8faa494\" id=\"cashflow-management\" style=\"color:#ec4d37\"><strong>Cashflow Management<\/strong>&nbsp;<\/h3>\n\n\n\n<p>It allows us to manage cash flow better. The periodical income distributions will cover all your regular expenses so it can be more suitable for your retirement time.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-a921736d615c4de66aafa2047a86b028\" id=\"tax-benefits\" style=\"color:#ec4d37\"><strong>Tax Benefits<\/strong>&nbsp;<\/h3>\n\n\n\n<p>The taxation aspects of IDCW are as follows;<\/p>\n\n\n\n<p>\ud83e\udc16 Tax of IDCW: The income received under this scheme is taxable as per the individual\u2019s income tax slab. If you fall under the 30% tax slab, your IDCW earnings will be taxed at 30%.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\ud83e\udc16 TDS on IDCW: If your total income from IDCW exceeds Rs. 5000, the Deducted at Source (TDS) will be 10%. This deducted TDS will be credited to your income tax account and is adjusted against your final tax liability.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-84c02a9d2544bcf69e1bf8dd92468fd5\" id=\"convenient-for-passive-investors\" style=\"color:#ec4d37\"><strong>Convenient for Passive Investors<\/strong><\/h3>\n\n\n\n<p>This option is most suitable for passive investors who prefer a hands-off approach to managing their investments.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-ffdac62271279a590f24e97c582f9d22\" id=\"no-need-to-redeem-units\" style=\"color:#ec4d37\"><strong>No Need to Redeem Units<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Most investors choose this option because they receive payouts without redeeming their mutual fund units. This means they can continue to stay invested in the funds and receive benefits from future market growth.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-a3593ce884856599f99aa42c3f288c92\" id=\"types-of-idcw-in-mutual-funds\" style=\"color:#023368\">Types of IDCW in Mutual Funds&nbsp;<\/h2>\n\n\n\n<p><strong>IDCW &#8211; Periodic (Regular\/Quarterly\/Monthly)<\/strong><\/p>\n\n\n\n<p>This type of mutual fund declares the income distribution periodically like, monthly, quarterly, or annually. It is suitable for investors who want a fixed income such as retirees.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>IDCW &#8211; Payout<\/strong>&nbsp;<\/p>\n\n\n\n<p>If a fund declares an IDCW, the amount will directly be credited to the investor\u2019s bank account. It is suitable for those who need liquidity or want to use the income for regular expenses.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>IDCW &#8211; Reinvestment<\/strong>&nbsp;<\/p>\n\n\n\n<p>Instead of cash distribution, they will be reinvested in the same scheme by purchasing additional units. It is suitable for investors who prefer compounding returns but still want the benefit of period distributions.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"149\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png\" alt=\"mutual funds\" class=\"wp-image-9412\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-768x112.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-c16c092426b15a68950f888a17033bc6\" id=\"taxation-in-idcw-plan-in-mutual-funds\" style=\"color:#023368\">Taxation in IDCW Plan in Mutual Funds<\/h2>\n\n\n\n<p>In an Income Distribution cum Capital Withdrawal plan, payouts are treated as income in the hands of the investor and are taxed accordingly. Unlike earlier the mutual funds paid DDT or Dividend Distribution Tax, now the investor must pay tax on IDCW. It is not treated as capital gains, so it doesn&#8217;t add any indexation or long\/short-term benefits. If the IDCW exceeds \u20b95,000 in a financial year TDS at 10% is applicable for resident individuals. For NRIs, it is deducted higher rates as per applicable laws.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-9ce2a026e9cd418447d9eea09e3d9f23\" id=\"who-should-invest-in-idcw-in-mutual-funds\" style=\"color:#023368\">Who Should Invest in IDCW in Mutual Funds?<\/h2>\n\n\n\n<p><strong>1. Retirees and Senior Citizens&nbsp;<\/strong><\/p>\n\n\n\n<p>Those who rely on regular income to meet their living expenses.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>2. Passive Investors&nbsp;<\/strong><\/p>\n\n\n\n<p>The people who don\u2019t want to actively manage redemptions and prefer a hands-off approach.&nbsp;<\/p>\n\n\n\n<p><strong>3. Short-term Investors&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>Investors prefer cash returns over capital appreciation.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>4. Investors Seeking Liquidity&nbsp;<\/strong><\/p>\n\n\n\n<p>They need frequent access to short-term goals or expenses, so they receive money at intervals while staying invested.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-5c6c27297d730fa3a4d2ea0f4ae98e8a\" id=\"conclusion\" style=\"color:#023368\">Conclusion<\/h2>\n\n\n\n<p>The <strong>meaning of IDCW in mutual funds <\/strong>is<strong> <\/strong>like a way for investors to receive periodic payouts without redeeming their units. And it is a better option for people seeking regular income, such as retirees and passive investors. We hope that through this blog you get the knowledge about it and that will lead to fulfilling your financial goals.&nbsp;&nbsp;<\/p>\n\n\n\n<p>So, choose your mutual fund strategy wisely by downloading the <a href=\"https:\/\/navia.co.in\/\">Navia<\/a> App and investing smarter with our easy tracking tools.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad2f72ca wp-block-group-is-layout-flex\">\n<p>We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-9a07b674a5b87db9730c3cf59dbbb76b\" id=\"frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions<\/h2>\n\n\n<div class=\"wp-block-ub-content-toggle wp-block-ub-content-toggle-block\" id=\"ub-content-toggle-block-f4825863-705a-4701-bad3-788c8a01cba9\" data-mobilecollapse=\"false\" data-desktopcollapse=\"false\" data-preventcollapse=\"false\" data-showonlyone=\"false\">\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-0-f4825863-705a-4701-bad3-788c8a01cba9\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f4825863-705a-4701-bad3-788c8a01cba9\" style=\"color: #000000; \"><strong>What is the full form of IDCW in mutual funds?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-0-f4825863-705a-4701-bad3-788c8a01cba9\">\n\n<p>Income Distribution cum Capital Withdrawal\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-1-f4825863-705a-4701-bad3-788c8a01cba9\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f4825863-705a-4701-bad3-788c8a01cba9\" style=\"color: #000000; \"><strong>What is the definition of IDCW in mutual funds?<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-1-f4825863-705a-4701-bad3-788c8a01cba9\">\n\n<p>IDCW (Income Distribution cum Capital Withdrawal) in mutual funds refers to periodic payouts made to investors from the fund\u2019s profits.<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-2-f4825863-705a-4701-bad3-788c8a01cba9\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f4825863-705a-4701-bad3-788c8a01cba9\" style=\"color: #000000; \"><strong>Is IDCW taxable?<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-2-f4825863-705a-4701-bad3-788c8a01cba9\">\n\n<p>Yes, IDCW is taxable. The amount received is added to your total income and taxed as per your applicable income tax slab rate.<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-3-f4825863-705a-4701-bad3-788c8a01cba9\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f4825863-705a-4701-bad3-788c8a01cba9\" style=\"color: #000000; \"><strong>What are the major advantages of IDCW?<\/strong>\u00a0<\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-3-f4825863-705a-4701-bad3-788c8a01cba9\">\n\n<p>The major advantage of IDCW is that it provides regular income to investors without requiring them to redeem their mutual fund units.<\/p>\n\n<\/div>\n\t\t<\/div>\n\n<div class=\"wp-block-ub-content-toggle-accordion\" style=\"border-color: #f1f1f1; \" id=\"ub-content-toggle-panel-block-\">\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-title-wrap\" style=\"background-color: #f1f1f1;\" aria-controls=\"ub-content-toggle-panel-4-f4825863-705a-4701-bad3-788c8a01cba9\" tabindex=\"0\">\n\t\t\t<p class=\"wp-block-ub-content-toggle-accordion-title ub-content-toggle-title-f4825863-705a-4701-bad3-788c8a01cba9\" style=\"color: #000000; \"><strong>What are the disadvantages of IDCW?<\/strong><\/p>\n\t\t\t<div class=\"wp-block-ub-content-toggle-accordion-toggle-wrap right\" style=\"color: #000000;\"><span class=\"wp-block-ub-content-toggle-accordion-state-indicator wp-block-ub-chevron-down open\"><\/span><\/div>\n\t\t<\/div>\n\t\t\t<div role=\"region\" aria-expanded=\"true\" class=\"wp-block-ub-content-toggle-accordion-content-wrap\" id=\"ub-content-toggle-panel-4-f4825863-705a-4701-bad3-788c8a01cba9\">\n\n<p>The main disadvantage of IDCW is that the payouts are fully taxable as per the investor\u2019s income slab, and the Net Asset Value (NAV) reduces after each payout.\u00a0<\/p>\n\n<\/div>\n\t\t<\/div>\n<\/div>\n\n\n<p><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mutual funds are a popular investment option for people who want to increase their wealth smartly. There are so many types of mutual funds available in the market, so it is a little bit difficult to understand each strategy and terminology of them. IDCW full form in mutual fund is Income Distribution cum Capital Withdrawal [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10301,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[209],"tags":[11,545,7,21,22,23,32],"class_list":["post-10290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-financial-goals","tag-idcw","tag-indian-stock-markets","tag-investments","tag-investor","tag-mutual-funds","tag-wealth-creation"],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/05\/What-is-IDCW-in-Mutual-Funds.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=10290"}],"version-history":[{"count":11,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10290\/revisions"}],"predecessor-version":[{"id":12450,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10290\/revisions\/12450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/10301"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=10290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=10290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}