{"id":10021,"date":"2025-04-23T11:59:51","date_gmt":"2025-04-23T11:59:51","guid":{"rendered":"https:\/\/navia.co.in\/blog\/?p=10021"},"modified":"2026-08-07T10:24:51","modified_gmt":"2026-08-07T10:24:51","slug":"what-is-kim-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/navia.co.in\/blog\/what-is-kim-in-mutual-funds\/","title":{"rendered":"What is KIM in Mutual Funds?"},"content":{"rendered":"<ul><li><a class=\"aioseo-toc-item\" href=\"#what-is-kim-in-mutual-funds\">What is KIM in Mutual Funds?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#contents-of-the-key-information-memorandum\">Contents of the Key Information Memorandum<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#why-should-you-read-kim-of-mutual-funds\">Why Should You Read KIM of Mutual Funds?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#simplicity\">Simplicity<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#risk-factors\">Risk Factors<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#trust-transparency\">Trust and Transparency<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#benchmark\">Benchmark<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#validities-of-kim\">Validities of KIM<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#what-is-ki-ms-role-in-investor-education\">What is KIM role in Investor Education?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#where-can-you-find-key-memorandum-information-documents\">Where Can You Find Key Memorandum Information documents?<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#final-thoughts\">Final Thoughts<\/a><\/li><li><a class=\"aioseo-toc-item\" href=\"#frequently-asked-questions\">Frequently Asked Questions<\/a><\/li><\/ul>\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">In <strong>mutual funds<\/strong>, precision and <strong>understanding <\/strong>are the most important components. Millions of investors taking split-second decisions and deep analysis via information. If one well-timed insight can drive more success and if one missed detail will derail the particular month\u2019s performance.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">That\u2019s why the <a href=\"https:\/\/navia.co.in\/blog\/choosing-mutual-funds-india-with-financial-goals-mind\/\">mutual funds<\/a> advertisement requests all the <strong>investors <\/strong>to \u201cread all <strong>scheme-related<\/strong> documents carefully before investing\u201d. In these ads, they are sharing the info about <strong>KIM (Key Information Memorandum)<\/strong>, SID (Scheme Information Documents) and SAI (Statement of Additional Information) to educate the investors in all manner.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">In this blog, we\u2019ll explore <strong>what KIM in mutual funds<\/strong>, contents of KIM, why you should read KIM, validities, roles, where you can find KIM documents.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\" style=\"border-left:4px solid #e8622f;background:#fdf1ec;padding:18px 22px;margin:1.5em 0;line-height:1.8;\"><strong>\ud83d\udca1 Quick Answer<\/strong><br>KIM stands for Key Information Memorandum, a short SEBI-mandated summary of a mutual fund scheme. It condenses the Scheme Information Document into a few pages covering the fund&#8217;s objective, asset allocation, risk factors, fees, past performance and fund manager details, so investors can assess a scheme before investing.<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-1\" id=\"what-is-kim-in-mutual-funds\" style=\"color:#023368\">What is KIM in Mutual Funds?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">This data-driven world it is necessary to manage information effectively, like <strong>KIM in mutual funds<\/strong> having a big role in the whole process. <strong>KIM meaning in mutual funds<\/strong> is <strong>Key Information Memorandum<\/strong>.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">KIM provides all information of mutual funds to the investors. SEBI recommended that all funds should maintain Key Information Memorandum concise information like the fund&#8217;s objectives, risks, charges and performance history. So, KIM carries the critical information of the mutual fund scheme, compared to SID, KIM will offer concise information within a couple of pages.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/navia.co.in\/app.html\" style=\"background-color:#ec4d37\"><strong>Get Navia APP<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-2\" id=\"contents-of-the-key-information-memorandum\" style=\"color:#023368\">Contents of the Key Information Memorandum&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Scheme Details&nbsp;<\/td><td>The basic details of the mutual fund scheme, like its name, type, size and category.&nbsp;<\/td><\/tr><tr><td>Investment Objective&nbsp;<\/td><td>A clear understanding of the scheme\u2019s aim, including its target audience and the primary goal it aims to achieve.&nbsp;<\/td><\/tr><tr><td>Asset Allocation&nbsp;<\/td><td>KIM informs all investors about types of asset classes the fund invests in, like corporate debentures and government bonds.&nbsp;&nbsp;<\/td><\/tr><tr><td>Risk Factors&nbsp;<\/td><td>Considered the most critical content of Key Information Memorandum, it includes the risks involved in the fund, like credit risk or liquidity risk, market volatility.&nbsp;&nbsp;<\/td><\/tr><tr><td>Fees and Expenses&nbsp;<\/td><td>KIM includes the recurring expenses of the scheme, including management fees, administrative expenses, and any entry or exit loads.&nbsp;<\/td><\/tr><tr><td>Performance History&nbsp;<\/td><td>A valuable insight of how the particular fund performed in previous years, along with its portfolio turnover and sector allocation.&nbsp;&nbsp;<\/td><\/tr><tr><td>Fund Manager Information&nbsp;<\/td><td>It is essential to know the person who is managing your investment, their experience and track record.&nbsp;<\/td><\/tr><tr><td>Legal and Regulatory Information&nbsp;<\/td><td>Mutual funds operate under many laws and regulations. So, KIM includes essential disclosures both legal and regulatory to ensure adherence to these requirements.&nbsp;&nbsp;<\/td><\/tr><tr><td>Other Important Information&nbsp;<\/td><td>Like investment strategy, plans\/options, applicable NAV, benchmark index, Income Distribution cum Capital Withdrawal (IDCW) policy, daily Net Asset Value (NAV) publication, etc.&nbsp;&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-3\" id=\"why-should-you-read-kim-of-mutual-funds\" style=\"color:#023368\">Why Should You Read KIM of Mutual Funds?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">Key Information Memorandum outlines the mutual fund\u2019s strategy and investment objectives that will be employed to achieve investors&#8217; goals. And it determines whether the fund aligns with your financial objectives or not.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-4\" id=\"simplicity\" style=\"color:#ec4d37\"><strong>Simplicity<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">As we already said, compared to SID, KIM is short and precise. It converts the technical jargon into easy-to-understand language, so it is easily understandable for both new and old investors.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-5\" id=\"risk-factors\" style=\"color:#ec4d37\"><strong>Risk Factors<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">The Key Information Memorandum provides a clear understanding about the risks that are included in a particular fund. For example, some funds have high risk like equity funds while others have lower risk like debt funds.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-6\" id=\"trust-transparency\" style=\"color:#ec4d37\"><strong>Trust &amp; Transparency<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">KIM is a mandatory requirement from SEBI\u2019s regulation, which educates the investor to make a good investment decision. By referring to the Key Information Memorandum the investor can get knowledge about each fund and select the suitable one for their needs.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-color has-link-color wp-elements-7\" id=\"benchmark\" style=\"color:#ec4d37\"><strong>Benchmark<\/strong>&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">KIM compares the performance of the fund against a benchmark index, which is necessary to assess how the fund is doing relative to the market.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-8\" id=\"validities-of-kim\" style=\"color:#023368\">Validities of KIM&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">A Key Information Memorandum is a dynamic document so is generally indefinite until there are changes in a particular mutual fund&#8217;s structure, portfolio, or any other information which needs an update. The validity of the information is considered typically a year, from the starting date of issuing the fund. Mutual funds are regulatory authorities to keep KIM updated by adding the details like annual reports, material changes to the fund occurring, etc.&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/open.navia.co.in\/index-navia.php?utm_source=Organic&#038;utm_medium=blog&#038;utm_campaign=blog&#038;utm_content=kim_mutual_funds_CTA\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"149\" style=\"max-width:100%;height:auto;\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png\" alt=\"Open a free Navia account to invest in mutual funds\" class=\"wp-image-9412\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC.png 1024w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-300x44.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-150x22.png 150w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/03\/OPEN-DEMAT-ACC-768x112.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-9\" id=\"what-is-ki-ms-role-in-investor-education\" style=\"color:#023368\">What is KIM\u2019s role in Investor Education?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">As we know, education is a powerful tool in investment for both new and seasoned investors. The new investors have so many doubts regarding mutual funds, so Key Information Memorandum acts as a guide for them to understand the basics of mutual funds to make effective decisions. Seasoned investors also read KIM because that helps them to refresh and get the knowledge about the recent updates of the fund schemes.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-10\" id=\"where-can-you-find-key-memorandum-information-documents\" style=\"color:#023368\">Where Can You Find Key Memorandum Information documents?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">Investors can find Key Memorandum Information (KIM) in different ways, from the mutual fund house website, through the authorized agents and regulatory bodies. These documents are very crucial for understanding a fund\u2019s objective, risks, fees and other important information. However, you have to cross-verify all the primary sources to get the correct document.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-11\" id=\"final-thoughts\" style=\"color:#023368\">Final Thoughts&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"line-height:1.8;text-align:justify;\">The KIM is an important document that should be reviewed by all <a href=\"https:\/\/navia.co.in\/blog\/category\/investments\/\">investors<\/a> before investing in a mutual fund. <strong>KIM full form in mutual funds<\/strong> is Key Information Memorandum. Through the document you can get comprehensive insights into scheme details, objectives, risks, costs, risk, performance history, legal and regulatory information and other important information. Always ensure that you access the updated version of Key Information Memorandum from the trusted sources. Because a well-informed investment decision is a major component for successful wealth-building!&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Do You Find This Interesting?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-8f761849 wp-block-group-is-layout-flex\">\n<p class=\"wp-block-paragraph\">We\u2019d Love to Hear from you-<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/form.typeform.com\/to\/bpQ8ZlDc\"><img decoding=\"async\" width=\"300\" height=\"64\" style=\"max-width:100%;height:auto;\" src=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png\" alt=\"feedback yes or no button\" class=\"wp-image-8901\" srcset=\"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1.png 300w, https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/02\/Yes-No-Button-1-150x32.png 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-12\" id=\"frequently-asked-questions\" style=\"color:#023368\">Frequently Asked Questions<\/h2>\n\n\n\n\n\n<h3 style=\"color:#ec4d37;\">Key Takeaways<\/h3>\n<ul style=\"margin:1em 0;line-height:1.9;\"><li style=\"margin-bottom:0.8em;line-height:1.8;\">KIM stands for Key Information Memorandum &#8212; a concise, SEBI-mandated summary of a mutual fund scheme running to only a couple of pages.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8;\">It is the short form of the Scheme Information Document (SID); the Statement of Additional Information (SAI) is the third document in the set.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8;\">A KIM covers scheme details, investment objective, asset allocation, risk factors, fees and expenses, performance history, fund manager information and legal disclosures.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8;\">Risk factors are the most critical section, setting out credit risk, liquidity risk and market volatility for that specific scheme.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8;\">KIM information is generally treated as valid for about a year from the date of issue and is updated when the scheme materially changes &#8212; useful when comparing a <a href=\"https:\/\/navia.co.in\/blog\/direct-vs-regular-mutual-fund-which-is-better\/?utm_source=blog&#038;utm_medium=internal_link&#038;utm_campaign=mutual_funds\">direct versus regular plan<\/a>.<\/li><li style=\"margin-bottom:0.8em;line-height:1.8;\">Always source the latest KIM from the fund house website, an authorised agent or a regulatory body, and cross-verify before acting on it; it also states the scheme&#8217;s <a href=\"https:\/\/navia.co.in\/blog\/what-is-idcw-in-mutual-funds\/?utm_source=blog&#038;utm_medium=internal_link&#038;utm_campaign=mutual_funds\">Income Distribution cum Capital Withdrawal (IDCW)<\/a> policy.<\/li><\/ul>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px;\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px;\">What does KIM mean in mutual funds?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0;\">KIM means Key Information Memorandum; it is used in mutual funds to provide detailed information about funds to the investors.&nbsp;<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px;\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px;\">What is the difference between SID and KIM?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0;\">SID (Scheme Information Document) offers detailed information about a mutual fund scheme, but KIM (Key Information Memorandum) is a summarized version of SID.&nbsp;&nbsp;<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px;\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px;\">How often should you check the KIM of a mutual fund?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0;\">You must check Key Information Memorandum before investing in mutual funds and whenever it is updated, it mostly happens annually. If you stay updated, it will help to make informed decisions.<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px;\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px;\">Can KIM help you compare different mutual funds?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0;\">OfCourse, KIM includes the key details of each fund that include investment objectives, risk factors, performance history, etc. so you can easily compare it with different mutual funds.&nbsp;&nbsp;<\/p>\n\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"background:#f1f1f1;border-radius:4px;margin-bottom:10px;\">\n<summary style=\"font-weight:600;font-size:17px;color:#1a2332;cursor:pointer;padding:16px 20px;\">What details are included in the Key Information Memorandum of a mutual fund?<\/summary>\n\n<p class=\"wp-block-paragraph\" style=\"padding:0 20px 18px 20px;line-height:1.8;color:#333;margin:0;\">Through Key Memorandum Information (KIM) you can get a concise summary of a mutual fund\u2019s objectives, risk factors, performance history, fees, etc. It is necessary for investors to make informed decisions.&nbsp;&nbsp;&nbsp;<\/p>\n\n<\/details>\n\n\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-size:13px;line-height:1.6;color:#777;\"><strong>DISCLAIMER: Investments in the securities market are subject to market risks, read all the related documents carefully before investing. The securities quoted are exemplary and are not recommendatory. Brokerage will not exceed the SEBI prescribed limit. Full disclaimer: https:\/\/bit.ly\/naviadisclaimer.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In mutual funds, precision and understanding are the most important components. Millions of investors taking split-second decisions and deep analysis via information. If one well-timed insight can drive more success and if one missed detail will derail the particular month\u2019s performance.&nbsp;&nbsp; That\u2019s why the mutual funds advertisement requests all the investors to \u201cread all scheme-related [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10035,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[209],"tags":[535,23,20,8],"class_list":["post-10021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds","tag-kim","tag-mutual-funds","tag-mutual-funds-in-india","tag-sebi"],"aioseo_notices":[],"featured_image_src":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/04\/What-is-kim-in-mutual-funds.png","author_info":{"display_name":"Navia Markets","author_link":"https:\/\/navia.co.in\/blog\/author\/tradeplusonline\/"},"jetpack_featured_media_url":"https:\/\/navia.co.in\/blog\/wp-content\/uploads\/2025\/04\/What-is-kim-in-mutual-funds.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/comments?post=10021"}],"version-history":[{"count":13,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10021\/revisions"}],"predecessor-version":[{"id":18992,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/posts\/10021\/revisions\/18992"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media\/10035"}],"wp:attachment":[{"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/media?parent=10021"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/categories?post=10021"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/navia.co.in\/blog\/wp-json\/wp\/v2\/tags?post=10021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}